AMP React

Variable rate changes for Personal banking products

Following the RBA’s cash rate increase, we will be increasing our interest rates across a number of our deposit products. This will impact customers who bank with us using AMP Bank GO or My AMP. Please check our AMP Bank interest rates and fees page for more details.





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    Frequently asked questions

    Important information

    The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. 

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practiceopens in a new tab.

    A target market determination for these products is available here.

    For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here. 

    For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.


    *Qantas Frequent Flyer

    You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP Bank Limited has arranged for complimentary membership for new customers who join here . Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Points will be earned on account balances in accordance with the AMP Bank GO Transaction Account Terms and Conditionsopens in a new tab. To determine the average monthly balance for your account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.

    AMP Bank GO Qantas Rewards On Your Balance Promotion until 31 January 2027 

    Terms and conditions effective Thursday 1 October 2026. 

    1. The promoter is AMP Bank Limited ABN 15 081 596 009 (AMP Bank), AFSL and Australian credit licence 234517. 

    2. You can earn Qantas Points through the AMP Bank GO and Qantas Frequent Flyer Programs by:

    - being a member of the Qantas Frequent Flyer (QFF) Program;and
    - linking your QFF Account by entering your membership number via the AMP Bank GO app.

    Membership with the QFF Program is subject to the QFF Terms and Conditions, as applicable.

    3. Customers who link their QFF Account via the AMP Bank GO app will earn double Qantas Points on balances (earning 2 Qantas Points for every $10 of their average monthly account balance, up to $500,000) within their Everyday Account until 31 January 2027. (Promotion)

    4. Terms and conditions in relation to the:

    - AMP Bank GO Everyday Accounts and
    - AMP Bank GO Qantas Frequent Flyer    

    apply and can be viewed at  AMP Bank GO Transaction Account Terms and Conditions. 

    5. AMP Bank reserves the right to modify, suspend or terminate the Promotion at any time, for any reason, including if any aspect of this Promotion is not capable of running as planned, due to computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of AMP Bank.  


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