Fee-free and flexible

Easily manage your money online, via the My AMP app and telephone banking, plus no monthly fees or minimum balance.

Easy access

Get convenient payment options including a Visa Debit card1, EFTPOS, Google Pay, Samsung Pay or Apple Pay2 and Bank@Post.

Government guarantee

The Australian Government guarantee protects combined deposits up to $250,000 per customer if a financial institution fails.

Product inclusions

What the product includes

  • Flexible banking and payment facilities
  • The option to link to a savings account like the AMP Business Saver Account
  • ATM access with rebated fees
  • Options for signatories on the account

What the product doesn't include

  • Fee-free special services such as duplicate statements
  • The ability to earn interest on your funds
  • A cheque book


Rates, fees & eligibility

Rates & fees

Effective date 

 Account balance Interest rate(i)
 Standard rate for all balances  % pa

There are no monthly account fees or transaction fees and you don’t need to maintain a specific monthly balance.

(i) Interest rates are subject to change. Special service fees apply. Balances over $5,000,000 are available at our discretion.




  • Companies or organisations (including financial institutions)
  • Non-SMSF trusts
  • Government entities
  • Charities
  • Sole traders or partnerships.

Talk to a financial adviser to see what banking options work best for your business.

How to apply

Australian Registered Private & Publicly Listed Companies

Open an account for Australian proprietary companies

Apply online

Unregulated trusts

Open an account for unregulated trusts

Apply online

Sole Trader Accounts

You can apply on line. It takes around 10-15 mins to complete.

Apply online

Other entity types

To access this form:

1. Right-click the link
2. Select 'Save link as...' and save it to your desktop
3. Go to your desktop and open the pdf in Adobe Acrobat
4. You will then be able to access and complete the form.
As it is a functional pdf form, it will unfortunately not work on a mobile device.

Right-click this link to save the pdf


How can I apply?

If you’re an Australian company, unregulated trust, or sole trader, you can apply online, and it will take 10-20 minutes to complete. Other entities should download and complete the application form.

What are the fees?

There are no ongoing account management fees. Fees may apply for international transactions and special services. Read the Deposit products fees and charges guide for more information.

Are my savings secure?

The Australian Government guarantee protects combined deposits up to $250,000 per customer.

Can SMSFs open an Access Account?

SMSFs are not eligible. However, they can apply for an AMP SuperEdge Cash Account. Visit the page for more information.

Contact us

Mon - Fri: 8am – 8pm (AEST)
Sat & Sun 9am – 5pm (AEST)

Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice

A target market determination for these products is available on our TMD page.

1Visa Debit Card can only be issued where the account is set to ‘any to sign’

2Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.Devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S9 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2.