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We asked Australia to rewrite retirement in a few words, and your answers inspired us. See what the country had to say, and start planning the retirement you want for yourself.

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Refinance online and get approval in as little as 20 minutes, without the hassle of having to scan, verify and upload documents. T&Cs apply.*

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Weekly market update 20-01-2023

20 January 2023 | Blog Dr Shane Oliver forecasts that a better growth/inflation tradeoff should be positive for shares; Aust Dec qtr inflation likely around 7.5%yoy; RBA still likely to pause; and more. Read more

Oliver's insights - macro investment outlook

17 January 2023 | Blog 2023 - a list of lists regarding the macro investment outlook Read more

Weekly market update 13-01-2023

13 January 2023 | Blog Senior Economist Diana Mousina examines how shares have gone up in early 2023 on China's reopening; a deceleration in inflation in line with forecasts and expectations of a slowing pace of central bank rate hikes Read more

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information is general only, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd ABN 15 139 353 496 (AWM Services), which is part of the AMP group (AMP). Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

The issuer of AMP Flexible Super is N.M. Superannuation Proprietary Limited (N.M. Super) ABN 31 008 428 322 (trustee), which is part of the AMP group (AMP). Before making a decision about the product a person should consider the AMP Flexible Super product disclosure statement available from AMP at amp.com.au or by calling 131 267.

Credit and deposit products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. Any application is subject to AMP Bank’s approval. 

Information including interest rates is correct as at 22 December 2021 and is subject to change without notice. Terms and conditions apply. Fees and charges may be payable. Before making a decision about the AMP Saver Account you should consider the terms and conditions available from AMP at amp.com.au/bankterms or 13 30 30.

* Terms and conditions apply and are available at amp.com.au/bankterms or by calling 13 30 30. Fees and charges are payable. In many cases a conditional approval will be provided immediately after submission. The time to receive a full unconditional approval will vary. Where only identification is required, an immediate response to our SMS to complete this could result in an unconditional approval within an hour. Unconditional approval could take longer if we need to seek clarifications from you, or if we need to undertake a physical inspection of your property. The speed of response is also dependant on the time a second applicant takes to confirm their application details, and for all applicants to complete the biometric ID check. 

*** Special $4,000 cashback for new refinance or purchase applications with a minimum loan amount of $750,000 or more. The cashback offer is available on AMP Professional Package, AMP First, AMP Essential and AMP Basic home loan products only.

This cashback offer is available for new home loan applications made between 1 January 2023 and 31 March 2023 (inclusive) which settle on or before 30 June 2023. AMP Bank reserves the right to withdraw this offer at any time.

This offer is open to Australian residents age 18 and over. Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply.

This offer is not available for the restructure or switches of home loans within AMP Bank.

Limit of one $4,000 cashback payment regardless of the number of applications, applicants, properties or loans involved. The cashback cannot be used towards the serviceability of the home loan. The cashback is not transferable. The cashback must be paid into an AMP Bank offset account, or AMP Access account, and will be paid within 60 days of the settlement date. If you do not have an existing AMP Bank offset account or AMP Access account, one must be opened before the date of settlement or the cashback will be paid into your variable rate home loan account.

For multiple home loan applicants, the AMP Bank account needs to be in the name of at least one of the home loan applicants, and the $4,000 cashback will be paid only once to the applicants jointly. The offer is current as at 1 January 2023. This Offer may be varied, withdrawn or extended by AMP Bank at any time without notice.

Tax consequences may arise from these promotions for investors and customers should seek independent advice on any taxation matters. This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

 

1 Effective 1 February 2023, Up to 4.10% pa ongoing variable rate on balances up to $250,000 and is subject to change without notice. For Accounts opened from 1 April 2021, offer is limited to one account per person. For any portion of the balance over $250,000 and up to $5,000,000 the interest rate reverts to the AMP Saver Account standard rate only. The maximum ongoing balance per customer name is $5,000,000. Terms and conditions apply. Fees and charges are payable. Any application is subject to AMP Bank’s approval. A target market determination for this product is available at www.amp.com.au/bank/tmd. To learn more about the AMP Saver Account, see the product page.

2 Increase your pay anyone limit to up to $25,000 online, or up to $250,000 per recipient account per day via a written, signed request.

3 Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions.

A target market determination for this product is available at www.amp.com.au/bank/tmd