For most Australians, superannuation represents their largest single investment after buying their own home. The more you know about your super and the more control you have over it, the greater your chance of living your retirement dreams.
Taking a few simple steps now can help you stay on track to enjoying the retirement lifestyle you want with the money from your super.
Organise your super
Many Australians have more than one super fund, which may mean paying more than one set of fees and having money in lots of different places. One of the first things to do is to look at bringing all your super together. Also there are billions of dollars in lost super. Some of it could be yours, so it might be a good idea to do a search for your lost super.
Once you have everything organised, choosing the right investment options can really help your super grow over time.
Find out more about organising your super.
Grow your super
Once you've brought your super together and chosen suitable investment options, another way to grow your super balance might be to put more money into super. There are different ways to make contributions, whether it be salary sacrificing from your pre-tax salary or your after-tax funds.
If you’re in a relationship, there are ways to grow your super together. These include splitting your super contributions, as well as making extra after-tax contributions from the higher earner, which might reduce the tax you have to pay.
Find out more about growing your super with super contributions.
Important informationShow more
It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement before deciding what’s right for you. This information hasn’t taken your circumstances into account.
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