Why travel with AMP Bank GO

    • No added conversion fees

      We don’t add international transaction fees when you use your AMP Bank GO Debit Mastercard overseas. 

    • 24/7 support wherever you are

      Get real help, any time. 24/7 human support, right in your app. 

    • Get more value

      Enjoy Mastercard’s exchange rate on debit card transactions, with nothing added on top from us.

    • Earn Qantas Points

      Turn your average monthly Everyday Account balance into points for your next trip.

    No extra fees overseas

    No international card transaction fees from us

    No monthly account fees

    No fees from us when withdrawing cash overseas with your debit card*

    Mastercard exchange rate, nothing added on top from us 

    *Some overseas ATM providers may charge a fee

    • No extra fees overseas – We offer Mastercard’s real exchange rate and don’t add anything on top, meaning you can shop online or overseas and withdraw cash abroad, all with no extra fees from us.
    • Instant spending notifications – Know what you’re spending when you're spending it with real time notifications in both currencies, so you can shop online and overseas without any nasty surprises from us.

    1. Apply in minutes.
      Get started in the app — no paperwork needed.

    2. Use it like normal.
      Tap, pay or withdraw cash overseas just like you do at home.

    3. Keep using it when you’re back.
      Or keep it as your go-to account for travel

     

     

    Make travel go further

    Turn your average monthly Everyday Account balance into Qantas Points.

    Earn Qantas Points for the money in your Everyday Account and put them towards your next trip.1

    Smart banking designed around you

    Personal banking – but not as you know it. Apply for an Everyday Account easily within AMP Bank GO and join the everyday Aussies who have changed the way they bank for the better.

    Travelling with AMP Bank GO

    No — just use your card as normal wherever you go.

    We don’t charge international transaction fees or add a margin to the exchange rate on card transactions. It’s important to note that some ATM providers may charge a fee.

    You’ll get Mastercard’s real exchange rate, with nothing added on top.

     

    When paying overseas, choose to be charged in the local currency. Your purchase will then be converted using Mastercard’s exchange rate, which is often more favourable than the rate set by the merchant when paying in Australian dollars.

    Yes — you can withdraw cash at overseas ATMs wherever Mastercard is accepted. Some ATM providers may charge their own fee.

    How to make your holiday budget work harder

    Your holiday money goes fast when you’re not watching it. A simple budget can help you spend with confidence, avoid nasty surprises and enjoy more of the moments you planned for. From saving ahead to spending overseas, here’s how to make every dollar work harder for your next well‑earned break.

    Important information

    The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

    A target market determination for these products is available here.

    Any application is subject to AMP Bank's approval.

    For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here. 

    For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.

    Qantas Frequent Flyer

    You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP Bank Limited has arranged for complimentary membership for new customers who join here . Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions.

    1Earning Qantas Points

    You must link your Qantas Frequent Flyer account with the Everyday Account in AMP Bank GO to earn 1 Qantas Point for every $10 of your average monthly account balance, up to $5,000,000 in balances. Points will be earned on account balances in accordance with the AMP Bank GO Transaction Account Terms and Conditions. To determine the average monthly balance for your Transaction Account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.