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3.44% pa1
variable rate3.83% pa2
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What you need to know
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.
It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available on our TMD page.
1Owner Occupied Professional Package variable loans, $500,000 to less than $1,000,000, LVR ≤ 80%^, P&I repayments. Other rates apply for investment property loans. Rate is for new loans only and are subject to change.
2The comparison rate is calculated for a secured loan for an amount of $150,000 over a 25 year term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
The credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian Credit Licence 234517. Approval is subject to AMP Bank guidelines.
Information including interest rates is correct as at 15 July 2022 and is subject to change without notice. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges are payable.
*Terms and conditions apply and are available at amp.com.au/bankterms or by calling 13 30 30. Fees and charges are payable.
***Special $2,000 or $5,000 cashback for new refinance applications with a portion of the loan on a variable interest rate. Customers are eligible to receive a $2,000 cashback payment if the loan amount is $250,000 up to $999,999, or a $5,000 cashback payment if the loan amount is $1,000,000 or more.
This special offer is available for applications made between 1 July 2022 and 31 August 2022 (inclusive) which settle on or before 30 November 2022. AMP Bank reserves the right to withdraw this offer at any time.
This offer is open to Australian residents aged 18 and over. Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply.
The $2,000 cashback offer is available on Professional Package, AMP First, Essential and Basic Home Loan products only with a minimum loan amount of $250,000. The $5,000 cashback offer is available on Professional, AMP First, Essential and Basic Home Loan products only with a minimum loan amount of $1,000,000.
This offer is not available for purchases, or the restructure or switches of home loans within AMP Bank.
Limit of one $2,000 or $5,000 cashback payment regardless of the number of applications, applicants, properties or loans involved. The $2,000 or $5,000 cashback cannot be used towards the serviceability of the home loan. The $2,000 or $5,000 cashback is not transferable.
The $2,000 or $5,000 cashback must be paid into an AMP Bank offset account, or AMP Access account, and will be paid within 60 days of the settlement date. If you do not have an existing AMP Bank offset account or AMP Access account, one must be opened before the date of settlement.
For multiple home loan applicants, the AMP Bank account needs to be in the name of at least one of the home loan applicants, and the $2,000 or $5,000 cashback will be paid only once to the applicants jointly.
The Offer is current as at 1 July 2022. This Offer may be varied, withdrawn or extended by AMP Bank at any time without notice. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement.
Tax consequences may arise from these promotions for investors and customers should seek independent advice on any taxation matters. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.