How long would you be able to sustain your lifestyle and meet your financial commitments without your regular income? Income protection insurance pays a monthly benefit of up to 75% of your regular income, if you’re unable to work due to sickness or injury.

The benefits of income protection:

  • Replacement income if you’re unable to work due to sickness or injury
  • Secure your financial future
  • A flexible insurance product you can tailor to suit your individual needs.

Here’s what you get:

  • monthly benefits of up to 75% of your regular income
  • peace of mind knowing that you and your loved ones will be supported if you were unable to work.

How much insurance do you need?

There are many factors that come into consideration. Our calculator can help you work out how much cover you may require.

AMP Elevate insurance - Income protection

AMP Elevate offers income protection to existing AMP Life insurance and/or superannuation customers. We no longer accept applications from new customers.

For more information about AMP Elevate insurance read the latest PDS and update. If you have any questions, you can:

  • call us on 133 888
    Monday to Friday 8.30am – 6pm (AEST)
  • contact your financial adviser.

What will it cost me?

How much you pay depends on:

  • your age
  • gender
  • smoking status
  • level of cover
  • the options you have selected.

You can get an individual premium quote by contacting us on 133 888 or financial adviser.


Realising your best life

We believe there is much more that can be done to help you during and after the claims process. Our ultimate aim is to help you own your tomorrow, and we’ll be there to support you and your family every step of the way.

Feel secure - anywhere in the world

With AMP Life, you can feel safe knowing that you’re covered no matter where you are in the world, 24/7. If you become sick or injured outside Australia, we may ask for additional medical documents or examinations by a doctor we’ve chosen to support your claim.

Find out more about your income protection could help you

Download the 'Do I need Income insurance?' brochure to find out more about how your income protection can help you if you were unable to work due to sickness or injury.

And if you have more questions about the insurance you’ve undertaken, your financial adviser can help you assess your wealth protection needs and ensure you have the right insurance cover for you and your loved ones.

Important Information

Issued by AMP Life Limited ABN 84 079 300 379 (AMP Life), which is part of the AMP group (AMP).

Before deciding what’s right for you, it’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions available from AMP Life at amp.com.au or by calling 133 731.

Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AMP Life. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP Companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.