Turn your everyday banking into Qantas Points
You can earn 1 Qantas Point for every $10 on your average monthly balance. T&Cs apply. *
Life’s complicated enough. Banking shouldn’t be.
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No fuss
Just simple, smart features built around what you need. It’s an easy-breezy way to manage money from your phone.
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No monthly fees
Get all the features you need, with none of the account-keeping fees. Now you’ll have more money for overpriced coffee.
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No worries
With eyes everywhere and 24/7 security checks, we’re onto fraudsters faster than you can hide your cash under the mattress.
AMP Bank GO
Spend, save and manage your money in one place
Access tools to manage your money easily, with 24/7 support. All on an easy-to use app that just works.
New
AMP Bank GO Everyday Account
Everyday banking
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Monthly transaction account fees
Nil
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No minimum balance or deposits required
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AMP Bank debit Mastercard
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PayID, NPP, direct debit and BPAY
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Online Web Portal
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Issuing cheques
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Ability to earn any interest on your deposits
New
AMP Bank GO Save
A simple savings account with no deposit requirements or withdrawal limits
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Variable rate up to $50k
5.25 % P.A
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A tiered variable interest rate with no deposit or withdrawal conditions
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No minimum account balance
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Easily access your money via your linked Everyday Account
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Instant set up and no monthly account fees
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Create Savings Spaces to meet and track savings goals
Frequently asked questions
Learn more about banking with AMP Bank
Important information
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practiceopens in a new tab.
A target market determination for these products is available here.
For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here.
For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.
Qantas Frequent Flyer
You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP Bank Limited has arranged for complimentary membership for new customers who join here . Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Points will be earned on account balances in accordance with the AMP Bank GO Transaction Account Terms and Conditionsopens in a new tab. To determine the average monthly balance for your account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.
*Earning Qantas Points
You must link your Qantas Frequent Flyer account with the Everyday Account in AMP Bank GO to earn 1 Qantas Point for every $10 of your average monthly account balance, up to $5,000,000 in balances. Points will be earned on account balances in accordance with the AMP Bank GO Transaction Account Terms and Conditionsopens in a new tab. To determine the average monthly balance for your Transaction Account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.
**Uber Cashback offer details
Eligible customers can earn 25% cashback on eligible Uber and Uber Eats transactions made using an AMP Bank GO Everyday Account debit card during the Promotional Period, capped at $100 per customer. This offer is available to new Australian customers who open a new AMP Bank GO Everyday Account and have not previously held one during the Promotional Period. Cashback payment will typically occur within 10 business days after 30 September 2026, to an account that remains open and in good standing. AMP Bank may verify transactions and adjust or withhold cashback where transactions are refunded, reversed or deemed ineligible. AMP Bank may vary, suspend or withdraw this offer at any time, subject to applicable law. See full terms and conditionsopens in a new tab.