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Get up to speed on topics like how much money you might need and the entitlements available, to help you live your best retirement.
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5 ways to shop a little smarter this Christmas
19 November 2021 | Manage my money If cash flow is looking a tad grim this year, here are some ideas to up the presents under the tree, noting it’s the presence around it that really counts. Read more
9 tips for first home buyers
12 November 2021 | Manage my money There’s a lot to get your head around as a first home buyer, and the upfront and ongoing costs are only part of it. Find out more. Read more
What is equity and how can I use it to invest?
11 November 2021 | Manage my money Whether you're looking to invest or pay off something big, borrowing against your home equity may be helpful, if you’re across the risks. Read more
How can refinancing your home loan save you money?
11 November 2021 | Manage my money By replacing your current home loan with a new one, you could take advantage of a better deal. Here’s what to look out for. Read more
Oliver's Insights - Compound interest is like magic – and it’s an investor’s best friend
10 November 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at how compound interest can benefit Australian investors. Read more
Oliver’s Insights – Central banks – including the RBA and Fed – gradually removing monetary stimulus is more good news than bad
03 November 2021 | Grow my wealth AMP Chief Economist Shane Oliver examines the outlook for interest rates. Read more
Should you salary sacrifice into super?
02 November 2021 | Grow my wealth If you can free up some cash, salary sacrificing into your super could be a tax-effective way to build your retirement savings. Read more
Five ways you can start bridging the super gender gap
02 November 2021 | Grow my wealth Australian women tend to be behind with their retirement savings so here are some ways to play catch-up Read more
If you've withdrawn super, here's how to rebuild your balance
02 November 2021 | Grow my wealth There are plenty of ways to get your retirement savings back on track. Read more
5 money mistakes to avoid if you’re going guarantor
02 November 2021 | Manage my money If you’re going to balance the future of your property on someone’s reliability to pay their own mortgage, know the risks. Read more
12 things I’ve learned from renovating
01 November 2021 | Manage my money AMP’s Sandy Maxwell tries to create his dream home Read more
Create an 8-week Christmas savings plan
26 October 2021 | Manage my money It’s never too early to start saving for Christmas. Follow our Christmas savings plan to help save money and reach your financial goals this holiday season. Read more
Oliver’s Insights – Science and medicine appear to be getting the upper hand of coronavirus - implications for investors
20 October 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at what COVID-19 developments mean for Australian investors Read more
What Happens To Superannuation When You Break Up?
15 October 2021 | Manage my money If you and your partner break up, you might get some of their super, or they may get some of yours. Find out more. Read more
What you should know about creating your will and estate plan
13 October 2021 | Manage my money If you want to protect your family and assets, it’s worth documenting what you’d like to happen if you can’t make your own decisions later in life or if you pass away. Read more
What happens to my super when I die?
13 October 2021 | Manage my money Your super isn’t automatically included in your will, unless you’ve specified certain instructions with your super fund first. Read more
How A Transition To Retirement (TTR) Pension Works
13 October 2021 | Plan my future A TTR pension could allow you to withdraw up to 10% of your super each year whether you’re still working full-time part-time or casually. Read more
What happens to my super when I move overseas?
13 October 2021 | Manage my money If you’re a permanent Aussie resident, your super will remain subject to the same rules. If you’re a temporary resident, you can apply to have your super paid to you after you leave. Read more
What info is on my credit report and why does it matter?
06 October 2021 | Manage my money The info on your credit report indicates whether you’ve been paying your bills on time and if you haven’t, this could affect your ability to borrow money. Find out more with AMP. Read more
What style of investor are you?
29 September 2021 | Grow my wealth Knowing what style of investor you are can help you to reach your financial goals and secure your financial future. Read more
What is the retirement age in Australia?
15 September 2021 | Plan my future The age you retire isn’t set in stone. You can really retire whenever you want to, but a number of factors could play a part. See what they are. Read more
7 ways to stay active and healthy in retirement
14 September 2021 | COVID-19 Staying active and connected may have its challenges, depending on where you live, but here are some tips that could help keep your physical and mental wellbeing in check. Read more
Should I take my super as a lump sum?
10 September 2021 | Plan my future Taking your super as a lump sum might be tempting, but it won't be the best option for everyone. Check out what to consider. Read more
11 things everyone should know about their super
02 September 2021 | Grow my wealth If you want to know more about how your super balance compares, where your money’s invested, or who’ll get your super if you pass away, this list is for you. Read more
Paying off mortgage or contribute to super?
02 September 2021 | Grow my wealth Are you better off putting extra money into superannuation or the mortgage? Here are some rules you can follow to work out what’s right for you Read more
Oliver's Insights - Aus GDP slows but here are 7 reasons to look beyond the gloom
01 September 2021 | Grow my wealth AMP Chief Economist Shane Oliver explains why Australian investors should be cautiously optimistic. Read more
Can you use your pension to retire debt free?
