Home loan interest rates & fees

Refinancing that saves you time and money

Refinance online today and if eligible, you can get approval within an hour.*

Owner Occupied loans

Effective

Loan type		Principal and Interest		Interest Only		Interest Only
Variable rate loan (Owner Occupied)⁽ⁱⁱⁱ⁾				Up to 5 years		Up to 10 years
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$1,000,000 and above	LVR ≤60%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤80%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR <90% + LMI	% pa	% pa	n/a	n/a	n/a	n/a
$500,000 to less than $1,000,000	LVR ≤60%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤80%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤90% + LMI	% pa	% pa	n/a	n/a	n/a	n/a
$100,000 to less than $500,000	LVR ≤60%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤80%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤90% + LMI	% pa	% pa	n/a	n/a	n/a	n/a

Loan type		Principal and Interest		Interest Only
Line of credit (Owner Occupied) ⁽ⁱⁱⁱ⁾
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$1,000,000 and above	LVR ≤60%	n/a	n/a	% pa	% pa
$1,000,000 and above	LVR ≤80%	n/a	n/a	% pa	% pa
$500,000 to less than $1,000,000	LVR ≤60%	n/a	n/a	% pa	% pa
$500,000 to less than $1,000,000	LVR ≤80%	n/a	n/a	% pa	% pa
$100,000 to less than $500,000	LVR ≤60%	n/a	n/a	% pa	% pa
$100,000 to less than $500,000	LVR ≤80%	n/a	n/a	% pa	% pa
Reference Rate^(iv)		Line Of Credit Reference Rate		Line of Credit Reference Rate Interest Only
Construction
$500,000 and above	LVR ≤90% + LMI	n/a	n/a	% pa	% pa
$100,000 to less than $500,000	LVR ≤90% + LMI	n/a	n/a	% pa	% pa
Reference Rate^(iv)		Standard Reference Rate		Standard Reference Rate Interest Only

^{(i) Rates are subject to change. Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.

(ii) Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

(iii) Available for new loans only.

(iv) View a full list of Reference Rates and their values.}

^{Other fees and charges apply. Full details are available in the Fees and charges guide.}

Effective

Loan type		Principal and Interest		Interest Only
Fixed rates (Owner Occupied) $100,000 and above
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
1 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
1 year fixed rate	LVR ≤90% + LMI	% pa	% pa	n/a	n/a
2 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
2 year fixed rate	LVR ≤90% + LMI	% pa	% pa	n/a	n/a
3 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
3 year fixed rate	LVR ≤90% + LMI	% pa	% pa	n/a	n/a
5 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
5 year fixed rate	LVR ≤90% + LMI	% pa	% pa	n/a	n/a

(i) Rates are subject to change. Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.
(ii) Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.

Other fees and charges apply. Full details are available in the Fees and charges guide.

Effective

Loan Type		Principal & Interest		Interest Only
Variable rate loan ⁽ⁱⁱⁱ⁾
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$40,000 & above	LVR ≤60%	% pa	% pa	% pa	% pa
	LVR ≤80%	% pa	% pa	% pa	% pa
	LVR ≤90% + LMI	% pa	% pa	n/a	n/a
Construction
$40,000 & above	LVR ≤90% + LMI	n/a	n/a	% pa	% pa
Reference Rate^(iv)		Basic Reference Rate		Basic Reference Rate Interest Only

Effective

Loan type	Principal and Interest		Interest Only
Fixed rate loans
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
	(LVR ≤90% + LMI)		(LVR ≤80%)
Basic 1 year fixed rate	% pa	% pa	% pa	% pa
Basic 2 year fixed rate	% pa	% pa	% pa	% pa
Basic 3 year fixed rate	% pa	% pa	% pa	% pa
Basic 5 year fixed rate	% pa	% pa	% pa	% pa

A settlement fee of $349 applies.

(i) Rates are subject to change. Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.
(ii)Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.

Other fees and charges apply. Full details are available in the Fees and charges guide.

Principal and interest

Effective

Loan type
Variable rate loan ⁽ⁱⁱⁱ⁾
	Loan to value ratio	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$750,000 and above	LVR <60%	% pa	% pa
	LVR <80%	% pa	% pa
	LVR <90% + LMI	% pa	% pa
$250,000 to less than $750,000	LVR ≤60%	% pa	% pa
	LVR ≤80%	% pa	% pa
	LVR ≤90% + LMI	% pa	% pa
Reference Rate ^(iv)		Basic Reference Rate

(i) Rates are subject to change.

(ii) Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.

Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.

Effective

Loan type	Principal and Interest		Interest Only
Land Loan⁽ⁱⁱⁱ⁾
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
	(LVR ≤90%)		(LVR ≤80%)
	% pa	% pa	% pa	% pa
Reference Rate ^(iv)	Standard Reference Rate		Standard Reference Rate Interest Only

A Settlement fee of $349 applies.

(i) Rates are subject to change.
(ii) Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison.
(iii) Rate is for new loans only and subject to change.
(iv) View a full list of Reference Rates and their values.

Terms and Conditions apply and are available on request. Approval is subject to AMP Bank guidelines.
Available for new home loan customers with a single, owner occupied security only, with the intention of building a single owner occupied property on the land. Other fees and charges apply. Full details are available in the Home loan fees and charges guide.

The Select Package is a special offer only available to eligible corporate super members and AMP Limited shareholders.

Effective

Loan type		Principal and Interest		Interest Only
Variable rate loan⁽ⁱⁱⁱ⁾
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$500,000 and above	LVR ≤80%	% pa	% pa	% pa	% pa
$500,000 and above	LVR <90%	% pa	% pa	n/a	n/a
$100,000 to less than $500,000	LVR ≤80%	% pa	% pa	% pa	% pa
$100,000 to less than $500,000	LVR ≤90%	% pa	% pa	n/a	n/a
Reference Rate ^(iv)			Standard Reference Rate		Standard Reference Rate Interest Only
Line of credit ⁽ⁱⁱⁱ⁾
$500,000 and above	LVR ≤80%	n/a	n/a	% pa	% pa
$100,000 to less than $500,000		n/a	n/a	% pa	% pa
Reference Rate ^(iv)		Line Of Credit Reference Rate		Line of Credit Reference Rate Interest Only

Effective

Loan type		Principal and Interest		Interest Only
Fixed rates $100,000 and above
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
1 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
1 year fixed rate	LVR ≤90%	% pa	% pa	n/a	n/a
2 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
2 year fixed rate	LVR ≤90%	% pa	% pa	n/a	n/a
3 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
3 year fixed rate	LVR ≤90%	% pa	% pa	n/a	n/a
5 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
5 year fixed rate	LVR ≤90%	% pa	% pa	n/a	n/a

Select Package Lines of Credit - credit balances

Effective 16 February 2017

Loan type	Principal and Interest		Interest Only
Lines of Credit (credit balances)
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
From $0 to less than $20,000	% pa	n/a	% pa	n/a
From $20,000 and over	% pa	n/a	% pa	n/a

Credit interest applies to all Lines of Credit. A Settlement fee of $349 applies to all home loans listed above. An annual fee of $349 is payable on each anniversary date. Loans from $100,000 and above.
(i) Rates are subject to change.
(ii) The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Rates are for new loans only.
(iv) View a full list of Reference Rates and their values.

The AMP First Home Loan is a special offer only available to AMP employees, AMP Superannuation members, certain shareholders, and other client groups defined by AMP Bank who apply directly through AMP Bank. Complete the online enquiry form to request more information about the AMP First Home Loan and for an AMP Bank direct sales team member to contact you.

Effective

Loan type	Principal and Interest		Interest Only
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
	(LVR <90%)		(LVR <80%)
Variable rate loan	% pa	% pa	% pa	% pa
Construction	n/a	n/a	% pa	% pa
Reference Rate⁽ⁱⁱⁱ⁾	AMP First Reference Rate		AMP First Reference Rate Interest Only
Line of credit	n/a	n/a	% pa	% pa
Reference Rate⁽ⁱⁱⁱ⁾	AMP First Line Of Credit Reference Rate		AMP First Line Of Credit Reference Rate Interest Only

Effective

Loan type	Principal and Interest		Interest Only
Fixed rates
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
	(LVR <90%)		(LVR <80%)
1 year fixed rate	% pa	% pa	% pa	% pa
2 year fixed rate	% pa	% pa	% pa	% pa
3 year fixed rate	% pa	% pa	% pa	% pa
5 year fixed rate	% pa	% pa	% pa	% pa

Effective 16 February 2017

Loan type	Principal and Interest		Interest Only
Lines of Credit (credit balances)
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
From $0 to less than $20,000	% pa	n/a	% pa	n/a
From $20,000 and over	% pa	n/a	% pa	n/a

(i) Rates are subject to change.
(ii) The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) View a full list of Reference Rates and their values.

