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    Life’s complicated enough.
Banking shouldn’t be.

    • No fuss

      Just simple, smart features built around what you need. It’s an easy-breezy way to manage money from your phone.

    • Zero monthly fees on transaction accounts*

      Get all the features you need, with zero monthly fees on transaction accounts. Now you'll have more money for overpriced coffee.

      * Fees apply on approved overdrafts.

    • No worries

      With eyes everywhere and 24/7 security checks, we’re onto fraudsters faster than you can hide your cash under the mattress.

    Man in grey jacket using phone on wheelchair
    Man in grey jacket using phone on wheelchair

    AMP Bank GO

    Manage your day-to-day with ease

    You can manage your Everyday and Everyday Business account online with AMP Bank GO anytime, making it easy for you to:

    • Get quick, digital access
    • Manage your AMP Bank GO Everyday Accounts
    • Manage your AMP Bank GO Debit Mastercard
    • Receive notifications to stay up to date
    • Transfer funds and pay bills
    Explore AMP Bank GO features

    Earn double Qantas Points

    Sometimes the most rewarding thing you can do with your money is leave it where it is. You can earn 2 Qantas Points for every $10 on your average monthly Everyday Account balance, up to $500,000 until 31 January 2027.  Just link your Everyday Account in the AMP Bank GO app to your Qantas Frequent Flyer Account to start earning points. T&Cs apply.* 

    1. Download or sign into AMP Bank GO
    2. ​Tap your profile (top right of screen)​
    3. Select "Qantas Frequent Flyer" from menu​
    4. Add your Qantas Frequent Flyer number and link your accounts 
    5. Deposit money and watch your rewards grow
    Apply now
    Log in to link now
    AMP Bank card displayed on smartphone and smartwatch screens
    AMP Bank card displayed on smartphone and smartwatch screens

    Connect your digital wallet

    Pay as you go

    Link your AMP Bank GO Debit Mastercard to your digital wallet to use with a mobile device.

    • Speeds up online shopping and transactions
    • No more need to carry a physical wallet
    Find out more

    Payment options

    AMP Bank GO Debit Mastercard

     

    Worry less.
    Go numberless.


    Lost your card while shopping in Melbourne or travelling in Bali?
    Our physical numberless debit cards keep your money safer, wherever life takes you - with AMP Bank GO

    bank card

    Faster payments

    You may have noticed you’ve been receiving funds into your AMP Bank GO Everyday Account faster than normal. This is because AMP Bank GO has connected to the New Payments Platform (NPP).
    Learn more

    Frequently asked questions

    Frequently asked questions

    Any questions about AMP Bank GO?

    Get more information on our new mobile banking experience and how to apply.

    AMP Bank GO is a smarter, faster and more intuitive way to manage your money. It offers a shiny new app (AMP Bank GO), and fresh cutting-edge features designed to make your personal and business banking easier.

    Currently, AMP Bank GO offers Everyday accounts for personal and business banking, along with a range of exciting new features designed for a seamless banking experience. And this is only the beginning, with more features and products being built as we speak – stay tuned!

    Applying is easy and will take you about ten minutes to complete directly in AMP Bank GO. You’ll need a valid form of identification. Your AMP Bank GO Debit Mastercard will arrive by mail soon after we’ve approved your application.

    There are zero monthly fees on transaction accounts, including regular deposits or withdrawals. Some fees or special services may apply and monthly fees apply for an approved business overdraft. Read our Account Limits, Fees and Charges Guide for more information.

    The Australian Government guarantee protects combined deposits up to $250,000 per customer in the unlikely event that a financial institution fails.

    AMP Bank GO Save is our savings account, designed to help you earn interest without ongoing conditions.

    Any questions about AMP Bank GO?

    Get more information on AMP Bank GO and what it means for existing Banking customers using My AMP.

    The new AMP Bank experience is a smarter, faster and more intuitive way to manage your money. It offers a shiny new app (AMP Bank GO), and fresh cutting-edge features designed to make your personal and business banking easier.
    Currently, AMP Bank GO offers Everyday accounts for personal and business banking, along with a range of exciting new features designed for a seamless banking experience. And this is only the beginning, with more features and products being built as we speak – stay tuned!

    Ready to join? Download AMP Bank GO and set up a new Everyday personal or business Account.

    It’s totally up to you! If you’re ready to dive into the future of banking, then joining is easy. If you’re not quite ready, that’s okay too – you can continue using your Access Account in the My AMP app just like you have been.

    You won’t be automatically switched over. The new experience has been built from the ground up, so you’ll need to sign up fresh – get started here

    If you’re an existing customer and want to sign up to new the banking experience, you’ll need to download AMP Bank GO. Think of it like upgrading your money toolkit! You can still use the My AMP app for your existing accounts alongside the new one.

    AMP Bank GO is a completely reimagined way to manage your money – more intuitive, smarter and designed to make your everyday personal and business banking easier. A few examples are:

    • Manage your money with Spaces with goal setting and achieve your goal faster by round up.
    • Track your transactions with the spend tracker,
    • Pay with PAYID with no limits on transfers.
    • Other features coming soon are deposits at Australia Post, OSKO, and Xero Bank feeds to manage your business accounting etc.

    While My AMP offers all the features and benefits you know and love, the new experience brings in the best tech, new and improved features, all at the tap of your phone.

    Not quite. You’ll need to open your shiny new Everyday personal or business account yourself. It only takes a few minutes – just have your photo ID and selfie skills ready!
    Once that's done, if you would like to close your existing account, here’s a few steps to follow:

    • Transfer your funds from your My AMP account to your account with AMP Bank GO (don’t forget the new BSB number 939-900).
    • When your old account has a nil balance, send us a secure message via My AMP to close it for you.

    Tip: Note down all your payee details before closing your old account, so you can set them up in AMP Bank GO.

    If you have more questions or want to understand if the new experience is right for you, check out our detailed FAQs, or call us on 1800 950 105 to speak to our team directly.

    Learn more about banking with AMP Bank

    Important information

    The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

     A target market determination for these products is available here.

    For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here.

    For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.

    You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP Bank has arranged for complimentary membership for new customers who join here. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions.

    *Qantas Frequent Flyer

    You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP Bank Limited has arranged for complimentary membership for new customers who join here . Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Points will be earned on account balances in accordance with the Transaction Account Terms and Conditions. To determine the average monthly balance for your account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.

    AMP Bank GO Qantas Rewards On Your Balance Promotion until 31 January 2027 

    Terms and conditions effective Thursday 1 October 2026. 

    1. The promoter is AMP Bank Limited ABN 15 081 596 009 (AMP Bank), AFSL and Australian credit licence 234517. 

    2. You can earn Qantas Points through the AMP Bank GO and Qantas Frequent Flyer Programs by:

    - being a member of the Qantas Frequent Flyer (QFF) Program;and
    - linking your QFF Account by entering your membership number via the AMP Bank GO app.

    Membership with the QFF Program is subject to the QFF Terms and Conditions, as applicable.

    3. Customers who link their QFF Account via the AMP Bank GO app will earn double Qantas Points on balances (earning 2 Qantas Points for every $10 of their average monthly account balance, up to $500,000) within their Everyday Account until 31 January 2027. (Promotion)

    4. Terms and conditions in relation to the:

    - AMP Bank GO Everyday Accounts and
    - AMP Bank GO Qantas Frequent Flyer    

    apply and can be viewed at  AMP Bank GO Transaction Account Terms and Conditions. 

    5. AMP Bank reserves the right to modify, suspend or terminate the Promotion at any time, for any reason, including if any aspect of this Promotion is not capable of running as planned, due to computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of AMP Bank.