01 September 2021 | Plan my future Transition to retirement (TTR) pensions and account-based pensions can sometimes make it possible to retire debt free. Discover the advantages and disadvantages of both. Read more
Dividends explained
31 August 2021 | Grow my wealth Dividends may be a great way to boost your income and are often considered tax effective. Find out exactly they work and how often you’ll you get paid. Read more
Should you use property to fund your retirement?
30 August 2021 | Plan my future Discover the pros and cons of using property to fund your retirement, from living off investment property rental income to downsizing your family home. Read more
Am I eligible for the government’s Age Pension?
27 August 2021 | Plan my future A number of factors will play a part in determining whether you’re eligible for a full, part, or no Age Pension. Find out what they are. Read more
Types of retirement pensions explained
27 August 2021 | Plan my future Understand the difference between a transition-to-retirement pension, an account-based (or allocated) pension, an annuity and the government’s Age Pension. Read more
Oliver’s Insights – China’s growth slowdown and regulatory crackdown – what does it mean for China’s growth outlook?
25 August 2021 | Grow my wealth AMP Chief Economist Shane Oliver explains what Chinese economic developments mean for Australian investors. Read more
Your 7-point retirement planning checklist
18 August 2021 | Plan my future You might feel emotionally ready to retire but you’ll want to make sure that you’re financially ready too. Read more
Oliver’s insights - Six reasons why shares are at or near record levels. But is it sustainable?
17 August 2021 | Grow my wealth AMP Chief Economist Shane Oliver explains why global and Australian share prices are surging. Read more
When Can I Access My Super?
12 August 2021 | Plan my future Generally, you can access your super when you reach your preservation age and retire, but there could be special circumstances under which you might access your super early. Read more
Oliver’s Insights – Great investment quotes for topsy turvy times
10 August 2021 | Grow my wealth AMP Chief Economist Shane Oliver offers some perspective for nervous investors. Read more
Are you eligible for a super co-contribution from the government?
07 August 2021 | Grow my wealth If you’re a low to middle-income earner and make a contribution to your super fund, you might be eligible for a co-contribution of up to $500 from the government. Read more
Tax-deductible super contributions explained
07 August 2021 | Grow my wealth Did you know, you may be able to claim a tax deduction on certain super contributions when you do your tax return? Read more
How does the First Home Super Saver Scheme (FHSSS) work?
06 August 2021 | Manage my money If you’re a first home buyer, you may be eligible to withdraw voluntary super contributions you’ve made (plus earnings) to put towards a home deposit. Read more
How catch-up concessional contributions work
05 August 2021 | Grow my wealth If you’ve had interrupted income, or just haven’t been in a position to put as much into super as you’d like, catch-up concessional contributions may provide an opportunity to top up at a more convenient time. Read more
How to use your tax return to build a stronger financial future
30 July 2021 | Manage my money Boosting your emergency fund and paying off debt are just two clever ways to use your tax return. Find out more ideas for spending your tax refund wisely. Read more
COVID relief continues for retirees
30 July 2021 | COVID-19 The Australian Government has extended lower drawdown and deeming rates for retirees Read more
Celebrating great super returns
29 July 2021 | Grow my wealth After interesting times in the investment markets since the start of COVID-19, we’re pleased to see a bounce back. Read more
The new COVID-19 relief schemes explained
28 July 2021 | COVID-19 A breakdown of the government financial support available in your state, including the Pandemic Leave Disaster Payment and COVID-19 Disaster Payment. Read more
Oliver’s Insights – Coronavirus continues to cause havoc globally and in Australia – but here are five reasons for optimism
27 July 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at why Australian investors should be optimistic despite the ongoing COVID crisis Read more
Oliver’s Insights – Seven key charts for investors to watch – where are they now
22 July 2021 | Grow my wealth AMP Chief Economist Shane Oliver tracks the progress of investment markets and economic trends in the first half of 2021 Read more
Oliver’s Insights – Five ways to turn down the noise and stay focused as an investor
20 July 2021 | Grow my wealth AMP Chief Economist Shane Oliver explains how Australian investors can avoid getting distracted and focus on long-term success. Read more
Spouse super contributions – what are the benefits?
