A home loan can be a sizeable chunk of your income, so it makes sense to make sure you get the most out of your deal. The articles below cover some of the major things to consider if you’re looking to manage your home loan.

Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing from time to time to make sure the interest rates, fees and features continue to meet your needs.

Your existing provider may have another product, or you may need to switch provider. There are benefits and costs with either approach, so it’s important to evaluate the pros and cons if you’re considering refinancing. You can also consider consolidating your debts into one loan or debt recycling

Make sure you take financial advice if you’re thinking of this approach. It’s important to be clear about the risks as well as the benefits.

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How redrawing can work for you

With a redraw facility on a home loan, you can access money you’ve paid above your minimum monthly repayments and spend this on something else. Read more

Is your home loan still right for you?

Checking if your home loan is still right for you could help you save thousands of dollars, and perhaps, pay off your mortgage sooner. Here’s how to get started. Read more

Consolidating debt into your home loan

It’s easy to accumulate lots of debts, which can mean higher interest rates and multiple debts. You may ask, 'how do I consolidate my debt?' It's easy with AMP. Read more

Upgrade or Renovate Your Home (Video)

In this episode of Q&AMP, learn about the outlook for the Australian property market and look at the pros and cons before deciding to renovate or move your home. Read more

How to refinance your home loan

With record low interest rates, Australians are taking the opportunity to refinance home loans. Here’s what you need to know about refinancing your mortgage. Read more

Can refinancing my home loan save me money?

By replacing your existing loan with a new one, you could take advantage of a better deal and pay off your home loan sooner. Find out more with AMP. Read more

Debt recycling

Find out what debt recycling is, and if it’s a suitable investment strategy for you and your family. Get answers to questions, considerations, and a case study, from AMP. Read more