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Owner Occupied loans

Professional Package owner occupied new business rates & fees

Effective 10 November 2023

Loan type    Principal and Interest Interest Only
  LVR Interest rate(i) Comparison rate(ii) Interest rate(i)
 Comparison rate(ii)
Variable rate loan (Owner Occupied) (iii)    
$1,000,000 and above
 LVR ≤60% 6.49% pa 6.84% pa 6.59% pa
 6.86% pa
LVR ≤80% 6.49% pa 6.84% pa 6.59% pa 6.86% pa
LVR <90% + LMI 6.54% pa 6.89% pa n/a
 n/a
$500,000 to less than $1,000,000 LVR ≤60% 6.54% pa 6.89% pa 6.66% pa 6.91% pa
LVR ≤80% 6.64% pa 6.98% pa 6.80% pa 7.03% pa
LVR ≤90% + LMI 6.64% pa 6.98% pa n/a
 n/a
$100,000 to less than $500,000 LVR ≤60% 6.94% pa 7.28% pa 7.85% pa 7.67% pa
LVR ≤80% 6.99% pa 7.33% pa 7.85% pa 7.69% pa
LVR ≤90% + LMI 7.07% pa 7.41% pa n/a
 n/a
Construction          
$500,000 and above LVR ≤90% + LMI n/a
 n/a
 7.44% pa 7.06% pa
$100,000 to less than $500,000 LVR ≤90%  + LMI n/a
 n/a
 8.15% pa 7.52% pa
Reference Rate(iv)   Standard Reference Rate Standard Reference Rate Interest Only
Line of credit(iii) 
$1,000,000 and above LVR ≤80% n/a
 n/a
 6.79% pa 7.00% pa
$500,000 to less than $1,000,000 LVR ≤80% n/a
 n/a
 7.00% pa 7.19% pa
$100,000 to less than $500,000 LVR ≤80% n/a
 n/a
 8.05% pa 8.05% pa
Reference Rate(iv)   Line Of Credit Reference Rate Line of Credit Reference Rate Interest Only

 


Effective 25 October 2023

Loan type     Principal and Interest  Interest Only
  LVR Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Fixed rates (Owner Occupied) $100,000 and above
1 year fixed rate LVR ≤80% 6.59% pa
 7.26% pa
 6.74% pa
 7.27% pa
LVR ≤90% + LMI 6.79% pa 7.35% pa n/a
 n/a
2 year fixed rate LVR ≤80% 6.59% pa
 7.20% pa
 6.69% pa
 7.21% pa
LVR ≤90% + LMI 6.79% pa 7.30% pa n/a
 n/a
3 year fixed rate LVR ≤80% 6.59% pa
 7.14% pa
 6.64% pa
 7.15% pa
LVR ≤90% + LMI 6.79% pa 7.26% pa n/a
 n/a
5 year fixed rate LVR ≤80% 6.84% pa
 7.15% pa
 7.09% pa
 7.25% pa
LVR ≤90% + LMI 7.04% pa 7.28% pa n/a
 n/a


Credit interest applies to all lines of credit. Professional Package eligibility - total borrowings with AMP Bank must exceed $100,000. An Annual fee of $349 is payable in advance at settlement and on each anniversary date of the Professional Package loan.

(i)Rates are subject to change.
(ii)The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii)Rates are for new loans only. Approval is subject to AMP Bank guidelines. Other fees and charges apply. Full details are available in the Fees and charges guide. Terms and conditions are available on request.
(iv)View a full list of Reference Rates and their values.

