What are the BPAY and External transfer cut off times?

FAQ

BPAY

If your account allows BPAY payments and it is a Business Day1, the cut off time is 5pm (Sydney time).

If you make a BPAY payment after the cut off time or on a non Business Day1, the transaction will be held over for processing on our next Business Day1. While the funds will remain in your account until we process the transaction, we will place a hold on the funds required for the transaction. Your actual balance won't change but your available balance will.

1 Business Day means a day when we are open for normal banking business in Sydney, other than a Saturday, Sunday or public holiday in NSW (including bank holidays).

 

External transfer

If your account allows External transfers and it is a Business Day1, the cut off time is 4pm (Sydney time).

If you make an External transfer after the cut off time or on a non Business Day1, the transaction will be held over for processing on our next Business Day1. While the funds will remain in your account until we process the transaction, we will place a hold on the funds required for the transaction. Your actual balance won't change but your available balance will.

1 Business Day means a day when we are open for normal banking business in Sydney, other than a Saturday, Sunday or public holiday in NSW (including bank holidays).

Important information

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All banking products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.  

It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. 

Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.