Our range of products

  • AMP Bett3r Account

    Budget less. Live more.

    Effective 1/04/2021 0.10% pa
    Standard interest rate on Pay & Save accounts
    Up to 0.75% pa

    With Bett3r Rewards Bonus Interest Rate. Conditions apply, refer to link to Bett3r Rewards below

    • Create multiple savings goals and track your progress
    • Set aside money for future bills
    • See what money you can safely spend
    • Manage your money on the go with the AMP Bett3r app
    • Earn Bonus Interest on your Save account with Bett3r Rewards
    Terms and conditions
  • AMP Access Account

    Everyday access to your funds and no minimum balance required.

    Effective 16/08/2019 0.00% pa
    • No monthly account management fee
    • Easy access to your money
    • No minimum balance required





    Terms and conditions
  • AMP Cash Manager

    Access your funds anytime and still earn interest.

    Effective 16/11/2020 0.10% pa
    • Competitive interest rate
    • No transaction fees






    Terms and conditions

Find out more

Get the complete picture with My AMP app

Access your finances on the move and have your super, banking, investments and insurance all at your fingertips.

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Choose how you bank

Contactless payments, mobile apps and a variety of everyday and savings accounts to suit your way of doing things.

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Savings calculator

Work out how varying deposits and timeframes affect your savings goals.

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Frequently asked questions

What is an everyday account?

Everyday bank accounts are designed to give you easy access to your money. You can usually attach a debit card to the account, making it easy to pay for groceries, online shopping or withdrawing money from an ATM.

What’s the difference between everyday and savings accounts?

Savings accounts generally let you earn a higher interest rate than everyday accounts. The main difference is that it may not be quite as easy to access your money. There are different kinds of savings accounts, which vary in terms of the access you get to your money, as well as the interest rate.

Some accounts may not give you ATM access, may not have a debit card attached to the account, or may lock your money away for a certain period. And some others may be online only. In exchange, you’ll usually benefit from a higher interest rate.

How safe is my money in an everyday account?

The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer.

Can I earn interest on an everyday account?

Although savings accounts usually have higher interest rates than everyday accounts, you can earn interest on some everyday accounts.

Reach your goals sooner with an AMP savings account

Do you want to save money and earn high interest on your money? Our range of saving accounts will help you save and grow your money

Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice