Features & benefits

The AMP Notice Account may suit if you’re:

  • able to lock away extra funds to earn a higher rate of interest
  • already an AMP Bank Deposit Account holder
  • able to plan your cash needs in advance of required notice period
  • a business that can predict your incoming revenue against costs.

Here’s what you get:

  • minimum margin above Reserve Bank of Australia (RBA) variable cash rate
  • access to funds after the required notice is given
  • no account management fees and no minimum opening deposit
  • deposits direct to your linked AMP Bank Deposit Account.

AMP Notice Account highlights

  • You can deposit money any time you like by electronic transfer from your AMP Bank Deposit Account or by sending us a cheque. 
  • Make up to two withdrawals per month (as long as the required notice has been given) 
  • Withdrawals can be paid by using Secure Message online at My AMP, BankFax or Bank Assist, or by writing to us 
  • minimum 31 days’  or 180 days' notice (refer to interest rate table) to withdraw funds (to an eligible AMP Deposit Account).
  • Refer to the On Notice Rate for the interest rate earned on funds put on notice for withdrawal.
  • Minimum withdrawal amount each time is $500 (unless your available balance is below $500).

Rates and fees

Effective date 14 October 2019

You can deposit as many times as you like without penalty. Interest rates, Minimum Margin and On Notice Rate are subject to change. Withdrawals require a notice period and are subject to conditions outlined in the AMP Notice Account product disclosure statement

Product  Notice Period Minimum Margin(i) On Notice Rate Interest rate
(includes Minimum Margin)
AMP Notice Account
(excludes Financial Institutions)
31 days 0.80% pa  1.55% pa
1.55% pa
AMP Notice Account Financial
(Financial Institutions Only)
31 days 0.60% pa 1.35% pa
1.35% pa
AMP 6-month Notice Account
(excludes Financial Institutions)
180 days 1.00% pa 1.45% pa
1.75% pa
AMP 6-month Notice Account Financial
(Financial Institutions Only)
180 days 1.00% pa 1.45% pa
1.75% pa

(i) A Minimum Margin above the RBA cash rate applies to the rate of interest on your account.

Smart banking

A little planning goes a long way with an AMP Notice Account. When you deposit funds—any time, any amount, by electronic transfer or by cheque—you’ll start earning a competitive variable interest rate at Minimum Margin above the RBA cash rate.

This earning power comes with a simple condition: you must give the required notice to withdraw funds by transfer to your linked eligible AMP Bank Deposit Account:

Apply now

It’s easy to open an AMP Notice Account. You can:

  • download an Application form
  • call us on 13 30 30
    Monday to Friday  8.30am – 8pm (AEST)
    Saturday and Sunday 9am – 5pm (AEST)
  • talk to a financial adviser

Australian Government guaranteed deposits

The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer. Our AMP Cash Manager is covered under the government guarantee.

Find out more

Contact us

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Monday to Friday 8am – 8pm
Saturday and Sunday 9am – 5pm (AEST)

Lost / Stolen Cards 24 hours 7 days

Important information

It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited ABN 84 079 300 379 (AMP Life). Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

All information on this website is subject to change without notice. The credit provider and bank product issuer is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian Credit Licence 234517.

Terms and conditions of the AMP Notice Account are provided in the AMP Notice Account product disclosure statement. Fees and charges may apply for special services. Download our Deposit product fees and charges guide to find out more about fees and charges for special services across all our deposit accounts.