15 July 2021 | Plan my future If your other half is a low-income earner, working part-time, or not working at the moment, putting money into their super could create potential opportunities for both of you. Find out what they are. Read more
The Work Test And Work Test Exemption Explained
13 July 2021 | Grow my wealth If you’re aged 67 to 74 and want to make voluntary super contributions, you must meet a work test, unless you qualify for an exemption. See what you need to know. Read more
Super bring-forward rules now apply to more people
09 July 2021 | Grow my wealth More Australians can make up to three years’ worth of non-concessional super contributions in the same financial year, with the government increasing the age limit from under 65 to under 67. Read more
Super contribution rules when you’re in your 60s and 70s
09 July 2021 | Grow my wealth Know your options around making contributions, accessing your super savings and when Age Pension entitlements could be affected. Read more
Oliver’s Insights: 2021-21 saw investment returns rebound – expect more modest but still good financial returns this year
07 July 2021 | Grow my wealth AMP Chief Economist Shane Oliver reviews the past financial year investment performance and the outlook for the rest of the year. Read more
Super contributions – types, limits and benefits
06 July 2021 | Finance 101 There are different types of super contributions with different limits for how much you can contribute. Here’s a quick breakdown. Read more
Salary sacrificing into super – how it works
06 July 2021 | Finance 101 Salary sacrificing into super involves reducing your take-home pay to put more money away for your retirement. See what you need to know. Read more
Making downsizer contributions into super
01 July 2021 | Grow my wealth If eligible, older Aussies can put up to $300,000 into their super using the money from the sale of their main residence, regardless of caps and restrictions that otherwise apply. Read more
How much super should I have at my age?
01 July 2021 | Grow my wealth See the average super balance for your age group, so you can get an idea of how your super savings compare. Read more
Your guide to the super guarantee (SG) and rate changes
01 July 2021 | Grow my wealth From 1 July 2021, the contributions your employer is required to make into your super fund, under the super guarantee, will increase to 10% of your before-tax income. Read more
Oliver’s Insights – Strengthening job market raises prospect of earlier rate tightening by RBA
01 July 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at how employment has bounced back to above pre-pandemic levels, and what this means for interest rates Read more
Oliver’s Insights – The never-ending coronavirus pandemic – why snap lockdowns in Australia make sense until herd immunity is reached
29 June 2021 | Grow my wealth AMP Chief Economist Shane Oliver examines the economic case for and against lockdowns Read more
Considerations for different retirement living options
23 June 2021 | Plan my future Whether downsizing your home, relocating to a new city, modifying your existing property, or moving into an independent or assisted living arrangement is on the cards, thinking ahead could create more certainty. Read more
Oliver’s Insights –Central banks heading towards the easing exits – five reasons not to be too concerned
23 June 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at the outlook for interest rates in Australia and around the world Read more
Oliver’s Insights – Inflation – why it matters for investment markets
10 June 2021 | Grow my wealth AMP Chief Economist Shane Oliver asks why inflation is an important consideration for Australian investors Read more
What is capital gains tax?
03 June 2021 | Manage my money Capital gains tax may be payable when you sell a certain asset (such as shares, land or property) and make a profit. Read more
Oliver’s Insights – The Australian economic recovery remained strong in the March quarter with GDP up 1.8% – seven reasons for optimism
02 June 2021 | Grow my wealth AMP Chief Economist Shane Oliver examines how Australia is emerging from the COVID-led downturn Read more
Can I go back to work if I’ve already accessed my super?
27 May 2021 | Manage my money Generally, you can, but there may be other things to consider. Read more
Planning a career break? Here’s how to manage your superannuation
25 May 2021 | Grow my wealth Taking a career break can really affect your financial future. Here’s how to help your superannuation stay in shape while away from work. Read more
Oliver’s Insights – Inflation Q&A – should we be worried about higher inflation?
25 May 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at the inflation outlook in Australia Read more
How to prepare, lodge and maximise your 2021 tax return
19 May 2021 | Manage my money With tax time nearly upon us, you might be interested in the following tips, which may help to increase the amount of money you get back. Read more
Q&A with Tomorrow Maker Samantha Devlin
18 May 2021 | Manage my money We sat down with 2020 Tomorrow Maker Sam Devlin to discuss her experience as an entrepreneur and what it’s like starting your own business. Read more
Oliver’s Insights: Federal Budget 2021-22 overview
12 May 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at what the 2021-22 Federal Budget means for the Australian economy and investors Read more
Federal Budget 2021-22
12 May 2021 | Grow my wealth Find out how the changes proposed in the 2021-22 Federal Budget could affect you. Read more
10 Ways to Boost Your Super
07 May 2021 | Grow my wealth Check out what you could do while you’re still earning an income and have time on your side, noting not everyone will be eligible for the government’s Age Pension when they retire. Read more
7 tips to reduce your debts before you retire
05 May 2021 | Manage my money As your working life draws to a close, your social life and recreational activities don’t have to. If you’re a little anxious about money still owing, here are a few pointers. Read more
Oliver's Insights – The return of geopolitical risk? – what to watch over the remainder of 2021
05 May 2021 | Grow my wealth AMP Chief Economist Shane Oliver identifies the key risks that Australian investors should watch out for in 2021. Read more
Oliver's Insights – Three reasons why the long-term bull market in Australian house prices may be getting close to the end
21 April 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at the outlook for Australian property. Read more
Super contribution caps are going up from 1 July 2021
16 April 2021 | Grow my wealth The amount of money you can contribute into your super each year is about to increase. Read more
Your super checklist for EOFY
16 April 2021 | Manage my money The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. Read more
Oliver's Insights – The importance of starting point valuations for investment returns – and where are we now?
