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Your goals
Back to menu Your goals
- What is your goal? No matter how big or small they are, most of us need a little help to turn our dreams into reality.
Banking
Back to menu Banking
- Check out our range of bank accounts including everyday, savings accounts and term deposits, to help you stay on track and in control of your money.
Home loans
Back to menu Home loans
- AMP offers variety home loans to suit you whatever stage you're at. Buying a home, investing, renovating, refinancing and building new home.
Super
Back to menu Super
- Want to setup new superannuation account or want to learn more about superannuation? AMP offers super funds and tools to track, and grow your super
Retirement
Back to menu Retirement
- Starting your retirement journey? AMP will help you plan for your retirement and will also helps take care of your super through and into retirement.
Insurance
Back to menu Insurance
- View AMP's range of Life, Income, TPD and Trauma insurance products to help protect what's most important to you. Find out more and call us today!
Advice
Back to menu Advice
- AMP Financial Advisers are committed to providing quality financial advice and services based on your individual needs. Find out more today!
Insights
Back to menu Insights
- One place for financial education, bringing you tips and tools to strengthen your knowledge around money, investing and living your best retirement.

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Why AMP?
Back to menu Why AMP?
- We know how valuable your employees are to the success of your business. As one of Australia’s largest super providers with top-rated corporate super solutions and the largest network of financial advisers, we’ll help you take care of them
Our products
Back to menu Our products
- Super solutions for you and your employees. View AMP’s superannuation products for your employees. Find out more or speak to us today!
Manage your plan
Back to menu Manage your plan
- A simple and convenient way to run your employer super plan. Learn more about education employees, member services and how to pay super online

Your goals
- Your goals
  
  What is your goal? No matter how big or small they are, most of us need a little help to turn our dreams into reality.
  Learn More
- - Simplify my finances
    
    Most of us have debt. Whether it’s is a personal loan or money owing on a credit card. Understanding your debt will help you pay it off sooner.
  - Be debt free
    
    Get a clear picture of your money including super, investments and insurance. It’s the first step to becoming debt free.
  - Save for something big
    
    Learn how to look after your money through budgeting and managing automatic payments to help get your finances under control and save more.
  - Buy a home
    
    Working out how much you may be able to borrow and the amount you could afford to pay back in monthly repayments is the first step.
  - Protect my lifestyle
    
    Work out what’s important to you and take steps towards protecting it in the future.
  - Retire right
    
    Take control of your retirement and start planning for the retirement you want to have.
  - Buy an investment property
    
    Whether you're planning to be a first-time landlord or have been in the market for a while, it pays to do your homework.
  - Pursue a passion
    
    Whatever passion you’re working towards, understanding the trade-off between time and lifestyle, will help you work out the steps to take to reach your savings goal.
  - Our future together
    
    Plan a future with your partner and be on the same page from the start. Including understanding where you both see your future and how you’ll get there together.
  - Retirement living option
    
    Everyone’s idea of retirement will be different so knowing what you want yours to look like is important in starting to plan for it.
  - Start accessing super
    
    Build your knowledge of when and how you can access your super and to plan to reach your retirement goal
  - Give them the best chance
    
    Understand your family budget including having emergency funds, planning for the kids’ education, leaving a legacy and having insurance.
Banking
- Banking
  
  Check out our range of bank accounts including everyday, savings accounts and term deposits, to help you stay on track and in control of your money.
  Learn More
- - AMP Bett3r account
    
    Introducing the AMP Bett3r Account (Bett3r), a better way to manage your money and save for your goals. It’s more than just a transaction or savings account, it takes the hard work out of managing your money, helps you stay on track and rewards you for taking control of your finances.
  - AMP Bett3r account with super or pension
    
    Introducing the AMP Bett3r Account (Bett3r), a better way to manage your money and save for your goals. It’s more than just a transaction or savings account, it takes the hard work out of managing your money, helps you stay on track and rewards you for taking control of your finances.
  - Savings accounts
    
    Do you want to save money and earn high interest on your money? Our range of saving accounts will help you save and grow your money. Find out more online now!
  - Everyday accounts
    
    Open an Everyday transaction bank accounts which is design to help manage your day-to-day banking with advanced online and mobile banking. Find our more online now!
  - SMSF bank accounts
    
    The AMP SMSF deposit product is designed to suit your SMSF's cashflow management, banking and cash investment needs at any phase of your SMSF. Find out more!
  - Term Deposits
    
    Our term deposit offer high interest rates for fixed periods of time to reach your savings goals sooner. Visit us and find out more today!
  - Business banking
    
