Features & benefits

Great ongoing rate

Benefit from a competitive ongoing standard variable interest rate with no minimum deposit required.                            

Mobile payments

Make payments with Apple Pay1, Samsung Pay and Google Pay2 using your device anywhere you can tap your Visa Debit Card2.  

Government guarantee

Combined deposits up to $250,000 per customer are protected by the Australian Government guarantee. Find out more

Easy access 24/7

Access your account any time with your Visa debit card and via our My AMP apps, internet banking or phone service.

Link your savings account

Maximise your returns by linking your AMP Cash Manager to a savings account, such as our AMP Saver Account.

Rates & fees

AMP Cash Manager current interest rates

Effective date 16 November 2020

These rates are variable and are subject to change.

 Account balance  Interest rate(i)
 All balances  0.10% pa

There are no monthly Account fees or Transaction fees with the AMP Cash Manager Account, and you don’t need to maintain a specific monthly balance.

(i) Interest rates are subject to change. Special service fees apply. Balances over $5,000,000 are available at our discretion.

Get started in 3 easy steps

Apply for an account

Applying online is easy and will take you about five minutes to complete.

Download My AMP app

Download from the Apple or Google Play app store to start banking.

Deposit money into your account

Start transacting online. Your AMP Visa debit card will arrive soon via mail.

Ready to open a Cash Manager Account?

Banking enquiries

Monday to Friday 8am – 8pm 
Saturday and Sunday 9am – 5pm (AEST)

Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice

Information including interest rates is correct as at 13 November 2020 and is subject to change without notice.

1 Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

2 Devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S9 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2.