Everyday and savings accounts

It’s all about banking when you want

Smart banking starts with AMP Bank 

Your money earns interest on most accounts with few fees, flexible features and easy access to your funds with phone and online banking. Best of all, you can use our mobile apps to help you bank on the go.

Everyday transaction accounts

AMP Access Account

Everyday access to your funds with fee-free banking

  • No monthly account management fee
  • Easy access to your money
  • Unlimited fee-free transactions at rediATMs and with eftpos and Visa network
  • No minimum balance required

0.00% pa

Effective 07/04/2008

AMP Cash Manager

Access your funds anytime and still earn interest

  • Competitive interest rate
  • No transaction fees

1.50% pa

Effective 10/08/2016

Savings accounts

AMP Saver Account

Reach your savings goals sooner

  • Competitive interest rates, calculated daily and paid monthly
  • A bonus interest rate of 0.45% per annum for the first four months
  • No Monthly fees

2.10% pa

Effective 10/08/2016

2.55% pa

With bonus rate

AMP Notice Account

A nest egg account for those who plan ahead

  • No Monthly fees, no minimum deposit
  • Earn competitive variable interest rates

2.15% pa

Effective 20/02/2017

Term deposits

AMP Bank Term Deposit

Watch your savings grow at competitive term deposit rates
Learn more

  • No fees, $5,000 minimum deposit
  • Earn competitive interest rates
  • Terms from one month to five years

up to
2.80% pa

Effective 2/10/2017
Compare our bank accounts
  • Bank accounts
Bank accounts
AMP Access  Account
AMP Cash Manager
AMP Saver Account
AMP Notice Account
AMP Bank Term Deposit
Land Loan
Low Doc Package
  Fee-free(i) banking High interest investment account
Online savings account
Be rewarded for planning Great returns    

Interest Rate

Interest Rate
(effective, 10 August 2016)
0.00% pa 1.50% pa 2.55% pa(ii) 2.20% pa View rates    


Monthly Fee No monthly fee $5 monthly fee, waived subject to conditions No monthly fee No monthly fee No monthly fee    

Additional Features

Minimum opening balance $0 $0 $0 $0 $5,000(iii)    
ATM & eftpos Access yes          
Cheque Book yes          
Electronic Deposit yes      
Electronic Withdrawals yes        
Internet and Phone banking access yes    
BPay yes          
  (i) Conditions apply   (ii) Conditions apply   (iii) $25,000 for terms between 30 and 90 days    

Get more interest on your savings with AMP Business Saver Account

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

All banking products are issued by AMP Bank Limited.