At AMP Bank, we have flexible options so you can access and manage your money in a way which suits you best. It’s simple to connect to your accounts from your computer, mobile device, over the phone, at post offices with Bank@Post or with an AMP financial adviser.
With our suite of account options, you can set up your banking to suit your lifestyle. You can get convenient access to make payments or regular transactions, view your statements online, communicate with us electronically, or put your money away into a high-interest savings option.
As one of Australia’s leading wealth management companies, we can help you to build and protect your wealth.
Banking wherever you are
AMP Bank Visa Debit Card allows you to access your own funds in your transaction account and redraw available funds from some of our home loans.
This card is accepted anywhere in Australia and whenever you see the Visa or Plus logos. Our card comes standard with payWave technology.
The AMP Visa Debit Card allows you to:
- receive a full rebate to your account for the ATM fee charged for using your Access card at any ATM in Australia
- make purchases or withdraw cash from any ATM in the world where the Visa or Plus logo is displayed1
- make purchases or cash withdrawals at retailers in Australia that offer eftpos
- make purchases over the phone and internet
- deposit cheques and cash at Bank@Post, and withdraw cash1 (personal customers only)
- tap and go for quick payments on purchases
You can change the PIN for your AMP Bank Visa Debit Card via My AMP. Simply log into My AMP or open the My AMP app or AMP Bett3r app and look for the Card management option. Find out how.
1 Daily withdrawal and purchase limits apply for ATM, Bank@Post and eftpos.
Lost or Stolen Card
The following limits apply to transactions made using your Visa Debit Card:
|Daily Cash withdrawal at ATM and eftpos||$1,000 per day|
|Visa payWave (Tap and Go) transaction where no PIN is needed||$200 per transaction^
$1,000 per day
|Purchase when you choose CR at a retailer that offers eftpos||Available balance
|Purchase when you tap your card (Contactless) and use your PIN at a retailer that offers eftpos||Available balance|
|Purchase when you press SAV or CHQ at a retailer that offers eftpos||Available balance|
|Bank@Post Cash withdrawal||$1,000 per day|
|Bank@Post Cash deposit||$9,999.95 per day|
^ The $200 limit is a temporary measure in response to COVID-19. It is expected to apply for a three-month period, from April 2020, and will be extended if necessary, based on Government advice.
Go Walletless. Samsung Pay is here.
Pay with Samsung Pay anywhere^ you can tap or swipe your AMP Bank Visa Debit Card.
Designed to be secure
Your payment information is protected using several layers of security and it is not stored on your device or shared with retailers.
When you pay every transaction is authenticated by your fingerprint, Iris Scanner* or device passcode.
Simple to use
With a simple and intuitive user interface, payments can be made in a matter of seconds.
Activate Samsung Pay with an upwards swipe to select your AMP Bank Visa Debit Card before authorising payment.
More than just payments
Slim down your wallet by adding your favourite loyalty cards to Samsung Pay to quickly access them whenever, wherever†.
With in-built barcode scanning technology, Mobeam, your loyalty card barcodes can be successfully scanned at retailers.
Getting started is simple
Get started today with the following simple steps:
- Open the Samsung Pay app and sign in with your Samsung ID.
- Register your fingerprint and device passcode which you’ll use to authorise payments. (Customers with a Galaxy S9 or Galaxy S8+ can also scan their irises for iris authentication.)
- Scan or enter your AMP Visa Debit Card details.
- Verify your card details and enter the verification code.
For more information visit samsung.com/au/apps/samsungpay
^ Devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S9 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2.
* Only compatible with Galaxy S9 and Galaxy S8+.
† Loyalty cards are not available on Samsung Pay on Gear.
Google Pay - The convenience of a mobile wallet is now in your hands
Google Pay™ is the fast, simple way to pay with Google.
Download Google Pay and add your AMP Bank Visa Debit Card to start making simple, secure purchases today.
Google Pay allows you to use NFC capable Android devices running Lollipop 5.0 and above to make payments. It brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay.