Basic Package owner occupied new business rates & fees

Effective 10 November 2023

Loan Type   Principal & Interest  Interest Only
  LVR Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Variable rate loan(iii)          
$40,000 & above LVR ≤60% 7.24% pa 7.29% pa 7.74% pa 7.57% pa
LVR ≤80% 7.34% pa 7.39% pa 7.74% pa 7.57% pa
LVR ≤90% + LMI 7.64% pa 7.69% pa n/a
 n/a
Construction
$40,000 & above LVR ≤90% + LMI n/a
 n/a
 7.24% pa 7.67% pa
Reference Rate(iv)   Basic Reference Rate Basic Reference Rate


Effective 25 October 2023

Loan type  Principal and Interest Interest Only 
  (LVR ≤90% + LMI) (LVR ≤80%) 
  Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Fixed rate loans        
Basic 1 year fixed rate 7.64% pa 7.69% pa 7.99% pa 7.46% pa
Basic 2 year fixed rate 7.39% pa 7.64% pa 7.59% pa 7.44% pa
Basic 3 year fixed rate 7.24% pa 7.57% pa 7.44% pa 7.42% pa
Basic 5 year fixed rate 7.44% pa 7.60% pa 7.69% pa 7.55% pa


A settlement fee of $349 applies.

(i) Rates are subject to change. Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.
(ii)Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.

Other fees and charges apply. Full details are available in the Fees and charges guide.

AMP Essential Home Loan owner occupied new business rates & fees

Loan type: Principal and interest

Effective 10 November 2023

  Loan to value ratio Interest rate(i) Comparison rate(ii)
Variable rate loan(iii)      
$750,000 and above LVR <60% 6.34% pa 6.37% pa
LVR <80% 6.44% pa 6.47% pa
LVR <90% + LMI 6.49% pa
 6.52% pa
$250,000 to less than $750,000 LVR ≤60%
 6.54% pa
 6.57% pa
LVR ≤80% 6.64% pa 6.67% pa
LVR ≤90% + LMI 6.64% pa 6.67% pa
Reference Rate(iv) Basic Reference Rate


(i) Rates are subject to change.
(ii) Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.


Fees and charges are payable. Terms and Conditions apply. Approval is subject to AMP Bank guidelines.

Land Loan owner occupied new business rates and fees

Effective 10 November 2023

Loan type  Principal and Interest  Interest Only 
  (LVR ≤90% + LMI) (LVR ≤80%)
  Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Land Loan(iii) 7.95% pa 8.00% pa 8.15% pa 8.09% pa
Reference Rate(iv) Standard Reference Rate Standard Reference Rate Interest Only

 

A Settlement fee of $349 applies. 

(i) Rates are subject to change. 
(ii) Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison.
(iii) Rate is for new loans only and subject to change.
(iv) View a full list of Reference Rates and their values.

Terms and Conditions apply and are available on request. Approval is subject to AMP Bank guidelines.
Available for new home loan customers with a single, owner occupied security only, with the intention of building a single owner occupied property on the land. Other fees and charges apply. Full details are available in the Home loan fees and charges guide.

Select Package new business rates & fees

The Select Package is a special offer only available to eligible corporate super members and AMP Limited shareholders.

Effective 10 November 2023

 Loan type   Principal and Interest  Interest Only
  LVR Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Variable rate loan(iii)          
$500,000 and above LVR <80% 7.39% pa
 7.73% pa 8.04% pa 8.00% pa
LVR ≤90% + LMI 7.61% pa
 7.95% pa n/a
 n/a
$100,000 to less than $500,000 LVR <80% 7.39% pa 7.73% pa 9.10% pa 8.50% pa
LVR ≤90% + LMI 7.64% pa
 7.98% pa n/a n/a
Reference Rate(iv)   Standard Reference Rate Standard Reference Rate Interest Only
Line of Credit(iii)          
$500,000 and above LVR <80% n/a n/a 8.24% pa 8.31% pa
$100,000 to less than $500,000 LVR <80% n/a n/a 9.30% pa 9.10% pa
Reference Rate(iv)
   Line of Credit Reference Rate
 Line of Credit Reference Rate Interest Only

