We have embedded safety checks throughout our experience, from video impersonation controls to 24/7 real-time fraud monitoring to in-app prompt of payee legitmacy. We’re here to keep you and your money safe.
Get 2 Qantas Points for every $10 on your average monthly Everyday Account balance, up to $500,000. Ends 31 January 2027. T&Cs apply.*
What’s included
What’s not included
There are zero monthly fees on your Everyday Account*.
| Fees | Charges |
| Monthly fees on transaction accounts | Nil |
ATM withdrawal When you withdraw cash at major bank ATMs and ATMx in Australia |
Nil |
| International transaction fees and ATM withdrawal fees2 | Nil |
Effective date 16 February 2025
1 Major bank ATMs include ANZ, CBA, NAB and Westpac
2 Some ATM operators may charge a fee
Ready to join? Here’s what you’ll need to apply for an Everyday Account:
The Everyday Account is a basic bank account and may be suitable to eligible applicants who also hold any one of the following Commonwealth Government concession cards: Commonwealth Seniors Health Card, Health Care Card, or Pensioner Concession Card.
Features included in the Everyday Account are:
| No overdraft | We won’t allow the account to become overdrawn unless it’s impossible or reasonably impractical for us to prevent it. |
| No dishonour fees | We won’t charge any dishonour fees if a payment to or from the account is dishonoured |
| No debit interest | If the account becomes overdrawn for any reason where we were unable to prevent it, we won’t charge debit interest on the overdrawn amount. |
To learn more about these features, please contact us on 1800 950 105. New eligible customers can apply for the Everyday Account by downloading AMP Bank GO.
We might ask you a few more questions than you are used to. Why? Because we’re all about making banking in Australia safer from fraud and scams. We don't take shortcuts when it comes to your security. Your future self approves.
How it works
1. Click ‘Apply Now’ and get started today
2. Download AMP Bank GO to your phone
3. Complete your onboarding on AMP Bank GO
4. Upload your ID and film yourself for extra security
5. Once approved, start using AMP Bank GO
Have any questions related to the AMP Bank GO Everyday Account? Download the app where you can access live chat and FAQ’s. If you can’t access your device, contact AMP Bank GO on 1800 950 105.
The bank that moves with you
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available here.
For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here.
For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.
*Qantas Frequent Flyer
You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP Bank Limited has arranged for complimentary membership for new customers who join here . Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Points will be earned on account balances in accordance with the AMP Bank GO Transaction Account Terms and Conditions. To determine the average monthly balance for your account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.
AMP Bank GO Qantas Rewards On Your Balance Promotion until 31 January 2027
Terms and conditions effective Thursday 1 October 2026.
1. The promoter is AMP Bank Limited ABN 15 081 596 009 (AMP Bank), AFSL and Australian credit licence 234517.
2. You can earn Qantas Points through the AMP Bank GO and Qantas Frequent Flyer Programs by:
- being a member of the Qantas Frequent Flyer (QFF) Program;and
- linking your QFF Account by entering your membership number via the AMP Bank GO app.
Membership with the QFF Program is subject to the QFF Terms and Conditions, as applicable.
3. Customers who link their QFF Account via the AMP Bank GO app will earn double Qantas Points on balances (earning 2 Qantas Points for every $10 of their average monthly account balance, up to $500,000) within their Everyday Account until 31 January 2027. (Promotion)
4. Terms and conditions in relation to the:
- AMP Bank GO Everyday Accounts and
- AMP Bank GO Qantas Frequent Flyer
apply and can be viewed at AMP Bank GO Transaction Account Terms and Conditions.
5. AMP Bank reserves the right to modify, suspend or terminate the Promotion at any time, for any reason, including if any aspect of this Promotion is not capable of running as planned, due to computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of AMP Bank.
Apple Pay
Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.
Samsung
Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions.