Investment loans

Effective

Loan type		Principal and Interest		Interest Only		Interest Only
Variable rate loan (Investment) ⁽ⁱⁱⁱ⁾				Up to 5 years		Up to 10 years
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$1,000,000 and above	LVR ≤60%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤80%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤90%	% pa	% pa	n/a	n/a	n/a	n/a
$500,000 to less than $1,000,000	LVR ≤60%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤80%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤90%	% pa	% pa	n/a	n/a	n/a	n/a
$100,000 to less than $500,000	LVR ≤60%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤80%	% pa	% pa	% pa	% pa	% pa	% pa
	LVR ≤90%	% pa	% pa	n/a	n/a	n/a	n/a

Loan type		Principal and Interest		Interest Only
Line of credit (Investment) ⁽ⁱⁱⁱ⁾
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$1,000,000 and above	LVR ≤60%	n/a	n/a	% pa	% pa
$1,000,000 and above	LVR ≤80%	n/a	n/a	% pa	% pa
$500,000 to less than $1,000,000	LVR ≤60%	n/a	n/a	% pa	% pa
$500,000 to less than $1,000,000	LVR ≤80%	n/a	n/a	% pa	% pa
$100,000 to less than $500,000	LVR ≤60%	n/a	n/a	% pa	% pa
$100,000 to less than $500,000	LVR ≤80%	n/a	n/a	% pa	% pa
Reference Rate^(iv)		Line Of Credit Reference Rate Investment		Line of Credit Reference Rate Interest Only Investment
Construction
$500,000 and above	LVR ≤60%	n/a	n/a	% pa	% pa
$500,000 and above	LVR ≤90%	n/a	n/a	% pa	% pa
$100,000 to less than $500,000	LVR ≤90%	n/a	n/a	% pa	% pa
Reference Rate^(iv)		Standard Reference Rate Investment		Standard Reference Rate Interest Only Investment

Effective

Loan type		Principal and Interest		Interest Only
Fixed rates (Investment) $100,000 and above
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
1 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
1 year fixed rate	LVR ≤90%	% pa	% pa	n/a	n/a
2 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
2 year fixed rate	LVR ≤90%	% pa	% pa	n/a	n/a
3 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
3 year fixed rate	LVR ≤90%	% pa	% pa	n/a	n/a
5 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
5 year fixed rate	LVR ≤90%	% pa	% pa	n/a	n/a

Other fees and charges apply. Full details are available in the Fees and charges guide.

Effective

Loan Type		Principal & Interest		Interest Only
Variable rate loan ⁽ⁱⁱⁱ⁾
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$40,000 & above	LVR ≤60%	% pa	% pa	% pa	% pa
	LVR ≤80%	% pa	% pa	% pa	% pa
	LVR ≤90%	% pa	% pa	n/a	n/a
Construction
$40,000 & above	LVR ≤90%	n/a	n/a	% pa	% pa
Reference Rate^(iv)		Basic Reference Rate Investment		Basic Reference Rate Interest Only Investment

Effective

Loan type	Principal and Interest		Interest Only
Fixed rate loans
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
	(LVR ≤90%)		(LVR ≤80%)
Basic 1 year fixed rate (Investment)	% pa	% pa	% pa	% pa
Basic 2 year fixed rate (Investment)	% pa	% pa	% pa	% pa
Basic 3 year fixed rate (Investment)	% pa	% pa	% pa	% pa
Basic 5 year fixed rate (Investment)	% pa	% pa	% pa	% pa

A settlement fee of $349 applies.

(i) Rates are subject to change. Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.
(ii) Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.

Other fees and charges apply. Full details are available in the Fees and charges guide.

Principal and interest

Effective

Loan type
Variable rate loan ⁽ⁱⁱⁱ⁾
	Loan to value ratio	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$750,000 and above	LVR <60%	% pa	% pa
	LVR <80%	% pa	% pa
	LVR <90%	% pa	% pa
$250,000 to less than $750,000	LVR ≤60%	% pa	% pa
	LVR ≤80%	% pa	% pa
	LVR ≤90%	% pa	% pa
Reference Rate ^(iv)		Basic Reference Rate Investment

(i) Rates are subject to change.

Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.

Effective

Loan type	Principal and Interest		Interest Only
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
	(LVR ≤90%)		(LVR ≤80%)
Land Loan ⁽ⁱⁱⁱ⁾	% pa	% pa	% pa	% pa
Reference Rate ^(iv)	Standard Reference Rate Investment		Standard Reference Rate Interest Only Investment

A Settlement fee of $349 applies.

The Select Package is a special offer only available to eligible corporate super members and AMP Limited shareholders.