Effective 31 July 2023

Loan type   Principal and Interest Interest Only
  LVR Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Fixed rates $100,000 and above          
1 year fixed rate LVR ≤80% 6.89% pa
 7.65% pa 7.34% pa 7.70% pa
LVR ≤90% + LMI 7.09% pa 7.89% pa n/a n/a
2 year fixed rate LVR ≤80% 6.64% pa
 7.53% pa 6.94% pa 7.58% pa
LVR ≤90% + LMI 6.84% pa 7.76% pa n/a n/a
3 year fixed rate LVR ≤80% 6.54% pa
 7.41% pa 6.84% pa 7.49% pa
LVR ≤90% + LMI 6.74% pa 7.64% pa n/a n/a
5 year fixed rate LVR ≤80% 6.74% pa
 7.33% pa 7.09% pa 7.48% pa
LVR ≤90% + LMI 6.94% pa 7.56% pa n/a n/a
           


Select Package Lines of Credit - credit balances

Effective 16 February 2017

Loan type Principal and Interest  Interest Only
  Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Lines of Credit (credit balances)        
From $0 to less than $20,000 0.00% pa n/a 0.00% pa n/a
 From $20,000 and over 0.25% pa n/a 0.25% pa n/a

Credit interest applies to all Lines of Credit. A Settlement fee of $349 applies to all home loans listed above. An annual fee of $349 is payable on each anniversary date. Loans from $100,000 and above.

(i) Rates are subject to change.
(ii) The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Rates are for new loans only.
(iv) View a full list of Reference Rates and their values.

AMP First Home Loan owner occupied new business rates & fees

The AMP First Home Loan is a special offer only available to AMP shareholders, AMP employees, Resolution Life Australasia employees and is also available to other client groups who apply directly through AMP Bank. Complete the online enquiry form to request more information about the AMP First Home Loan and for an AMP Bank direct sales team member to contact you.
 

Effective 10 November 2023

 Loan type Principal and Interest  Interest Only
  (LVR <90% + LMI) (LVR <80%)
  Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Variable rate loan 6.24% pa
 6.24% pa 7.09% pa 6.61% pa
Construction    n/a n/a 7.34% pa 6.35% pa
Reference Rate(iii)
 AMP First Reference Rate AMP First Reference Rate Interest Only
Line of Credit n/a n/a 7.29% pa
 6.98% pa
Reference Rate(iii) AMP First Line Of Credit Reference Rate AMP First Line Of Credit Reference Rate Interest Only

 

Effective 25 October 2023

Loan type Principal and Interest Interest Only
  (LVR <90% + LMI)   (LVR <80%)  
  Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)               
Fixed rates        
1 year fixed rate 6.57% pa 6.27% pa 6.72% pa 6.29% pa
2 year fixed rate 6.58% pa 6.31% pa 6.67% pa 6.32% pa
3 year fixed rate 6.58% pa 6.34% pa
 6.62% pa 6.35% pa
5 year fixed rate 6.83% pa 6.50% pa 7.07% pa 6.60% pa

 

Effective 16 February 2017

 Loan type Prinicipal and Interest Interest Only
  Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Line of Credit (credit balances)
        
From $0 to less than $20,000
 0.00% pa n/a 0.00% pa n/a
From $20,000 and over
 0.25% pa n/a 0.25% pa n/a

(i) Rates are subject to change

(ii) Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees of other loan amounts might result in a different comparison rate.

