If you want to transfer money to another person from your AMP Bank account, there’s a default limit of $5,000 per payee account per business day. You can increase this limit up to $250,000 per payee account per business day within My AMP. You are also able to lower the limit below $5,000 within My AMP.
Increase requests up to $100,000 are instantaneous, however requests over $100,000 will be reviewed for added security and updates usually take 3 business days.

AMP Visa Debit cards

Accepted anywhere you see the Visa or Plus logos.

Card benefits
  • Local ATM fees reimbursed (not international).
  • Visa Debit Card payWave technology for contact-free purchases.
  • Change your PIN using the My AMP app or online banking.
  • AMP Visa Debit Cards.


Transaction limits
Daily Cash withdrawal at ATM and eftpos $1,000 per day
Visa payWave (Tap and Go) transaction where no PIN is needed $200 per transaction
Bank@Post Cash withdrawal $1,000 per day
Bank@Post Cash deposit $9,999.95 per day

See all transaction limits

Digital wallets

Digital wallets remove the need to carry a physical wallet, while also speeding up online shopping and transactions.

Other digital services


PayID is a fast and secure way to pay someone using a unique identifier without having to enter their BSB or account number.

New Payment Platform (NPP)

NPP allows customers to send and receive money in near real time across participating financial institutions.


BPAY is a bill payment service that lets you pay your bills via your phone or internet banking.

Visa PayWave

This feature allows you to tap and go, removing the need to swipe or hand your card to a cashier.

Electronic Funds Transfer

An electronic funds transfer enables an electronic transfer of money from one account to another.

Direct Debit

This allows you to give chosen service providers the ok to regularly withdraw money from your account.

Faster payments at AMP Bank
You may have noticed you’ve been receiving funds into your AMP Bank account faster than normal. This is because AMP Bank has connected to the New Payments Platform (NPP).

More ways to bank with us

My AMP (via our website)

With My AMP, you can securely manage your banking, super and investments via the AMP website using your computer.

Find out more

My AMP app

With the MyAMP app, you can securely manage your banking, super, insurance and investments wherever you are.

Find out more


Make withdrawals, deposits and balance enquiries at more than 3,500 Australia Post outlets that display the Bank@Post sign.

Find out more

What you need to know

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

Bank@Post and its device mark are trademarks (registered or otherwise) of the Australian Postal Corporation. All rights reserved.

Information is correct as at 17 March 2022.

® PayID is a registered trademark of NPP Australia Limited.