Life’s complicated enough.
Banking shouldn’t be.

    • No fuss

      Just simple, smart features built around what you need. It’s an easy-breezy way to manage money from your phone.

    • No monthly fees

      Get all the features you need, with none of the account-keeping fees. Now you’ll have more money for overpriced coffee.

    • No worries

      With eyes everywhere and 24/7 security checks, we’re onto fraudsters faster than you can hide your cash under the mattress.

    AMP Bank GO

    Spend, save and manage your money in one place

    Access tools to manage your money easily, with 24/7 support. All on an easy-to use app that just works.

    Frequently asked questions

    AMP Bank GO is a smarter, faster and more intuitive way to manage your money. It offers a shiny new app (AMP Bank GO), and fresh, cutting-edge features designed to make your personal and business banking easier.

     

    Currently, AMP Bank GO offers everyday accounts for personal and business banking, along with a range of exciting new features designed for a seamless banking experience. And this is only the beginning, with more features and products being built as we speak – stay tuned!

    You won’t be automatically switched over. AMP Bank GO has been built from the ground up, so you’ll need to sign up fresh – get started here.

    Yes, AMP Bank GO offers a Save account for personal and business customers. To open, you will need an existing Everyday Account via AMP Bank GO.

    If you’re an existing customer and want to sign up to the new banking experience, you’ll need to download AMP Bank GO. Think of it like upgrading your money toolkit! You can still use the My AMP app for your existing accounts alongside the new one.

     

    Get started here.

    Yes. To help spot the difference between your AMP Bank accounts, products serviced through AMP Bank GO will use BSB: 939-900 and have a new account number. Products serviced through My AMP will use BSB: 939-200.

    Everyday bank accounts are designed to give you easy access to your money. You can usually attach a debit card to the account, making it easy to pay for groceries, online shopping or withdrawing money from an ATM.

    The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer.

    AMP Bank Go Qantas Rewards On Your Balance Promotion gives eligible customers the opportunity to earn double Qantas Points on qualifying balances held in their AMP Bank GO Everyday Account during the Promotional Period, subject to the AMP Bank Go Qantas Rewards On Your Balance Promotion terms and conditions.
     

    Start earning here.

    If you are a Qantas Frequent Flyer member, you can earn Qantas Points by linking your Everyday Account to your Qantas Frequent Flyer account.   
     

    You can earn 1 Qantas Point for every $10 of your average monthly account balance, up to $5,000,000. For example, a $10,000 average balance earns 1,000 Qantas Points in that month. 
     

    AMP Bank Go Qantas Rewards On Your Balance Promotion - Get 2 Qantas Points for every $10 on your average monthly Everyday Account balance, up to $500,000. Ends 31 January 2027. The applicable terms and conditions can be found here.

    If you linked your Qantas Frequent Flyer membership on or before 31 May 2026, you will earn 2 Qantas Points for every $10 of your average monthly balance until 31 January 2027 up to $5,000,000 in balances. If this is you, the applicable terms and conditions can be found here. ​ 

    Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days. 

     

    Not a Qantas Frequent Flyer member? AMP Bank customers can join for free here.

    Learn more about banking with AMP Bank

    Important information

    The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. 

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

    A target market determination for these products is available here.

    For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here. 

    For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.


    *Qantas Frequent Flyer

    You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP Bank Limited has arranged for complimentary membership for new customers who join here . Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Points will be earned on account balances in accordance with the AMP Bank GO Transaction Account Terms and Conditions. To determine the average monthly balance for your account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.

    AMP Bank GO Qantas Rewards On Your Balance Promotion until 31 January 2027 

    Terms and conditions effective Thursday 1 October 2026. 

    1. The promoter is AMP Bank Limited ABN 15 081 596 009 (AMP Bank), AFSL and Australian credit licence 234517. 

    2. You can earn Qantas Points through the AMP Bank GO and Qantas Frequent Flyer Programs by:

    - being a member of the Qantas Frequent Flyer (QFF) Program;and
    - linking your QFF Account by entering your membership number via the AMP Bank GO app.

    Membership with the QFF Program is subject to the QFF Terms and Conditions, as applicable.

    3. Customers who link their QFF Account via the AMP Bank GO app will earn double Qantas Points on balances (earning 2 Qantas Points for every $10 of their average monthly account balance, up to $500,000) within their Everyday Account until 31 January 2027. (Promotion)

    4. Terms and conditions in relation to the:

    - AMP Bank GO Everyday Accounts and
    - AMP Bank GO Qantas Frequent Flyer    

    apply and can be viewed at  AMP Bank GO Transaction Account Terms and Conditions. 

    5. AMP Bank reserves the right to modify, suspend or terminate the Promotion at any time, for any reason, including if any aspect of this Promotion is not capable of running as planned, due to computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of AMP Bank.