About the Fund

The Fund invests across a range of traditional and alternative asset classes with an aim to provide strong and stable returns above CPI over rolling 5-year periods. Many investors, particularly those nearing retirement, are looking for investment solutions that help them meet their personal and lifestyle goals. For some investors, this might include a short-term need to fund a holiday, or to purchase a new car.

The Fund may be suitable for those who:

  • Are in retirement or thinking about retirement, who don't have the capacity to sustain a sharp decline in their wealth, and desire steady growth in capital to pay for lifestyle wants, e.g. pay for a holiday or purchase a new car, or simply enjoy a higher standard of everyday living.
  • Are in the accumulation phase and want to grow their wealth over time but are sensitive to large declines in portfolio value and want less volatility. 

Dynamic asset allocation

Flexibility and process to adapt asset allocation to reflect best opportunities.

Using diverse strategies

Mandates which target differentiated sources of return, such as absolute return focused mandates.

Tail risk hedging

Aims to manage risk and soften the impact of major market falls.

Withdrawal frequency

Withdrawals are allowed daily. Withdrawals are normally processed within 5 business days.

What are the risks?

The Fund may be suitable for a consumer with a moderate to high risk profile, seeking to minimise potential losses (eg has the ability to bear up to 4 negative returns over a 20-year period (SRM 5)) and is comfortable with a moderate to high target return profile.

The ‘Risks of investing’ section of the Product Disclosure Statement and Incorporated Information for this Fund provides further information about the risks noted above, as well as information about other investment risks of which you should be aware.

  • Returns are not guarantee - When you invest in a managed investment scheme, you should be aware that returns are not guaranteed – future returns may differ from past returns, the level of returns may vary, the value of your investment may vary, and there may be the risk of loss of invested capital.
  • Market risk - The Fund invests in securities that are listed on share markets around the world. This means that the Fund will be affected by any risks associated with these securities. This includes how they perform, their strategy, management, how sustainable their earnings are, and other factors that affect the value and performance of a security, as well as those associated with international investments.
  • Credit and liquidity risk - The Fund invests in alternative assets. Traditional risks such as credit and liquidity risk can be magnified for alternative assets.

For more detailed information relating to the risks of the Fund, please refer to the relevant Product Disclosure Statement.

View our pricing and performance page for more information

Platform Fund

Fund details

APIR Code AMP1685AU
Investment objective The Fund aims to provide a total return (income and capital growth ) before costs and before tax, of 4.5% pa above inflation, the Reserve Bank of Australia inflation rate (Consumer Price Index) - trimmed mean (published on www.rba.gov.au), on a rolling 5 year basis. In addition, we aim to deliver indicative volatility rate of 4-8% (bond-like) over rolling five years. We aim to deliver this in a manner that is as efficient as possible (with respect to risk and cost) within the bounds above.
Minimum suggested timeframe
5 years
Distribution frequency
Quarterly
Product inception date
02 Dec 2010
Risk level (1-7)
5
Benchmark AMP Multi-Asset Fund Benchmark
Product status Open
Quarterly distribution estimate 0.5%

Direct - this Fund is closed to new investors

Fund details

APIR Code AMP1686AU
Investment objective The Fund aims to provide a total return (income and capital growth ) before costs and before tax, of 4.5% pa above inflation, the Reserve Bank of Australia inflation rate (Consumer Price Index) - trimmed mean (published on www.rba.gov.au), on a rolling 5 year basis. In addition, we aim to deliver indicative volatility rate of 4-8% (bond-like) over rolling five years. We aim to deliver this in a manner that is as efficient as possible (with respect to risk and cost) within the bounds above.
Minimum suggested timeframe
5 years
Distribution frequency
Quarterly
Product inception date
28 Mar 2011
Risk level (1-7)
5
Benchmark AMP Multi-Asset Fund Benchmark
Product status Closed to all client applications from 10 May 2022

mFund - this Fund is closed to new investors

APIR Code AMP9028AU
Investment objective The Fund aims to provide a total return (income and capital growth ) before costs and before tax, of 4.5% pa above inflation, the Reserve Bank of Australia inflation rate (Consumer Price Index) - trimmed mean (published on www.rba.gov.au), on a rolling 5 year basis. In addition, we aim to deliver indicative volatility rate of 4-8% (bond-like) over rolling five years. We aim to deliver this in a manner that is as efficient as possible (with respect to risk and cost) within the bounds above.
Minimum suggested timeframe
5 years
Distribution frequency
Quarterly
Product inception date
02 Dec 2010
Risk level (1-7)
5
Benchmark AMP Multi-Asset Fund Benchmark
Product status Closed to all client applications from 10 May 2022