(iii) View a full list of Reference Rates and their values

Investment loans

Professional Package investment new business rates & fees

Effective 10 November 2023

Loan type   Principal and Interest Interest Only
  LVR Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Variable rate loan (Investment) (iii)
$1,000,000 and above LVR ≤60% 6.49% pa 6.84% pa 6.54% pa 6.83% pa
LVR ≤80% 6.49% pa 6.84% pa 6.54% pa 6.83% pa
LVR ≤90%
 6.59% pa 6.94% pa n/a
 n/a
$500,000 to less than $1,000,000
 LVR ≤60% 6.54% pa
 6.89% pa
 6.66% pa
 6.91% pa
LVR ≤80% 6.64% pa
 6.98% pa
 6.66% pa 6.97% pa
LVR <90%  6.66% pa
 7.00% pa
 n/a
 n/a
$100,000 to less than $500,000 LVR ≤60% 6.94% pa 7.28% pa 6.94% pa 7.26% pa
LVR ≤80% 6.99% pa 7.33% pa 6.99% pa
 7.31% pa
LVR ≤90% 7.11% pa 7.45% pa n/a
 n/a
Construction      
$500,000 and above  LVR ≤60% n/a
 n/a
 6.84% pa
 6.91% pa
LVR ≤80% n/a
 n/a
 7.14% pa 7.05% pa
$100,000 to less than $500,000 LVR ≤90%

 n/a
 n/a
 7.14% pa 7.45% pa
Reference Rate(iv)   Standard Reference Rate Investment Standard Reference Rate Interest Only Investment
Line of Credit (Investment) (iii)
$1,000,000 and above LVR ≤60% n/a
 n/a
 6.74% pa
 6.97% pa
LVR ≤80% n/a
 n/a
 6.74% pa 6.97% pa
$500,000 to less than $1,000,000 LVR ≤60% n/a
 n/a
 6.86% pa 7.07% pa
LVR ≤80% n/a
 n/a
 6.86% pa 7.10% pa
$100,000 to less than $500,000 LVR ≤80% n/a
 n/a
 7.19% pa
 7.43% pa
Reference Rate(iv)   Line Of Credit Reference Rate Investment Line Of Credit Reference Rate Interest Only Investment
 


Effective 25 October 2023

Loan type   Principal and Interest Interest Only
  LVR Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Fixed rates (Investment) $100,000 and above
1 year fixed rate LVR ≤80% 6.59% pa
 7.26% pa
 6.64% pa
 7.26% pa
LVR ≤90%  6.79% pa
 7.39% pa
 n/a
 n/a
2 year fixed rate LVR ≤80% 6.59% pa
 7.20% pa
 6.64% pa 7.20% pa
LVR ≤90%  6.79% pa
 7.33% pa
 n/a
 n/a
3 year fixed rate LVR ≤80% 6.59% pa
 7.14% pa
 6.59% pa
 7.13% pa
LVR ≤90% 6.79% pa
 7.28% pa
 n/a
 n/a
5 year fixed rate LVR ≤80% 6.94% pa
 7.20% pa
 6.99% pa
 7.20% pa
LVR ≤90%  7.14% pa
 7.35% pa
 n/a
 n/a


 

(i) Rates are subject to change.
(ii) The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
(iii) Rates are for new loans only. Approval is subject to AMP Bank guidelines. Other fees and charges apply. Full details are available in the Fees and charges guide. Terms and conditions are available on request.
(iv) View a full list of Reference Rates and their values.

Credit interest applies to all lines of credit. Professional Package eligibility - total borrowings with AMP Bank must exceed $100,000. An Annual fee of $349 is payable in advance at settlement and on each anniversary date of the Professional Package loan.

Basic Package investment new business rates & fees

 

Effective 10 November 2023

 Loan type    Principal & Interest  Interest Only
  LVR Interest rate(i)
  Comparison rate(ii)  Interest rate(i) Comparison rate(ii)
Variable rate loan(iii)          
$40,000 & above LVR <60%  7.49% pa 7.54% pa
 7.74% pa 7.68% pa
LVR <80% 7.54% pa 7.59% pa
 7.74% pa 7.68% pa
LVR <90%  8.02% pa 8.07% pa n/a
 n/a
Construction          
$40,000 and above LVR ≤90%  n/a
 n/a
 7.24% pa 8.01% pa
Reference Rate(iv)   Basic Reference Rate Investment Basic Reference Rate Interest Only Investment