    Compare our range of business transaction and savings accounts designed to help maximise your business funds. Find out more online and get in touch today!
  - AMP bank terms & conditions
    
    Find out the terms and conditions for AMP Bank's transactions and savings bank accounts. Visit here for information on AMP's Bank accounts products.
  - Manage AMP bank account
    
    AMP Bank has multiple ways to manage your account, including via My AMP and online banking. Start banking today!
  - Manage AMP Bett3r account
    
    Learn about setting up and managing your AMP Bett3r Account to get it working well for you. Spending a little time up front to set it up properly could save you time and effort down the track, and will help you get started with budgeting less and living more.
  - Ways to bank
    
    Check out our range of ways to bank, which could make accessing and managing your money easier than ever. Find out more and you could start banking with AMP Bank!
  - Tools & calculators
    
    Check our banking tools & calculators to help you make informed decisions about your finances. Check out our range of calculators online today!
  - Managing money
    
    Being ‘money smart’ starts with understanding basic financial terms and money management principles, especially when you’re looking to make your hard-earned cash go further.
  - How to start saving
    
    If you’re looking for ways to save money, these budgeting and money-saving tips could help you reach your goals sooner. Learn more with AMP
  - Get on top of debt
    
    How you manage and in what order you tackle your debts may make a big difference to what you pay in the long run. Find out more with AMP.
  - AMP bank interest rates & fees
    
    We have a range of bank accounts to help you manage your money, your way. Check out AMP Bank Everyday and savings bank accounts interest rates & fees here.
Home loans
- Home loans
  
  AMP offers variety home loans to suit you whatever stage you're at. Buying a home, investing, renovating, refinancing and building new home.
  Learn More
- - Buy or refinance home loans
    
    AMP Bank has Home Loans to cater for first-home buyers, investors and renovators. Find out more and compare our home loans online today!
  - Build or renovate loans
    
    If you are looking to build your new home rather than buy an existing property or renovate existing home, you need a different type of home loan. Find out more here.
  - Home loan offset accounts
    
    Offset accounts can help you reduce the term and repayments on your home loan. The Bett3r Offset Account goes even further with helping you reach your goals. Find out more.
  - Home loan key fact sheets
    
    Access our Home Loan Key Facts Sheet for information on our standard home loans to help you compare similar loans from different lenders.. Find out more.
  - Home loan interest rates & fees
    
    Compare our home loan interest rates to help you find the right home loan at AMP Bank. Find out more today with AMP.
  - Manage your AMP home loan
    
    Manage your home loan and explore how you could make the most of its features. Find out more today with AMP.
  - Help during financial hard times
    
    If your financial circumstances change, it’s important to our hardship assistance team or call us on 133030 to speak to someone who can provide help, support and guidance as soon as possible.
  - Home loans tools & calculators
    
    Calculate your monthly home loan repayments, estimate your borrowing power and more with our home loan calculators. Visit now and explore our calculators
  - Buying your home
    
    If you’re considering putting some money down on your dream home, there are a few important factors to consider.
  - Invest in property
    
    AMP assesses the pros and cons of investing in the Australian property market and explores your options for building an investment portfolio using property.
  - Managing your home loan
    
    Learn how to manage your home loan and explore how you could make the most of its features like debt recycling, consolidate and refinancing home loan. Find out more today with AMP.
  - Help during financial hard times - Practice Finance
    
    If your financial circumstances change, it’s important to your Relationship Manager directly or call us on 133030 to speak to someone who can provide help, support and guidance as soon as possible.
Super
- Super
  
  Want to setup new superannuation account or want to learn more about superannuation? AMP offers super funds and tools to track, and grow your super
  Learn More
- - Personal superannuation funds
    
    AMP have award-winning superannuation products to help you live a comfortable retirement. Find out more today.
  - Employer super
    
    Check out our Employer Super & Pension products and understand why your employer may have chosen AMP. Find out more online now.
  - Closed products
    
    We've simplified our super funds range to make it easier for customers to choose their super funds. Find out for which funds we are not accepting new applications.
  - Self Managed Super Funds (SMSF)
    
    AMP have a wide range of SMSF bank account products to help you personalise your super to suit you. From our loan product to cash account, AMP will asses each individual customer and advise the best package for you.
  - Your fund details
    
    Get the detail of fund names, their products and their Australian Business Numbers (ABNs), Registrable Superannuation Entities (RSEs), Super Fund Numbers (SFNs) and Unique Superannuation Identifier/Super Product Identifier Number (USI/SPINs).
  - Consolidating your super
    
    Find out how we could help you consolidate your super from multiple funds into a single account. Get help to take control of your super now!
  - Contributing to your super
    
