Manage your account anytime, anywhere with My AMP
The AMP Bank app is now available on your mobile
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Life’s complicated enough. Banking shouldn’t be.
Just simple, smart features built around what you need. It’s an easy-breezy way to manage money from your phone.
Get all the features you need, with none of the account-keeping fees. Now you’ll have more money for overpriced coffee.
With eyes everywhere and 24/7 security checks, we’re onto fraudsters faster than you can hide your cash under the mattress.
AMP Bank GO
Access tools to manage your money easily, with 24/7 support. All on an easy-to use app that just works.
New
AMP Bank GO Everyday Account
Everyday banking
Monthly transaction account fees*
Nil
No minimum balance or deposits required
AMP Bank debit Mastercard
PayID, NPP, direct debit and BPAY
Business overdraft from $2,000 to $20,000 for sole traders¹
Online Web Portal
Issuing cheques
Ability to earn any interest on your deposits
Option to link to an AMP savings or term deposit account with My AMP
New
AMP Bank GO Save
A simple savings account with no deposit requirements or withdrawal limits
Variable rate up to $250k
% P.A
A tiered variable interest rate with no deposit or withdrawal conditions
No minimum account balance
Easily access your money via your linked Everyday Account
Instant set up and no monthly account fees
Create Savings Spaces to meet and track savings goals
AMP Bank GO is a smarter, faster and more intuitive way to manage your money. It offers a shiny new app (AMP Bank GO), and fresh, cutting-edge features designed to make your personal and business banking easier.
Currently, AMP Bank GO offers everyday accounts for personal and business banking, along with a range of exciting new features designed for a seamless banking experience. And this is only the beginning, with more features and products being built as we speak – stay tuned!
You won’t be automatically switched over. AMP Bank GO has been built from the ground up, so you’ll need to sign up fresh – get started here.
Yes, AMP Bank GO offers a Save account for personal and business customers. To open, you will need an existing Everyday Account via AMP Bank GO.
If you’re an existing customer and want to sign up to the new banking experience, you’ll need to download AMP Bank GO. Think of it like upgrading your money toolkit! You can still use the My AMP app for your existing accounts alongside the new one.
Get started here.
Yes. To help spot the difference between your AMP Bank accounts, products serviced through AMP Bank GO will use BSB: 939-900 and have a new account number. Products serviced through My AMP will use BSB: 939-200.
Everyday bank accounts are designed to give you easy access to your money. You can usually attach a debit card to the account, making it easy to pay for groceries, online shopping or withdrawing money from an ATM.
The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer.
Learn more about banking with AMP Bank
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available here.
For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here.
For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.
You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP has arranged for complimentary membership for new customers who join here. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions.
1 Business Overdraft subject to AMP Bank credit approval.
^ Double Qantas Points until 30 April 2026
Terms and conditions effective Monday 2 February 2026.
(i) The promoter is AMP Bank Limited ABN 15 081 596 009 (AMP Bank), AFSL and Australian credit licence 234517.
(ii) You can earn Qantas Points through the AMP Bank Qantas Frequent Flyer & Qantas Business Rewards Programs by:
Membership with the QFF Program and QBR Program is subject to the QFF Terms and Conditions and/or the QBR Terms and Conditions, as applicable.
(iii) Customers who link their QFF and/or QBR Account via the AMP Bank app will earn double Qantas Points on balances (earning 2 Qantas Points for every $10 of their average monthly account balance, up to $5,000,000) within their Everyday Account and/or Everyday Business Account until 30 April 2026. (Promotion)
(iv) Terms and conditions in relation to the:
apply and can be viewed at AMP Bank Transaction Account Terms and Conditions.
(v) AMP Bank reserves the right to modify, suspend or terminate the Promotion at any time, for any reason, including if any aspect of this Promotion is not capable of running as planned, due to computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of AMP Bank.
* Earning Qantas Points
You must link your Qantas Frequent Flyer account with the Everyday Account in AMP Bank GO to earn 1 Qantas Point for every $10 of your average monthly account balance, up to $5,000,000 in balances. Points will be earned on account balances in accordance with the Transaction Account Terms and Conditions. To determine the average monthly balance for your Transaction Account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.
1,000 bonus Qantas Points until 30 November, 2025
Offer available to customers who take out a new AMP Bank GO personal Everyday Account between 1 Nov to 30 Nov 2025 and make 10 eligible transactions by 31 Dec 2025. Please see detailed T&Cs.
