Great ongoing rate

Earn interest at a minimum margin above Reserve Bank of Australia (RBA) variable cash rate calculated daily and paid monthly.

Fee-free and flexible

No minimum opening amount or ongoing account fees and we accept balances up to $10 million per customer name.

Government guarantee

The Australian Government guarantee protects combined deposits up to $250,000 per customer if a financial institution fails.

Product inclusions

What the product includes

  • Needing to plan your cash needs 30 or 180 days in advance
  • Minimum withdrawals of $500 each time and no more than twice a month
  • The requirement to link to an eligible AMP Bank Deposit account

What the product doesn't include

  • Being able to access to your money at short notice
  • The option to make regular withdrawals of less than $500 each time
  • The option to link to an external deposit account instead of an eligible AMP Bank Deposit account

Rates, fees & eligibility

Rates & fees


Product Notice period
Minimum margin On notice rate Interest
minimum margin)
AMP Notice Account 
(excludes financial institutions)
31 days % pa  % pa  % pa 
AMP Notice Account Financial
(financial institutions only)
31 days
% pa  % pa

% pa


Product Notice period Minimum margin1 On notice rate Interest
rate (includes
minimum margin)
AMP 6-month Notice Account (excludes financial institutions) 180 days % pa  % pa % pa
AMP 6-month Notice Account Financial (financial institutions only) 180 days % pa  % pa % pa

The AMP Notice Account earns interest calculated daily and paid monthly.

There are no limits on the deposits you can make by electronic transfer from your AMP Bank or external account or by sending us a cheque.

Withdrawals require a notice period and are limited to two per month. Withdrawals can be requested by:

  • Using secure message online at My AMP
  • BankFax or Bank Assist
  • Writing to us.

Notice Account PDS

Interest rates, minimum margin and on notice rate are subject to change.

You’ll need to provide a minimum of 31 days or 180 days notice to withdraw funds to an eligible AMP deposit account.



Talk to a financial adviser to see what kind of saving strategy works best for your business.


How can I apply?

We are currently not accepting applications for new Notice Accounts. Effective from Wednesday 22 July 2020 until further notice.

What are the fees?

There are no ongoing account management fees. Some fees and charges for special services may apply, such as a duplicate statement fee. Read the Deposit products fees and charges guide for more information.

Contact us

Mon - Fri: 8am – 8pm (AEST)
Sat & Sun 9am – 5pm (AEST)

Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice

A target market determination for these products is available on our TMD page.

1 VA minimum margin above the RBA cash rate applies to the rate of interest on your account. The minimum margin does not apply to the on notice rate.