Smart banking
    designed around you

    Personal banking – but not as you know it. Apply for an Everyday Account easily within AMP Bank GO and join the everyday Aussies who have changed the way they bank for the better.
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    Banking with a human touch

    Money’s personal - that’s why AMP Bank GO adds a human touch to everything we do.

    Our team of specialists are ready to chat and assist you.

    Master your money

    Knowing where you money goes is the first step in taking control of your finances.

    You can easily track your expenses with simple categorisation and rest easy knowing you’re protected with our in-app controls and security features.

    Built to move you forward

    Paying a bill? Spending your fortnightly salary or simply surprised by an unknown expense?

    AMP Bank GO keeps you moving forward, with instant notifications so you can keep on top of the ins and outs of your money.

    More than banking

    Banking is just the start. This is not a one-and-done solution.

    We’ll listen and learn, and adapt and grow with you. So that you can keep showing up - with a bank, made entirely for you.

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    Turn your everyday banking into Qantas Points

    What if you could earn points on your everyday banking? Now you can with Qantas Frequent Flyer. Earn 1 Qantas Point for every $10 on your average monthly balance, when you link your account to your AMP Bank GO Everyday Account. *​*

    Grow your money with the

    My AMP web and app

    Grow your money and achieve your goals faster with our range of interest earning accounts available in the My AMP web or app.

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    Competitive interest rates
and monthly fees

    Manage and access your money while earning competitive interest. Banking with AMP Bank means no monthly fees on Savings and Term Deposit accounts.

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    Grow your money with My AMP

    You can manage your AMP Saver, Term Deposit and SMSF accounts online with My AMP anytime, making it easy for you to:

    ✓ Get quick, digital access

    ✓ Manage your savings, term deposit and SMSF accounts

    ✓ Manage your AMP Visa Debit cards

    ✓ Receive notifications to stay up to date

    ✓ Transfer funds and pay bills

    Resources & tools

    Important information

    The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. 

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

    A target market determination for these products is available here.

    For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here

    For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.
     

    You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP has arranged for complimentary membership for new customers who join here. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions.

    1 Business Overdraft subject to AMP Bank credit approval.

    * Double Qantas Points until 30 April 2026 

    Terms and conditions effective Monday 2 February 2026.

    1. The promoter is AMP Bank Limited ABN 15 081 596 009 (AMP Bank), AFSL and Australian credit licence 234517.

    2. You can earn Qantas Points through the AMP Bank GO Qantas Frequent Flyer & Qantas Business Rewards Programs by:

    • being a member of the Qantas Frequent Flyer (QFF) Program and/or the Qantas Business Rewards (QBR) Program; and

    • linking your QFF or QBR Account by entering your membership number via the AMP Bank GO app.      

    Membership with the QFF Program and QBR Program is subject to the QFF Terms and Conditions and/or the QBR Terms and Conditions, as applicable.     

    3. Customers who link their QFF and/or QBR Account via the AMP Bank GO app will earn double Qantas Points on balances (earning 2 Qantas Points for every $10 of their average monthly account balance, up to $5,000,000) within their AMP Bank GO Everyday Accounts, Everyday Business Accounts and Joint Everyday Accounts, and

    4. Terms and conditions in relation to the:

    • AMP Bank GO Everyday Accounts, Everyday Business Accounts and Joint Everyday Accounts, and

    • AMP Bank GO Qantas Frequent Flyer & Qantas Business Rewards Program

     apply and can be viewed at AMP Bank GO Transaction Account Terms and Conditions.

    5. AMP Bank reserves the right to modify, suspend or terminate the Promotion at any time, for any reason, including if any aspect of this Promotion is not capable of running as planned, due to computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of AMP Bank. 

    Qantas Frequent Flyer

    You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP Bank GO has arranged for complimentary membership for new customers who join here . Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Points will be earned on account balances in accordance with the Transaction Account Terms and Conditions. To determine the average monthly balance for your account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.

    Earning Qantas Points

    You must link your Qantas Frequent Flyer account with the Everyday Account in AMP Bank GO to earn 2 Qantas Point for every $10 of your average monthly account balance, up to $5,000,000 in balances. Points will be earned on account balances in accordance with the Transaction Account Terms and Conditions. To determine the average monthly balance for your Transaction Account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.