How long would you be able to sustain your lifestyle and meet your financial commitments without your regular income? Income protection insurance pays a monthly benefit of up to 75% of your regular income, if you’re unable to work due to sickness or injury.

Income protection may suit you if:

  • you want replacement income if you’re unable to work due to sickness or injury
  • you want to secure your financial future
  • you’re looking for a flexible insurance product you can tailor to suit your individual needs.

Here’s what you get:

  • monthly benefits of up to 75% of your regular income
  • peace of mind knowing that you and your loved ones will be supported if you were unable to work.



How much insurance do you need?

There are many factors that come into consideration. Our calculator can help you work out what type and how much cover you may require.

AMP Elevate insurance - Income protection

AMP Elevate offers income protection to existing AMP insurance and/or superannuation customers. We will no longer accept applications from new AMP customers, unless purchased through an AMP product such as MyNorth.

For more information about AMP Elevate insurance read this brochure or latest PDS and update. if you have any questions or would like to apply, you can:

  • call us on 133 888
    Monday to Friday 8.30am – 6pm (AEST)
  • contact your financial adviser.

What will it cost me?

How much you pay depends on:

  • your age
  • gender
  • smoking status
  • level of cover
  • the options you have selected.

You can get an individual premium quote by contacting us on 133 888 or financial adviser.


Realising your best life

We believe there is much more that can be done to help you and your family during and after the claims process. Our ultimate aim is to help you own your tomorrow, and we’ll be there to support and help you resume an active, productive life after illness or injury.

Feel secure - anywhere in the world

With AMP, you can feel safe knowing that you’re covered 24/7. You’re also covered against sickness or injury anywhere in the world. However, we may ask you to return to Australia or New Zealand after three months of benefits have been paid. And when you return, we will start paying your benefit again if you are still unable to work for the same reason.

Find out more about how income protection could help you

Download the 'Do I need Income insurance?' brochure to find out more about how income protection can help you if you were unable to work due to sickness or injury.

And if you’re still unsure about the insurance you need, your financial adviser can help you assess your wealth protection needs and find the right insurance cover for you and your loved ones. 

How to apply

Important information

It’s important to consider your particular circumstances and read the relevant product disclosure statement before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Life Limited ABN 84 079 300 379 (AMP Life). Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

The issuer of AMP Elevate insurance is AMP Life Limited.