Effective 25 October 2023

Loan type  Principal and Interest Interest Only
  (LVR <90%) (LVR <80%)
  Interest rate(i) Comparison rate(ii) Interest rate(i)      Comparison rate(ii)         
Fixed rate loans        
Basic 1 year fixed rate (Investment) 7.69% pa 8.04% pa 7.79% pa 7.62% pa
Basic 2 year fixed rate (Investment) 7.49% pa 7.96% pa
 7.59% pa 7.60% pa
Basic 3 year fixed rate (Investment) 7.34% pa 7.87% pa 7.44% pa 7.56% pa
Basic 5 year fixed rate (Investment) 7.59% pa 7.88% pa 7.74% pa 7.68% pa 

A settlement fee of $349 applies.

(i) Rates are subject to change. Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.
(ii)Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.

Other fees and charges apply. Full details are available in the Fees and charges guide.

 

AMP Essential Home Loan investment new business rates and fees

Loan type: Principal and interest

Effective 10 November 2023
 
  Loan to value ratio Interest rate(i) Comparison rate(ii)
Variable rate loan(iii)      
$750,000 and above LVR <60%  6.34% pa 6.37% pa
LVR ≤80%  6.49% pa 6.52% pa
LVR ≤90% 6.54% pa 6.57% pa
$250,000 to less than $750,000 LVR <60%  6.54% pa
 6.57% pa
LVR ≤80%  6.64% pa 6.67% pa
LVR ≤90% 6.64% pa 6.67% pa
Reference Rate(iv) Basic Reference Rate Investment


(i) Rates are subject to change.
(ii) Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.


Fees and charges are payable. Terms and Conditions apply. Approval is subject to AMP Bank guidelines.

Land Loan investment new business rates & fees

Effective 10 November 2023

Loan type Principal and Interest Interest Only
  (LVR ≤90%) (LVR ≤80%)
  Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Land Loan(iii) 6.94% pa 6.99% pa 7.14% pa 7.08% pa
Reference Rate(iv) Standard Reference Rate Investment Standard Reference Rate Interest Only Investment

 

A Settlement fee of $349 applies. 

(i) Rates are subject to change. 
(ii) Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison.
(iii) Rate is for new loans only and subject to change.
(iv) View a full list of Reference Rates and their values.

Terms and Conditions apply and are available on request. Approval is subject to AMP Bank guidelines.
Available for new home loan customers with a single, owner occupied security only, with the intention of building a single owner occupied property on the land. Other fees and charges apply. Full details are available in the Home loan fees and charges guide.

Select Package investment new business rates & fees

The Select Package is a special offer only available to eligible corporate super members and AMP Limited shareholders.

Investment

Effective 10 November 2023

 Loan type   Principal and Interest  Interest Only
  LVR Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Variable rate loan(iii)          
$500,000 and above LVR <80% 7.89% pa
 8.23% pa 8.09% pa 8.30% pa
LVR ≤90% 8.02% pa
 8.35% pa n/a n/a
$100,000 to less than $500,000 LVR <80% 7.89% pa 8.23% pa 8.09% pa 8.30% pa
LVR ≤90%
 8.36% pa
 8.69% pa n/a n/a
Reference Rate(iv)   Standard Reference Rate Investment Standard Reference Rate Interest Only Investment
Line of Credit(iii)          
$500,000 and above LVR <80% n/a n/a 8.29% pa
 8.48% pa
$100,000 to less than $500,000 LVR <80% n/a n/a 8.29% pa
 8.48% pa
Reference Rate(iv)
   Line Of Credit Reference Rate Investment Line of Credit Reference Rate Interest Only Investment