    Looking to grow your super? Did you know you can make contributions on top what your employer makes? Find out how with AMP.
  - Find your lost super
    
    Australians have billions of dollars in unclaimed super. AMP can help you find and reclaim your super. Get help to take control of your super now!
  - Manage your AMP SMSF
    
    AMP SMSF Solutions makes SMSF management easy, allowing you to access your accounts online 24 hours a day, 7 days a week. Find out how.
  - Manage your AMP super
    
    It’s easy to manage your AMP Superannuation with My AMP online. You can manage your investments and view your account balance 24 hours a day, 7 days a week.
  - MySuper dashboard selection
    
    The MySuper dashboard provides a summary of the investment performance, risk and fees for AMP's MySuper options. Simply select a product and then the investment options to see the detail.
  - Superannuation tools & calculator
    
    Use our superannuation calculators and tools to find out your super balance might be at retirement and plan how to grow your super balance.
  - Super basics
    
    Many people think of their super as an investment that takes care of itself but the choices you make about your super and investments could make a big difference to your quality of life in retirement.
  - Managing super
    
    Want to make the most of your super? Here are ways to take control of your super and get it sorted to make sure your retirement savings are on track.
  - Super contributions
    
    If having more money in retirement sounds good to you, you might be interested to know that there are more ways than one to top up your super.
  - Access your super
    
    Generally, you can access your superannuation after you've retired, but there are instances when you may be able to access super early in Australia. Find out more with AMP.
  - Understanding SMSF
    
    Unsure about what a self managed super fund is? An SMSF is a superannuation fund run by you. AMP can help you understand about SMSF accounts and what you will need to create one. We can help you with set up, transfer and investing of your own superannuation.
  - COVID-19: Accessing your super early
    
    If you need to take your super early for compassionate reasons, find out more about the related government conditions, and any tax implications.
Retirement
- Retirement
  
  Starting your retirement journey? AMP will help you plan for your retirement and will also helps take care of your super through and into retirement.
  Learn More
- - Retirement pension accounts
    
    Plan your retirement with an AMP pension. Our allocated (or account-based) pensions can provide you with a regular income stream in retirement. Find out more today.
  - Manage your AMP retirement account
    
    My AMP makes it simple for you to manage your AMP retirement account online, 24 hours a day, 7 days a week. Find out how.
  - Retirement calculator
    
    Use our retirement tools and calculators to estimate how much you need in retirement and how much income you might have in retirement, and how long it will last.
  - Preparing for retirement
    
    If you’re starting to think about life beyond retirement, how will you make the transition work for you? Here are some articles from AMP for how to prepare for retirement.
  - Make the most of your retirement
    
    Get up to speed on how you could live your best retirement, looking at things such as accessing your super, making the most of your entitlements and the living options available.
Insurance
- Insurance
  
  View AMP's range of Life, Income, TPD and Trauma insurance products to help protect what's most important to you. Find out more and call us today!
  Learn More
- - Income Protection
    
    Income Protection Insurance can help provide financial support in case you unexpectedly cannot work due to illness or injury. Find out more and contact us today!
  - AMP Life Insurance
    
    AMP ife insurance can help protect your loved ones financially if anything happens to you. Find out more and get in touch with us now.
  - Total & Permanent Disability Insurance
    
    Total Permanent Disablement (TPD) insurance can help provide the financial support you need in case you are unable to work again. Find out more and call us today!
  - Trauma Insurance
    
    Trauma Insurance could help by providing a lump sum if you are diagnosed with a serious medical condition. Find out more and contact us today!
  - Financial Difficulty
    
    If you're an AMP insurance customer experiencing financial difficulty, contact us to talk about how we may be able to help you.
  - Making a claim
    
    We understand you’re going through a difficult time, so we’ve made the claiming process as simple for you as we can. Find out how you can make a claim.
  - Manage your AMP insurance
    
    AMP makes it simple to manage your insurance online, 24 hours a day, 7 days a week.
  - Our promises to you
    
    When you take out life insurance, it's important that we provide you with the highest standards of service in all your dealings with us.
  - Tools & calculators
    
    Use our insurance tools and calculators
  - Understanding insurance
    
    Learn about the different types of Insurance you could consider to help protect yourself and your loved ones. Find out more and call us today.
Advice
- Advice
  
  AMP Financial Advisers are committed to providing quality financial advice and services based on your individual needs. Find out more today!
  Learn More
- - Face-to-face financial advice
    
    AMP financial advisers are committed to providing you with quality financial advice and services based on your needs, goals and current situation. Find out more about AMP face-to-face financial advice
  - Goal 360 experience
    
