New Design and Distribution Obligations (DDO) take effect 5 October 2021 to help retail customers choose suitable products.

We’ve kept these documents as simple as possible – each TMD is 3 to 4 pages, follows a standard structure and describes:

  1. the intended customer
  2. conditions for distribution of the product to the customer
  3. situations triggering review of the TMD and
  4. any related reporting requirements for distributors

Important information

It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

All information on this website is subject to change without notice. All banking products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian Credit Licence 234517.

Information including interest rates is correct as at 6 September 2019 and is subject to change without notice. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30.

It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement, Target Market Determination or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.