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Business Saver Account – High Interest Savings Account

Make the most of your hard-earned money
Apply now for a Business Saver Account

Earn up to 2.25% pa for new accounts opened in July 2018

For eligible customers2 that open an AMP Business Saver Account in July 2018, a bonus rate of 0.45% pa will be added to the standard interest rate for six months1.

The bonus interest is calculated daily from 1 August 2018 until 31 January 2019 and paid on the first working day of each month, for each preceding month3.   

The offer applies to the first AMP Business Saver account opened per customer, provided you don't currently hold one now or have had one at any time within the last five years.

1 If you open a new AMP Business Saver Account within the period of 1 July 2018 and 31 July 2018, and you have not held an AMP Business Saver Account in the last five years, you’ll earn a bonus of 0.45% pa on top of the AMP Business Saver Account Standard Rate during the Bonus Period. The Bonus Period is for a duration of six months starting on 1 August 2018. Bonus Rate is payable on all account balances, up to $5 million per customer. AMP Bank reserves the right to withdraw the offer at any time.

2 Eligible accountholders include Companies, Non-SMSF Trusts, Government entities, Charities, and other Organisations. Excludes SMSFs and Financial Institutions.

3 First interest payment with this special offer is 3 September 2018 and last being 1 February 2019.  The correct interest rate may not display in My AMP at the start of August 2018.  

AMP Business Saver Account

Keep your cash flow at hand while you maximise your savings. The AMP Business Saver Account is specifically designed to offer business customers the best of both worlds: earn interest on savings without locking away your money.

  • Competitive interest rate calculated daily and paid monthly.
  • No minimum deposit or balance (interest is earned on $2,000 or more).
  • No Monthly fees (some fees for special services may apply4).

With no minimum deposit or balance required, you can use this account to hold on to your cash or transfer it to another account when needed.

You have easy access to your money 24/7 via phone or internet banking. Simply transfer the funds you need to a linked everyday account of your choice (with AMP Bank or a different provider) as long as it’s in the same name.

For fast, simple and instant transfers to a transaction account, you may want to consider AMP Cash Manager.

The AMP Business Saver Account may suit you if you’re:

  • a sole trader or partnership
  • a company or organisation
  • a trust (excluding self managed superannuation funds)
  • serious about savings.

Here’s what you get:

  • competitive interest rates, calculated daily and paid monthly
  • easy access to your money via phone or internet banking
  • no minimum balance or deposit required
  • no Monthly fees (special services excluded).
Up to 1.80% pa Standard rate

Up to 2.25% pa July Special1
Effective 1/07/2018
to 31/07/2018

Open a Company or Trust account

Apply online now


13 30 30

Monday to Friday
8.00am – 8pm (AEST)
Saturday and Sunday
9am – 5pm (AEST)

Lost / Stolen Cards 24 hours 7 days

The AMP Business Saver Account earns interest calculated daily and paid monthly. 

Effective 1 February 2018

Account balance Interest rate
Standard rate from $0 to less than $2,000 0.00% pa
Standard rate for $2,000 and over 1.80% pa
Bonus interest rate for new accounts opened in July 2018, applicable from 1 August 2018
Standard rate plus 0.45% pa from $0 to less than $2,000 0.45% pa
Standard rate plus 0.45% pa for $2,000 and over 2.25% pa
  • $0 monthly fee. If you require special services like special clearances on cheque deposits, check whether any fees and charges apply.
  • Unlimited deposits. No minimum opening deposit required. You can deposit any amount, as often as you like, using internet or phone transfers from an everyday account, either from an AMP Bank account or another provider’s account. You don’t need an ongoing balance, although interest earned is on balances of $2,000 or more. 

AMP Business Saver Account is available to business customers only. Interest applies to credit balances only. Interest rates are  variable and subject to change without notice. Deposits over $5,000,000 are at our discretion.

Please call AMP Bank on 13 30 30 for more information. Fees and charges apply.  For more details, see our Deposit product terms and conditions.

Start achieving your savings goal

As well as the AMP Business Saver Account, AMP Bank offers other business savings accounts and options that may suit your savings strategies:


Call us to help you select the right AMP Bank Savings Account for you on 13 30 30 Monday to Friday 8am – 8pm (AEST), Saturday and Sunday 9am – 5pm (AEST).

Switch to an AMP SuperEdge deposit product

If your account is in the name of an Australian-registered Self-Managed Superannuation Fund (SMSF), you can request to switch an existing AMP Business Saver Account to an AMP SuperEdge deposit product. Conditions apply.

Complete and return our Switch to an AMP SuperEdge deposit product form.


Apply now

It’s easy to open an AMP Business Saver Account. You can:

  • Open a Company or Trust account online now
  • download an Application form
  • talk to a financial adviser
  • for any help or questions, call us on 13 30 30 Monday to Friday  8.30am – 8pm (AEST) Saturday and Sunday 9am – 5pm (AEST).


Note for SMSF customers

From 1 February 2018, we will not be accepting applications for the AMP Business Saver Account from:

  • Individuals acting as Trustees for a Self-Managed Superannuation Fund
  • Companies (registered in Australia) acting as Trustee for a Self-Managed Superannuation Fund

Instead, these customers are invited to consider the AMP SuperEdge Saver Account which offers all the same features as an AMP Business Saver Account, with a great rate available on all balances. Check out our AMP SuperEdge Saver Account.

Want a personal AMP Saver Account?

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

The credit provider and bank product issuer is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian Credit Licence 234517.


4 Review or download our Deposit products fees and charges guide.