Everyday transaction accounts

It’s all about banking when you want

Smart banking starts with AMP Bank 

Your money earns interest on most accounts with few fees, flexible features and easy access to your funds with phone and online banking. Best of all, you can use our mobile apps to help you bank on the go.

AMP Bett3r Account

AMP Bett3r Account

Budget less. Live more.
Learn more or

Apply now

  • Create multiple savings goals and track your progress
  • Set aside money for future bills
  • See what money you can safely spend
  • Manage your money on the go with the AMP Bett3r app
  • Earn Bonus Interest on your Save account with Bett3r Rewards

0.75% pa

Standard interest rate on Pay & Save accounts
Effective 14/10/2019

Up to 1.50% pa

With Bett3r Rewards Bonus Interest Rate
Conditions Apply

Everyday transaction accounts

AMP Access Account

Everyday access to your funds and no minimum balance required. Learn more or

Apply now

  • No monthly account management fee
  • Easy access to your money
  • No minimum balance required

0.00% pa

Effective 16/08/2019

AMP Cash Manager

Access your funds anytime and still earn interest. Learn more or

Apply now

  • Competitive interest rate
  • No transaction fees

0.75% pa

Effective 14/10/2019
Compare our bank accounts
  • Bank accounts
Bank accounts
AMP Bett3r  Account
AMP Access Account
AMP Cash Manager
AMP Notice Account
AMP Bank Term Deposit
Land Loan
Low Doc Package
  Budget less. Live more. Fee-free banking(i)
High interest investment account

Interest Rate

Interest Rate
(effective, 14 October 2019)
up to 1.50% pa(i) 0.00% pa 0.75% pa        


Monthly Fee $6 monthly fee. Fee waiver may apply(i) No monthly fee $6 monthly fee, waived subject to conditions        

Additional Features

Minimum opening balance $0 $0 $0        
ATM & eftpos Access yes        
Cheque Book          
Electronic Deposit yes        
Electronic Withdrawals yes        
Internet and Phone banking access yes        
BPay yes        
  (i) Conditions apply (ii) Conditions apply          

Reach your goals sooner with a savings account.

Learn more

Get more interest on your savings with AMP Business Saver Account

Discover a new way of banking

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Compare our savings accounts

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Important information

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The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.