Features

Great ongoing rate

Benefit from a competitive, ongoing standard variable interest rate of 0.10% pa.

Flexible banking options

Manage your money online, via the My AMP app and telephone banking, plus no monthly fees.

Easy access

Unlimited transactions using a Visa Debit card, eftpos, BPAY®, Bank@Post and digital wallet facilities.

Product inclusions

What the product includes

  • Features of an everyday account for your pension payment funds
  • To ability to link to a cash hub held by your SMSF like a SuperEdge Cash Account
  • Options for a Visa Debit card, Bank@Post and digital wallet facilities

What the product doesn't include

  • The ability to make same-day payments to an external account
  • A cheque book
  • You aren’t in the retirement phase with your SMSF

     

Rates, eligibility & fees

Rates

Effective date 16 November 2020

Account balance Interest rate
All balances 0.10% pa


The AMP SuperEdge Pension Account earns interest calculated daily and paid monthly.

There are no ongoing fees including for transactions or withdrawals. Some fees and charges for special services may apply, such as a duplicate statement fee. Read our Deposit product fees and charges guide for more information.

Interest applies to credit balances only. Interest rates are variable and subject to change without notice. Deposits over $5,000,000 are at our discretion. For full details, please read the Deposit product fees and charges guide.

Eligible customers

● SMSFs

Talk to a financial adviser to see what kind of pension strategy works best for your SMSF.

How to apply

Sole Trader Accounts

You can apply online. It takes around 10-15 mins to complete.

Apply online

Other entity types

To access this form, please save it to your desktop and then complete it. As it is a functional pdf form, it will unfortunately not work on a mobile device.

Download pdf

FAQs

How can I apply?

Your SMSF must be regulated by the ATO as an Australian complying fund. You can open the account in the names of the beneficiaries of the SMSF or in the name of the SMSF. Complete the online application, (for accounts opened in the name of the SMSF) which will take 10-20 minutes or download and complete an application form (for accounts opened in the beneficiaries name/s).
 

Can I access my money via an ATM?

Yes, you can get ATM access to your money anywhere in Australia and worldwide where the Visa logo is displayed. Fees apply for international transactions. Some ATM operators may charge a fee for using an ATM in Australia.

Is my money secure?

The Australian Government guarantee protects combined deposits up to $250,000 per customer in the unlikely event a financial institution fails.

What are the fees?

There are no ongoing account management fees. Some fees and charges for special services may apply, such as a duplicate statement fee. Read the Deposit product fees and charges guide for more information.

Contact us

We're here to help

Monday to Friday 8am – 8pm
Saturday and Sunday 9am – 5pm (AEST)

Lost / Stolen Cards 24 hours 7 days

Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice

A target market determination for these products is available on our TMD page.

Information including interest rates is correct as at 13 November 2020 and is subject to change without notice. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30.