Tap. Pay. Done. It’s that easy.
You don’t even need to open the app – simply wake your device by tapping the home or power button to pay in person with a tap of your phone. You can use Google Pay wherever contactless payments are accepted. For transactions over $100 you may need to enter your PIN at the terminal.
Speed through checkout online
With Google Pay, you can pay with a few quick clicks in apps and on the web. No need to enter your payment info. Simply select the Google Pay icon at the checkout.
How it works
Choice, Simplicity and Security
Google Pay offers a smart way to make fast purchases with any credit or debit card, across compatible Android devices that is both simple and secure.
Google Pay doesn’t send your actual credit or debit card number with your payment - so your card details stay safe.
You’ll know exactly when and where your transactions occur - making it easy to catch any suspicious activity. And if your phone is ever lost or stolen, you can instantly lock your device from anywhere, secure it with a new password, and wipe it clean of your personal information.
So whether you’re in-store or in-app – with Google Pay, a simple and secure checkout is always just a phone tap away!
Android, Google Pay, Google Play and the Google Logo are trademarks of Google LLC.
Mobile banking is easy with our apps for iPad/iPhone and Android, while internet banking is available via My AMP
Easy banking with our apps
Use our mobile apps to see all your AMP accounts with a single, secure four-digit personal identification number (PIN) access. You can:
- set up alerts for money coming in or going out of your AMP Bank account
- monitor your account balances and transfer funds easily between accounts
- set up Quick Balance view for up to four of your AMP Bank accounts.
My AMP allows you to:
- View your account details, recent transactions and statements that have been issued.
- Transfer funds between your own accounts or to someone else (cut off times apply when transferring funds to someone else).
- Pay bills using BPAY (cut off times apply)
- Download your transactions as a csv or qif file for use in accounting software
- Add nicknames to your accounts
- Change the PIN for your AMP Bank Access Card (Find out how)
Apple Watch with the My AMP app gives you more time for your money
The My AMP app for Apple Watch gives you quick access to view your balances in the tick of a watch!
- Simply download the latest version of the My AMP iPhone app to your phone.
- Then ‘pair’ your Watch to your iPhone. The Apple Watch views the same My AMP app that is stored on your iPhone.
Set up the ‘Quick Balance’ function on your iPhone for each eligible account. This can be done via ‘Notifications and Settings’, then ‘Quick Balance’.
The display notifications will show any notifications you currently have set up on your My AMP app.
Cash or cheque deposits nationwide - you can make deposits at Australia Post outlets which display the Bank@Post sign
You are able to transact at more than 3,200 Australia Post outlets that display the Bank@PostTM sign. This provides you with real-time deposits and the ability to draw cash1.
Use your AMP Bank Access Card at participating outlets and enjoy the benefits of Bank@Post:
- real time banking
- deposit cash
- deposit cheques
- withdraw cash1
- secure banking network
- widespread access throughout Australia
1 Limits apply on withdrawals.
Compare AMP Bank accounts
Explore our everyday and savings accounts to find an option which matches your savings goals and access needs. Most AMP Bank deposit accounts do not charge account-keeping fees—and many offer a competitive rate of interest.
You can also choose to take years off your mortgage repayments when you take up an AMP Bank home loan with an Offset Deposit Account. If the Offset Deposit Account is linked to a Basic Variable Rate Loan, there is a $6 per month account fee.
What else does AMP Bank do?
We provide residential and business home loans, savings, investment and transaction accounts, and self managed superannuation deposit products to thousands of customers. These are provided through mortgage brokers and AMP-aligned financial advisers, and directly to customers via phone and internet banking, as well as through our mobile apps.
Lost or stolen cards
Please phone 13 30 30 (+61 2 8048 8249 if overseas) 24 hours a day / 7 days a week, to report:
- a lost or stolen AMP Visa Debit Card
- a lost or stolen AMP Debit Card
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.
It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.
This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
1 SMS costs 55c including GST. Cardholders who do not have a premium phone that is SMS-enabled will not be able to access this service.