Early access to super

Our call waiting times are much longer than usual, but you might find help sooner – visit our early access to super page for eligibility, how to apply and things to consider, and log into My AMP to check your account details and super balance.

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Your goals
Back to menu Your goals
- What is your goal? No matter how big or small they are, most of us need a little help to turn our dreams into reality.
Banking
Back to menu Banking
- Check out our range of bank accounts including everyday, savings accounts and term deposits, to help you stay on track and in control of your money.
Home loans
Back to menu Home loans
- AMP offers variety home loans to suit you whatever stage you're at. Buying a home, investing, renovating, refinancing and building new home.
Super
Back to menu Super
- Want to setup new superannuation account or want to learn more about superannuation? AMP offers super funds and tools to track, and grow your super
Retirement
Back to menu Retirement
- Starting your retirement journey? AMP will help you plan for your retirement and will also helps take care of your super through and into retirement.
Insurance
Back to menu Insurance
- View AMP's range of Life, Income, TPD and Trauma insurance products to help protect what's most important to you. Find out more and call us today!
Advice
Back to menu Advice
- AMP Financial Advisers are committed to providing quality financial advice and services based on your individual needs. Find out more today!
Insights
Back to menu Insights
- One place for financial education, bringing you tips and tools to strengthen your knowledge around money, investing and living your best retirement.

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Why AMP?
Back to menu Why AMP?
- We know how valuable your employees are to the success of your business. As one of Australia’s largest super providers with top-rated corporate super solutions and the largest network of financial advisers, we’ll help you take care of them
Our products
Back to menu Our products
- Super solutions for you and your employees. View AMP’s superannuation products for your employees. Find out more or speak to us today!
Manage your plan
Back to menu Manage your plan
- A simple and convenient way to run your employer super plan. Learn more about education employees, member services and how to pay super online

Your goals
- Your goals
  
  What is your goal? No matter how big or small they are, most of us need a little help to turn our dreams into reality.
  Learn More
Banking
- Banking
  
  Check out our range of bank accounts including everyday, savings accounts and term deposits, to help you stay on track and in control of your money.
  Learn More
- - AMP Bett3r account
    
    Introducing the AMP Bett3r Account (Bett3r), a better way to manage your money and save for your goals. It’s more than just a transaction or savings account, it takes the hard work out of managing your money, helps you stay on track and rewards you for taking control of your finances.
  - Savings accounts
    
    Do you want to save money and earn high interest on your money? Our range of saving accounts will help you save and grow your money. Find out more online now!
  - Everyday accounts
    
    Open an Everyday transaction bank accounts which is design to help manage your day-to-day banking with advanced online and mobile banking. Find our more online now!
  - Term Deposits
    
    Our term deposit offer high interest rates for fixed periods of time to reach your savings goals sooner. Visit us and find out more today!
  - Business banking
    
    Compare our range of business transaction and savings accounts designed to help maximise your business funds. Find out more online and get in touch today!
  - AMP bank terms & conditions
    
    Find out the terms and conditions for AMP Bank's transactions and savings bank accounts. Visit here for information on AMP's Bank accounts products.
  - Manage AMP bank account
    
    AMP Bank has multiple ways to manage your account, including via My AMP and online banking. Start banking today!
  - Tools & calculators
    
    Check our banking tools & calculators to help you make informed decisions about your finances. Check out our range of calculators online today!
  - Managing money
    
    Being ‘money smart’ starts with understanding basic financial terms and money management principles, especially when you’re looking to make your hard-earned cash go further.
  - How to start saving
    
    If you’re looking for ways to save money, these budgeting and money-saving tips could help you reach your goals sooner. Learn more with AMP
  - Get on top of debt
    
    How you manage and in what order you tackle your debts may make a big difference to what you pay in the long run. Find out more with AMP.
  - AMP bank interest rates & fees
    
    We have a range of bank accounts to help you manage your money, your way. Check out AMP Bank Everyday and savings bank accounts interest rates & fees here.
Home loans
- Home loans
  