Effective

Loan type		Principal and Interest		Interest Only
Variable rate loan⁽ⁱⁱⁱ⁾
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
$500,000 and above	LVR ≤80%	% pa	% pa	% pa	% pa
$500,000 and above	LVR <90% + LMI	% pa	% pa	n/a	n/a
$100,000 to less than $500,000	LVR ≤80%	% pa	% pa	% pa	% pa
$100,000 to less than $500,000	LVR ≤90% + LMI	% pa	% pa	n/a	n/a
Reference Rate ^(iv)			Standard Reference Rate Investment		Standard Reference Rate Interest Only Investment
Line of credit ⁽ⁱⁱⁱ⁾
$500,000 and above	LVR ≤80%	n/a	n/a	% pa	% pa
$100,000 to less than $500,000		n/a	n/a	% pa	% pa
Reference Rate^(iv)		Line Of Credit Reference Rate Investment		Line of Credit Reference Rate Interest Only Investment

Effective

Loan type		Principal and Interest		Interest Only
Fixed rates $100,000 and above
	LVR	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
1 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
1 year fixed rate	LVR ≤90% + LMI	% pa	% pa	n/a	n/a
2 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
2 year fixed rate	LVR ≤90% + LMI	% pa	% pa	n/a	n/a
3 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
3 year fixed rate	LVR ≤90% + LMI	% pa	% pa	n/a	n/a
5 year fixed rate	LVR ≤80%	% pa	% pa	% pa	% pa
5 year fixed rate	LVR ≤90% + LMI	% pa	% pa	n/a	n/a

Select Package Lines of Credit - credit balances

Effective 16 February 2017

Loan type	Principal and Interest		Interest Only
Lines of Credit (credit balances)
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
From $0 to less than $20,000	% pa	n/a	% pa	n/a
From $20,000 and over	% pa	n/a	% pa	n/a

Effective

Loan type	Principal and Interest		Interest Only
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
	(LVR <90%)		(LVR <80%)
Variable rate loan	% pa	% pa	% pa	% pa
Construction	n/a	n/a	% pa	% pa
Reference Rate ⁽ⁱⁱⁱ⁾	AMP First Reference Rate Investment		AMP First Reference Rate Interest Only Investment
Line of credit	n/a	n/a	% pa	% pa
Reference Rate ⁽ⁱⁱⁱ⁾	AMP First Line Of Credit Reference Rate Investment		AMP First Line Of Credit Reference Rate Interest Only Investment

Effective

Loan type	Principal and Interest		Interest Only
Fixed rates
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
	(LVR <90%)		(LVR <80%)
1 year fixed rate	% pa	% pa	% pa	% pa
2 year fixed rate	% pa	% pa	% pa	% pa
3 year fixed rate	% pa	% pa	% pa	% pa
5 year fixed rate	% pa	% pa	% pa	% pa

Effective 16 February 2017

Loan type	Principal and Interest		Interest Only
Lines of Credit (credit balances)
	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾	Interest rate⁽ⁱ⁾	Comparison rate⁽ⁱⁱ⁾
From $0 to less than $20,000	% pa	n/a	% pa	n/a
From $20,000 and over	% pa	n/a	% pa	n/a

Support at your fingertips

If you need assistance or have any questions, provide your details and one of our home loan specialists in Australia will get in touch.

New home loan enquiries

Phone: 1300 534 325

Email: direct_lending@ampbanking.com.au

Operating hours: Monday to Friday, 9am - 5pm Sydney time

Book a chat →
All other home loan enquiries

Phone: 13 30 30

Email: info@ampbanking.com.au

Operating hours:
Monday to Friday, 8am - 8pm Sydney time
Saturday and Sunday, 9am - 5pm Sydney time

Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

A target market determination for these products is available on our TMD page.

Footnotes

*In many cases a conditional approval will be provided immediately after submission. The time to receive a full unconditional approval will vary. Where only identification is required, an immediate response to our SMS to complete this could result in an unconditional approval within an hour. Unconditional approval could take longer if we need to seek clarifications from you, or if we need to undertake an inspection of your property. The speed of response is also dependant on the time a second applicant takes to confirm their application details, and for all applicants to complete the biometric ID check. Most metro postcodes and many regional postcodes are eligible. Ineligible postcodes are likely in remote or higher risk areas. You will be told early in the application form if your postcode is ineligible.

There's something for everyone

Owner Occupied loans

Investment loans

Support at your fingertips

Important information

Whatever wealthy you want