Insurance

We have a range of insurance products to help you protect what’s most important to you

We’re there for you

In 2013, AMP paid more than $850.4 million in claims across its trauma, life, terminal illness, total and permanent disablement, and income protection insurance plans.

Our proactive, fair and transparent approach to assessing claims is aimed at understanding your needs and supporting you to focus on what you can do. What’s more, if you ever need to make a claim, we’ll be there for you every step of the way.

Feel secure—anywhere in the world

With AMP, you can feel safe knowing that you’re covered 24/7.

You’re also covered against sickness or injury anywhere in the world. However, we may ask you to return to Australia or New Zealand after three months of benefits have been paid. And when you return, we will start paying your benefit again, if you are still unable to work for the same reason.

An insurance product to suit your needs

Life insurance

Peace of mind for you and your loved ones

  • Tailor your plan to suit your individual needs
  • Choose the level of protection you require
  • Financial protection for your loved ones in the event of your death

Total and permanent disablement

Protect your future and the future of your loved ones

  • Tailor your plan to suit your individual needs
  • Choose the level of protection you want based on your personal needs
  • Benefit from a lump sum payment if you were to become totally and permanently disabled

Income protection

Keep your financial life on track while you’re unable to work

  • Insure you for up to 75% of your income
  • Provides you with a replacement income stream to help you stay afloat
  • Provides different benefit payment periods up to age 70

Trauma cover

A safety net to help you get back on track

  • Tailor your plan to suit your individual needs
  • Benefit from a lump sum payment if you're diagnosed with a specified medical condition or serious injury, or undergo a specific medical procedure outlined in your policy
  • The benefit can be used to help you pay the costs of rehabilitation, medical expenses and outstanding debts while you recover

Want to speak to an AMP financial adviser?

Learn more about how to make a claim

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How much does insurance cost?

Learn how to protect your income

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement before deciding what’s right for you. This information hasn’t taken your circumstances into account. 

This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.