About the Options
AMP MySuper is a ‘lifecycle’ solution, which aims to ensure superannuation investments will deliver a comfortable retirement, regardless of whether investors make an active investment choice in super.
By lifecycle we mean an investment strategy for investors that is based on their decade of birth and therefore tailored to their age and risk profile. Lifecycle options allow investors to remain in one option over their working life. Rather than investors changing options as they age, it is the investment strategy of their lifecycle option that will adapt progressively based on their changing investment needs and risk profile.
How does it work?
Investors are invested into an AMP MySuper lifecycle investment option according to their date of birth. The investment strategy of each option differs based on the age of the members in each option. Each option follows a glide path, which indicates the appropriate allocation to growth assets at every age.
What is the glide path?
The glide path determines the appropriate investment mix of the lifecycle option throughout an investors working life. The glide path reduces the exposure to growth assets and increases the exposure to defensive assets as the investors in each lifecycle option move closer to retirement.
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What are the risks?
Risks specific to the option may include or be associated with share market investments, international investments, alternative assets, interest rates, credit, property investments, derivatives and liquidity. Please read the Option’s Product Disclosure Statement for more information.
How to invest
AMP MySuper can be accessed by investing in certain superannuation products issued by AMP Superannuation Limited or NM Superannuation Pty Limited. For further information about how to invest, contact your state account manager or corporate super key account manager.
AMP MySuper for Employers
MySuper is a simple default investment option for your employees. It is intended by the government to make comparing super products easier based on key differences like cost and investment performance. The AMP MySuper investment option takes the hard work out of deciding how to invest your super, by providing the simplicity of a single investment option tailored for your age group.
What you need to know
This information is solely for the use of the party to whom it is provided and must not be provided to any other person or entity without the express written consent of National Mutual Funds Management Ltd (ABN 32 006 787 720, AFSL 234652) (NMFM).
While every care has been taken in the preparation of this information, NMFM makes no representation or warranty as to the accuracy or completeness of any statement in it including, without limitation, any forecasts. Past performance is not a reliable indicator of future performance. This document has been prepared for the purpose of providing general information, without taking account of any particular investor’s objectives, financial situation or needs. An investor should, before making any investment decisions, consider the appropriateness of the information in this document, and seek professional advice, having regard to the investor’s objectives, financial situation and needs.
ipac Asset Management Limited ABN 22 003 257 225, AFSL 234655) (IAML) is the responsible entity of the AMP MySuper Fund and the issuer of the units in the AMP MySuper Fund and the Product Disclosure Statement(s) (PDS). To invest in the Fund(s), investors will need to obtain and consider the current PDS or other offer document for the relevant Fund(s) available at amp.com.au/investments-pds. The PDS or offer document contains important information about investing in the Fund(s) and it is important that investors read the PDS or offer document before making a decision about whether to acquire, or continue to hold or dispose of units in the Fund(s). A target market determination has been made in respect of the Fund(s) and is available at www.amp.com.au/investments-tmd. Neither IAML, NMFM nor any other company in the AMP Group guarantees the repayment of capital or the performance of any product or any particular rate of return referred to in this document. Past performance is not a reliable indicator of future performance.
All information on this website is subject to change without notice.
The information included on this page was current on the date published within the document or report and issued by the entity identified in the document or report . For up-to-date information, we refer you to the relevant product disclosure statement, target market determination and product updates available at amp.com.au.