14 April 2021 | Grow my wealth AMP Chief Economist Shane Oliver identifies the key drivers of investment returns. Read more
9 tips to manage your debts
08 April 2021 | Manage my money How you tackle your debts may make a big difference to what you pay in the long run. Read more
From spender to saver
06 April 2021 | Manage my money An AMP writer looks at how his attitude towards personal finances changed after a wake-up call. Read more
Oliver's Insights – RBA on hold and likely to remain easy for a long while yet as full employment gets more of a look in
06 April 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at the outlook for Australian interest rates and what it means for investors. Read more
Oliver’s Insights – Market outlook Q&A
30 March 2021 | Grow my wealth AMP Chief Economist Shane Oliver answers investors’ main questions about the economic and market outlook Read more
Tips for when you land your first full-time job
24 March 2021 | Manage my money Congratulations on scoring your first full-time job. To get you up to speed with some of the important money-related stuff, here are some tips from AMP. Read more
How to reassess your spending and budgeting habits
16 March 2021 | Manage my money From our spending habits to our saving trends, the pandemic has changed the way most Australians think about money. Understand how to reassess your spending and create a new 2021 budget. Read more
6 steps to building good financial habits
12 March 2021 | Manage my money Do you want to feel financially better prepared? Good financial habits can help you feel more secure. Read more
The three key habits of the financially secure
12 March 2021 | Manage my money Want to improve your financial wellness? Learn the 3 key habits of people who are financially secure. Read more
Relationship break-up entitlements when you're in a de facto
12 March 2021 | Manage my money We answer some of the commonly-asked questions, so you're across your rights and responsibilities should your de facto relationship breakdown. Read more
Oliver's Insights – Shares have had a very strong rebound since March last year so where are we in the investment cycle?
10 March 2021 | Grow my wealth As shares come off a strong 12 months, AMP Chief Economist Shane Oliver looks at where we are in the investment cycle. Read more
Oliver's Insights – Bitcoin – it’s not a currency, it’s not a capital asset… so what is it?
04 March 2021 | Grow my wealth AMP Chief Economist Shane Oliver examines the phenomenon of digital currencies like bitcoin. Read more
Transfer balance cap set to increase to $1.7 million
23 February 2021 | Plan my future The amount of super savings that can be transferred into a tax-free pension account will increase from $1.6 million to $1.7 million on 1 July this year, but not for everyone. Read more
Oliver's Insights – The bond crash of 2021? Seven things for investors to consider
23 February 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at the outlook for bonds. Read more
Oliver's Insights – Australian house prices on the upswing again – seven things to bear in mind about the Australian property market
17 February 2021 | Grow my wealth AMP Chief Economist Shane Oliver examines the outlook for Australian property prices. Read more
Making the most of record-low interest rates
16 February 2021 | Grow my wealth Why are interest rates so low and how long will they stay that way? What does that mean for you and your financial goals? Here we explain. Read more
Financial wellness in 2020 – how did yours compare?
15 February 2021 | Manage my money With a global crisis and economic downturn, you’d expect financial wellness to plummet. But research from AMP suggests that might not be the case. Read more
Oliver's Insights – Nine common mistakes investors make
09 February 2021 | Grow my wealth AMP Chief Economist Shane Oliver looks at the most common ways investors can go wrong. Read more
Are you eligible for school subsidies?
03 February 2021 | Manage my money Get up to speed with the government subsidies that you may be able to claim before the kids go back to school. Find out more with AMP. Read more
Oliver's Insights – Seven key charts for investors to watch regarding the global economy and investment markets this year
28 January 2021 | Grow my wealth AMP Chief Economist Shane Oliver summarises the most significant trends for Australian investors. Read more
How to 2020-proof your finances
22 January 2021 | Manage my money Have your personal finances taken a hit in 2020? Learn how to look after your cashflow so you start 2021 with your finances in check. Read more
Many Aussies in the dark about retirement
20 January 2021 | Manage my money At least half of us don’t know how much money we’ll have, or need, to retire. Take control today and start planning for the future you want. Read more
Oliver’s Insights – US political protests, inflation and rising bond yields
20 January 2021 | Grow my wealth AMP Chief Economist Shane Oliver examines the impact of recent US political turmoil on investment markets. Read moreImportant information
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