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Personal
Banking
Everyday accounts
AMP Access account

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AMP Access Account

Everyday access to your funds with flexible banking

Features

No monthly fees

There are no monthly account management fees and you don't need to maintain a specific monthly balance.

Link to a savings account

Option to link your AMP Access Account to a savings account, such as our AMP Saver Account, to potentially maximise returns.

Mobile payments

Make payments with Apple Pay¹, Samsung Pay and Google Pay using your device anywhere you can tap your Visa Debit Card².

24/7 access & transactions

Access your account any time with your Visa Debit Card and via our My AMP apps internet banking or phone service.

Manage your account

Government guarantee

Combined deposits up to $250,000 per customer are protected by the Australian Government guarantee. Find out more

^{1 Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531}Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

^{2 Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions.}

Basic features for eligible Government Concession Card holders

If you hold any one any of the following Commonwealth government concession cards: Commonwealth Seniors Health Card, Health Care Card, or Pensioner Concession Card you may be eligible for the AMP Access Account – Basic Features, described below. To learn more about these features or to have them applied to your existing AMP Access Account please contact us by telephone. New eligible customers can apply for the AMP Access Account with Basic Features online or by using our paper application form.

No overdraft

We won’t allow the account to become overdrawn unless it’s impossible or reasonably impractical for us to prevent it.

No dishonour fees

We won’t charge any dishonour fees if a payment to or from the account is dishonoured, or if there are insufficient funds in the account to cover a cheque written by you when it’s presented for payment.