  AMP offers variety home loans to suit you whatever stage you're at. Buying a home, investing, renovating, refinancing and building new home.
  Learn More
- - Buy or refinance home loans
    
    AMP Bank has Home Loans to cater for first-home buyers, investors and renovators. Find out more and compare our home loans online today!
  - Build or renovate loans
    
    If you are looking to build your new home rather than buy an existing property or renovate existing home, you need a different type of home loan. Find out more here.
  - Home loan offset accounts
    
    Offset accounts can help you reduce the term and repayments on your home loan. The Bett3r Offset Account goes even further with helping you reach your goals. Find out more.
  - Home loan interest rates & fees
    
    Compare our home loan interest rates to help you find the right home loan at AMP Bank. Find out more today with AMP.
  - Manage your AMP home loan
    
    Manage your home loan and explore how you could make the most of its features. Find out more today with AMP.
  - Home loans tools & calculators
    
    Calculate your monthly home loan repayments, estimate your borrowing power and more with our home loan calculators. Visit now and explore our calculators
  - Buying your home
    
    If you’re considering putting some money down on your dream home, there are a few important factors to consider.
  - Invest in property
    
    AMP assesses the pros and cons of investing in the Australian property market and explores your options for building an investment portfolio using property.
  - Managing your home loan
    
    Learn how to manage your home loan and explore how you could make the most of its features like debt recycling, consolidate and refinancing home loan. Find out more today with AMP.
Super
- Super
  
  Want to setup new superannuation account or want to learn more about superannuation? AMP offers super funds and tools to track, and grow your super
  Learn More
- - Personal superannuation funds
    
    AMP have award-winning superannuation products to help you live a comfortable retirement. Find out more today.
  - Self Managed Super Funds (SMSF)
    
    AMP have a wide range of SMSF bank account products to help you personalise your super to suit you. From our loan product to cash account, AMP will asses each individual customer and advise the best package for you.
  - Your fund details
    
    Get the detail of fund names, their products and their Australian Business Numbers (ABNs), Registrable Superannuation Entities (RSEs), Super Fund Numbers (SFNs) and Unique Superannuation Identifier/Super Product Identifier Number (USI/SPINs).
  - Consolidating your super
    
    Find out how we could help you consolidate your super from multiple funds into a single account. Get help to take control of your super now!
  - Contributing to your super
    
    Looking to grow your super? Did you know you can make contributions on top what your employer makes? Find out how with AMP.
  - Find your lost super
    
    Australians have billions of dollars in unclaimed super. AMP can help you find and reclaim your super. Get help to take control of your super now!
  - Manage your AMP super
    
    It’s easy to manage your AMP Superannuation with My AMP online. You can manage your investments and view your account balance 24 hours a day, 7 days a week.
  - Superannuation tools & calculator
    
    Use our superannuation calculators and tools to find out your super balance might be at retirement and plan how to grow your super balance.
  - Super basics
    
    Many people think of their super as an investment that takes care of itself but the choices you make about your super and investments could make a big difference to your quality of life in retirement.
  - Managing super
    
    Want to make the most of your super? Here are ways to take control of your super and get it sorted to make sure your retirement savings are on track.
  - Super contributions
    
    If having more money in retirement sounds good to you, you might be interested to know that there are more ways than one to top up your super.
  - Access your super
    
    Generally, you can access your superannuation after you've retired, but there are instances when you may be able to access super early in Australia. Find out more with AMP.
  - Accessing your super early
    
    If you need to take your super early for compassionate reasons or financial hardship due to coronavirus, find out more about the related government conditions, and any tax implications.
Retirement
- Retirement
  
  Starting your retirement journey? AMP will help you plan for your retirement and will also helps take care of your super through and into retirement.
  Learn More
- - Retirement pension accounts
    
    Plan your retirement with an AMP pension. Our allocated (or account-based) pensions can provide you with a regular income stream in retirement. Find out more today.
  - Manage your AMP retirement account
    
    My AMP makes it simple for you to manage your AMP retirement account online, 24 hours a day, 7 days a week. Find out how.
  - Retirement calculator
    
    Use our retirement tools and calculators to estimate how much you need in retirement and how much income you might have in retirement, and how long it will last.
  - Preparing for retirement
    
    If you’re starting to think about life beyond retirement, how will you make the transition work for you? Here are some articles from AMP for how to prepare for retirement.
  - Make the most of your retirement
    
    Get up to speed on how you could live your best retirement, looking at things such as accessing your super, making the most of your entitlements and the living options available.
Insurance
- Insurance
  
  View AMP's range of Life, Income, TPD and Trauma insurance products to help protect what's most important to you. Find out more and call us today!
  Learn More
- - Income Protection
    
    Income Protection Insurance can help provide financial support in case you unexpectedly cannot work due to illness or injury. Find out more and contact us today!
  - AMP Life Insurance
    
    AMP ife insurance can help protect your loved ones financially if anything happens to you. Find out more and get in touch with us now.
  - Total & Permanent Disability Insurance
    
    Total Permanent Disablement (TPD) insurance can help provide the financial support you need in case you are unable to work again. Find out more and call us today!
  - Trauma Insurance
    
    Trauma Insurance could help by providing a lump sum if you are diagnosed with a serious medical condition. Find out more and contact us today!
  - Making a claim
    
    We understand you’re going through a difficult time, so we’ve made the claiming process as simple for you as we can. Find out how you can make a claim.
  - Manage your AMP insurance
    
    AMP makes it simple to manage your insurance online, 24 hours a day, 7 days a week.
  - Tools & calculators
    
    Use our insurance tools and calculators
  - Understanding insurance
    
    Learn about the different types of Insurance you could consider to help protect yourself and your loved ones. Find out more and call us today.
  - Why keep my cover with AMP Life?
    
    Helping protect your family against life’s uncertainties. Find out reasons why you should keep your cover with AMP Life.
  - Changes to insurance laws
    
    Understand and find out with AMP, how current and upcoming changes to insurance regulations could affect you.
Advice
- Advice
  
  AMP Financial Advisers are committed to providing quality financial advice and services based on your individual needs. Find out more today!
  Learn More
- - Face-to-face financial advice
    
    AMP financial advisers are committed to providing you with quality financial advice and services based on your needs, goals and current situation. Find out more about AMP face-to-face financial advice
  - Goal 360 experience
    
    The innovative Goals 360 experience is an interactive, personalised approach to advice that has your goals at its heart. It can help you explore, plan, track and most importantly realise your goals.
  - AMP advice practices
    
    We have financial advisers near you. Find and get in touch with your closest AMP Advice participating practice
  - Find an adviser
  - Different types of advice
    
    The type of financial advice you need will depend on your stage of life, how much money you have to invest, and what you are trying to achieve. Here we explain your financial advice options
  - What is financial advice
    
    Personal financial advice isn’t just for complex situations; it could include rearranging your budget, making informed decisions about saving and investing or considering your insurance needs.
  - Advice options
    
    The type of financial advice you need will depend on your stage of life, how much money you have to invest, and what you are trying to achieve. Find out more about different types of advice here
  - Manage your account online
    
    AMP financial advisers are committed to providing you with quality financial advice and services based on your needs, goals and current situation. Make sure you’re getting the most out of your advisor relationship. Find out how.
Insights
- Insights
  
  One place for financial education, bringing you tips and tools to strengthen your knowledge around money, investing and living your best retirement.
  Learn More
- - Grow my wealth
    
    Learn different ways you could invest your money and the options available if you’re looking to grow your super, while staying up to date with what’s happening in markets here and internationally.
  - Manage my money
    
    Ways to simplify, manage and protect your money, including budgeting and cash flow tips, ways to reduce debt and save for your goals.
  - Plan my future
    
    Retirement is changing, get helpful information for retirement planning including how much money you might need and ways to live the retirement you want.
  - AMP insights on COVID-19
    
    If you're concerned about the coronavirus impact on your superannuation and investments, our AMP experts can provide practical ways to weather market volatility and stay focused on your long-term goals.