Effective 31 July 2023

Loan type   Principal and Interest Interest Only
  LVR Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Fixed rates $100,000 and above          
1 year fixed rate LVR <80% 6.99% pa 8.10% pa 7.19% pa 8.12% pa
LVR ≤90% 7.19% pa 8.53% pa n/a n/a
2 year fixed rate LVR <80% 6.74% pa 7.94% pa 6.94% pa 7.97% pa
LVR ≤90% 6.94% pa 8.34% pa n/a n/a
3 year fixed rate LVR <80% 6.64% pa 7.78% pa 6.84% pa 7.84% pa
LVR ≤90% 6.84% pa 8.16% pa n/a n/a
5 year fixed rate LVR <80% 6.84% pa 7.64% pa 7.09% pa 7.75% pa
LVR ≤90% 7.04% pa 7.98% pa n/a n/a


Select Package Lines of Credit - credit balances

Effective 16 February 2017

Loan type Principal and Interest  Interest Only
  Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Lines of Credit (credit balances)        
From $0 to less than $20,000 0.00% pa n/a 0.00% pa n/a
 From $20,000 and over 0.25% pa n/a 0.25% pa  n/a

Credit interest applies to all Lines of Credit. A Settlement fee of $349 applies to all home loans listed above. An annual fee of $349 is payable on each anniversary date. Loans from $100,000 and above.

(i) Rates are subject to change.
(ii) The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Rates are for new loans only.
(iv) View a full list of Reference Rates and their values.

AMP First Investment Home Loan new business interest rates & fees

The AMP First Home Loan is a special offer only available to AMP shareholders, AMP employees, Resolution Life Australasia employees and is also available to other client groups who apply directly through AMP Bank. Complete the online enquiry form to request more information about the AMP First Home Loan and for an AMP Bank direct sales team member to contact you.
 

Effective 10 November 2023

 Loan type Principal and Interest  Interest Only
  (LVR <90%)   (LVR <80%)  
  Interest rate(i) Comparison rate(ii) Interest rate(i) Comparison rate(ii)
Variable rate loan 6.44% pa
 6.44% pa 6.79% pa 6.59% pa
Construction n/a n/a 7.09% pa 6.51% pa
Reference Rate(iii)
 AMP First Reference Rate Investment AMP First Reference Rate Interest Only Investment
Line of Credit n/a n/a 6.99% pa
 6.82% pa
Reference Rate(iii)            AMP First Line Of Credit Reference Rate Investment AMP First Line Of Credit Reference Rate Interest Only Investment

 

Effective 25 October 2023

Loan type Principal and Interest Interest Only
  (LVR <90%)   (LVR <80%)  
  Interest rate(i) Comparison rate(ii) Interest rate(i)                 Comparison rate(ii)       
Fixed rates        
1 year fixed rate 6.57% pa 6.45% pa 6.62% pa 6.46% pa
2 year fixed rate 6.58% pa 6.47% pa 6.63% pa 6.48% pa
3 year fixed rate 6.58% pa 6.48% pa 6.58% pa 6.48% pa
5 year fixed rate 6.92% pa 6.65% pa 6.97% pa 6.67% pa

 

Effective 16 February 2017

 Loan type Principal and Interest Interest Only
  Interest rate(i) Comparison rate(ii) Interest rate(i)        Comparison rate(ii)      
Line of Credit (credit balances)
        
From $0 to less than $20,000
 0.00% pa n/a  0.00% pa n/a
From $20,000 and over
 0.25% pa n/a 0.25% pa n/a

(i) Rates are subject to change
(ii) Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees of other loan amounts might result in a different comparison rate.
(iii) View a full list of Reference Rates and their values

What you need to know

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice. 

A target market determination for these products is available on our TMD page.

*In many cases a conditional approval will be provided immediately after submission. The time to receive a full unconditional approval will vary. Where only identification is required, an immediate response to our SMS to complete this could result in an unconditional approval within an hour. Unconditional approval could take longer if we need to seek clarifications from you, or if we need to undertake an inspection of your property. The speed of response is also dependant on the time a second applicant takes to confirm their application details, and for all applicants to complete the biometric ID check. Most metro postcodes and many regional postcodes are eligible. Ineligible postcodes are likely in remote or higher risk areas. You will be told early in the application form if your postcode is ineligible.