PDS Updates

View the funds Platform list

 

Find out more

Documents & Downloads

We're here to help

AMP Investments

Mon - Fri: 8.30am – 5pm (AEST)

What you need to know

This information has been prepared by National Mutual Funds Management Ltd (ABN 32 006 787 720, AFSL 234652) (NMFM). While every care has been taken in the preparation of this information, NMFM makes no representation or warranty as to the accuracy or completeness of any statement in it including without limitation, any forecasts. This information has been prepared for the purpose of providing general information, without taking account of any particular investor’s objectives, financial situation or needs. Investors should, before making any investment decisions, consider the appropriateness of the information in this information, and seek professional advice, having regard to their objectives, financial situation and needs.

ipac Asset Management Limited ABN 22 003 257 225, AFSL 234655) (IAML) is the responsible entity of the Option(s) and the issuer of the units in the Option(s) and the Product Disclosure Statement(s) (PDS). To invest in the Option(s), investors will need to obtain and consider the current PDS or other offer document for the relevant Option(s) available at amp.com.au/investments. The PDS or offer document contains important information about investing in the Option(s) and it is important that investors read the PDS or offer document before making a decision about whether to acquire or continue to hold or dispose of units in the Option(s). A target market determination has been made in respect of the Option(s) and is available at www.amp.com.au/investments-tmd. Neither IAML, NMFM nor any other company in the AMP Group guarantees the repayment of capital or the performance of any product or any particular rate of return referred to in this document. Past performance is not a reliable indicator of future performance.

The Option's risk level is based on the estimated number of negative annual returns for the Option over any 20-year period and is not a complete assessment of the risks of investing in the Option. For instance, it does not detail what the size of a negative return could be or the potential for a positive return to be less than an investor may require to meet their objectives. Consequently, before choosing to invest or reinvest in the Option, you should read the Option's PDS and incorporated information and consider factors such as the likely investment return, the risks of investing and your investment time frame. Information about the methodology used for calculating the risk level is available here.

Important note: The unit prices displayed in this section are indicative only.
If unit prices are not available for today then the latest available prices will be displayed. Unit prices are not calculated on weekends or public holidays.

Our unit price discretion policy states where we may exercise certain discretions in determining the unit price of units on application or withdrawal in each investment option. View and download our Unit Pricing Discretions Policy for the types of discretions that we may exercise, in what circumstances, our policies on how we exercise the discretions and the reasons why we consider our policies are reasonable.

Unit prices are provided for your information only and are not guaranteed. They are based on historical data and you should not rely on the above information as the basis for making any investment, financial or other decision as past unit prices are not a reliable indicator of future unit prices.

During the time it takes to process an application or redemption application, the unit price may vary and the actual unit prices applying to applications and redemptions may differ from those displayed in this section. Actual unit prices can be confirmed on receipt of a completed application or redemption form.

None of ipac Asset Management Limited Funds ABN 22 003 257 225, AFSL 234655), National Mutual Funds Management Limited (ABN 32 006 787 720, AFSL 234652), or any company within the AMP Group makes any representation or warranty as to the reliability, completeness or accuracy of the unit price information or accepts any responsibility arising in any way (including by reason of negligence) for errors in or omissions from the unit price information.

The information in this section is not an offer or recommendation of securities or other financial products offered by the AMP Group and is not an invitation to take up securities or other financial products. Investors should consider the relevant PDS available from us for the relevant option before making any decision regarding the product.

Important note: Past performance
Past performance is not a reliable indicator of future performance.

Performance is annualised for periods greater than one year. Total returns are calculated using the unit price which uses the net asset values for the relevant month end. This price may differ from the actual unit price for an investor applying for or redeeming an investment. Actual unit prices will be confirmed following any transaction by an investor. Returns quoted are before tax, after fees and costs, and assume all distributions are reinvested.

All information on this website is subject to change without notice.

The information included on this page was current on the date published within the document or report and issued by the entity identified in the document or report . For up-to-date information, we refer you to the relevant product disclosure statement, target market determination and product updates available at amp.com.au.