Features & benefits

No monthly fees

No monthly account management fees and you don't need to maintain a specific monthly balance.

Mobile payments

Make payments with Samsung Pay and Google Pay using your device anywhere you can tap your Visa Debit Card1.

Manage your account

Login to My AMP online or the app to change your Visa Debit Card PIN, update your daily transfer limit and more.

24/7 access & transactions

Access your account any time with your Visa Debit Card and via our My AMP apps internet banking or phone service.

Link to a savings account

Option to link your account to a savings account, such as our AMP Business Saver Account, to potentially maximise returns.

Government guarantee

Combined deposits up to $250,000 per customer are protected by the Australian Government guarantee. Find out more

1Available to business customers where all individuals are signatories on the account and there is a Visa Debit card issued to a Director who has a device compatible with Samsung or Google Pay. Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions. 

Rates & fees

AMP Access Account rates & fees

Effective date 16 August 2019

Account balance   Interest rate(i)
 Standard Rate for all balances  0.00% pa

There are no monthly account fees or transaction fees with the AMP Access Account, and you don’t need to maintain a specific monthly balance.

(i) Interest rates are subject to change. Special service fees apply. Deposits over $5,000,000 are available at our discretion.

Start saving in 3 easy steps


Apply for your account

Applying online is easy. Make sure you
have the required documents ready.


Download My AMP app

Download from the Apple or Google Play app stores to start banking.


Deposit money into your account

Start transacting online. Your AMP Visa Debit Card will arrive soon via mail.

Ready to open an AMP Access Account?

Contact us

Banking enquiries

Monday to Friday 8am – 8pm
Saturday and Sunday 9am – 5pm (AEST)

Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice

AMP Bank is the winner of Mozo's Small Business Savings Bank of The Year for 2019.  Find out more at mozo.com.au/small-business-accounts