Great ongoing rate

Benefit from a competitive, ongoing standard variable interest rate of % pa and no minimum deposit or balance.

Fee-free and flexible

Manage your money online, via the My AMP app and telephone banking, plus no monthly fees and unlimited transactions and withdrawals.

Easy and efficient

A central cash hub means less time tracking transactions between different accounts, making reporting and auditing easier.

Product inclusions

What the product includes

  • Easy online and phone banking
  • The ability to link to a savings account held by your SMSF like a SuperEdge Saver Account or other external accounts
  • Quick access to your funds

What the product doesn't include

  • A cheque book
  • Visa Debit card, Bank@Post or digital wallet facilities

Rates, fees & eligibility

Rates & fees


 Account balance Interest rate
 Standard rate for all balances  % pa

The AMP SuperEdge Cash Account earns interest calculated daily and paid monthly.

There are no ongoing fees including for regular deposits or withdrawals. Some fees and charges for special services may apply, such as a duplicate statement fee. 

Interest applies to credit balances only. Interest rates are variable and subject to change without notice. Deposits over $5,000,000 are at our discretion.

For more information, please read the Deposit products fees and charges guide.




  • SMSFs

Talk to a financial adviser to see what kind of saving strategy works best for your business.

Application form

To access this form:
1. Right-click the link
2. Select 'Save link as...' and save it to your desktop
3. Go to your desktop and open the pdf in Adobe Acrobat
4. You will then be able to access and complete the form.
As it is a functional pdf form, it will unfortunately not work on a mobile device.


What are the fees?

There are no ongoing account management fees. Some fees and charges for special services may apply, such as a duplicate statement fee. Read the Deposit products fees and charges guide for more information.

How can I apply?

To apply, your SMSF must be regulated by the ATO as an Australian complying fund. Complete the online application which takes 10-20 minutes. Alternatively, you can download and complete an application form.

Note: The online application caters for SMSFs with up to 4 members. If the SMSF has 5 or 6 members, please apply using the AMP Bank Smart Form.

Is my money secure?

The Australian Government guarantee protects combined deposits up to $250,000 per customer if a financial institution fails

Why do I need a cash hub for my SMSF?

It acts as the source account for your funds’ investments and superannuation. You can also use it to pay for the running costs of the fund.

Contact us

Mon - Fri: 8am – 8pm (AEST)
Sat & Sun 9am – 5pm (AEST)

Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice

A target market determination for these products is available on our TMD page.

* For more information about these awards please visit the Money magazine website.

Information including interest rate is correct as at .