    The innovative Goals 360 experience is an interactive, personalised approach to advice that has your goals at its heart. It can help you explore, plan, track and most importantly realise your goals.
  - AMP advice practices
    
    We have financial advisers near you. Find and get in touch with your closest AMP Advice participating practice
  - Find an adviser
  - Different types of advice
    
    The type of financial advice you need will depend on your stage of life, how much money you have to invest, and what you are trying to achieve. Here we explain your financial advice options
  - What is financial advice
    
    Personal financial advice isn’t just for complex situations; it could include rearranging your budget, making informed decisions about saving and investing or considering your insurance needs.
  - Advice options
    
    The type of financial advice you need will depend on your stage of life, how much money you have to invest, and what you are trying to achieve. Find out more about different types of advice here
  - Manage your account online
    
    AMP financial advisers are committed to providing you with quality financial advice and services based on your needs, goals and current situation. Make sure you’re getting the most out of your advisor relationship. Find out how.
Insights
- Insights
  
  One place for financial education, bringing you tips and tools to strengthen your knowledge around money, investing and living your best retirement.
  Learn More
- - Grow my wealth
    
    Learn different ways you could invest your money and the options available if you’re looking to grow your super, while staying up to date with what’s happening in markets here and internationally.
  - Manage my money
    
    Ways to simplify, manage and protect your money, including budgeting and cash flow tips, ways to reduce debt and save for your goals.
  - Plan my future
    
    Retirement is changing, get helpful information for retirement planning including how much money you might need and ways to live the retirement you want.
  - AMP insights on COVID-19
    
    If you're concerned about the coronavirus impact on your superannuation and investments, our AMP experts can provide practical ways to weather market volatility and stay focused on your long-term goals.

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AMP bank terms & conditions

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AMP Bank terms and conditions

All our legal stuff

Please read the information relevant to your product.

Loans

Account Access and Operating terms and conditions

Home Loan Fees and Charges Guide

Loan Conditions for new loans

For existing customers, please contact us on 13 30 30 for a copy of your home loan product terms and conditions.

AMP Cash Manager

AMP Access Account

AMP Saver Account

AMP Business Saver Account

Offset Deposit Account

Or see Deposit products no longer for sale.

Deposit products terms and conditions

Account access and operating terms and conditions

Deposit products fees and charges guide

Term Deposit

Term Deposit disclosure

Deposit products terms and conditions

Account Access and Operating terms and conditions

Deposit products fees and charges guide

AMP Bett3r Account

AMP Bett3r Account Rewards Rules

Deposit products terms and conditions

Account Access and Operating terms and conditions

Deposit products fees and charges guide

AMP Notice Account

Product Disclosure Statement - AMP Notice Account

Deposit products fees and charges guide

AMP SuperEdge Cash Account

AMP SuperEdge Pension Account

AMP SuperEdge Saver Account

Deposit products terms and conditions

Account Access and Operating terms and conditions

Deposit products fees and charges guide

Deposit products no longer for sale

Achievement Share Account

All-In-One Cash Management Account $0 Plan

All-In-One Cash Management Account $5 Plan

All-In-One Cash Management Account $10 Plan

AMP First¹

Cash Management Account

Cash Management Account - AMP Shareholder Option

Cash Managerment Account - Select Option

eASYCash Management Account¹

eASYLIVING $0 Plan Account

eASYLIVING $5 Plan Account

eASYLIVING $10 Plan Account

eASYLIVING S Plan Account

Founding Member Account

Investment Builder Account

Transact Classic

Transact Executive

¹ These products are available for sale to customers at our discretion.

Deposit products terms and conditions

Account Access and Operating terms and conditions

Deposit products fees and charges guide

Banking Code of Practice

Developed by the Australian Banking Association (ABA), the Banking Code of Practice (Code) sets the standard of practice and service for individual customers, small businesses and their guarantors. As a member of the Australian Banking Association, AMP Bank has adopted the Banking Code of Practice and is committed to the Code. If you have a complaint that involves a breach of the Code, please contact us on 13 30 30 or email us at info@ampbanking.com.au.

To report an alleged breach, you may contact the ABA’s Banking Code Compliance Committee.

View the Banking Code of Practice.

Read more about how we're committed to the Banking Code of Practice.

Accessible banking

AMP Bank is committed to improving accessibility of our banking products and services for clients with a disability, older customers and clients with limited English.

Read more about accessibility.

Important guides

Read the Safe & Savvy guide. Issued by the Australian Bankers Association to help older people avoid abuse, scams and fraud.

View our Guidelines for parties involved in Family Law proceedings.

Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

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