A home loan can be a sizeable chunk of your income, so it makes sense to make sure you get the most out of your deal. The articles below cover some of the major things to consider if you’re looking to manage your home loan.
Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing from time to time to make sure the interest rates, fees and features continue to meet your needs.
Your existing provider may have another product, or you may need to switch provider. There are benefits and costs with either approach, so it’s important to evaluate the pros and cons if you’re considering refinancing. You can also consider consolidating your debts into one loan or debt recycling
Make sure you take financial advice if you’re thinking of this approach. It’s important to be clear about the risks as well as the benefits.
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