You can ease into retirement

    If you thought you’d be further along by now, that’s ok. Working longer doesn’t mean working forever. Retirement can be gradual. You might reduce your hours, try different work, access part of your super while you keep working, or start shaping a new routine before you stop altogether.

    The more you understand your options, the less fear gets to decide. See what different scenarios could mean for your future with the Retirement Simulator.

    Try the Retirement Simulator

    Try out a few “what-ifs”:

    • Could a few more years make a difference?

      See how a different retirement age could change your income.

    • What happens if I add a little more to my super?
      Try different contribution amounts and see what could change.

    • How would things look as a couple?
      Add partner details to see a combined projection.


    • Could your choices change your retirement income?

      See how different scenarios could affect your projected retirement income

    Explore other big retirement questions

    Pick the next one that's on your mind, and let's work through it.

    Choose how you'd like to go further


    You don't have to deal with it all in one go


    Sign up to receive information over time, plus real-world perspectives from Bec Wilson, who's helped hundreds of thousands of Australians prepare for retirement.

    If you're an AMP Super member, no doubt you’re asking the same questions as everyone else. That's why we’re already sending you our Retire the Fear email series, to help you work through those questions and put fear out of work.

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    You don’t have to work this out alone

    Some questions are easier to work through with someone in your corner. As an AMP Super member, you can have a real conversation about what you might want with a Retirement Coach, or get answers anytime with Digital Financial Advice in My AMP.

                     

    Build your retirement confidence

    Important information

    1AMP Retirement Research, AMP-commissioned research of 610 Australians by The Lab, April 2026.

    AMP Super refers to SignatureSuper® which is issued by N. M. Superannuation Proprietary Limited ABN 31 008 428 322 AFSL 234654 (NM Super) as the trustee of the AMP Super Fund (the Fund) ABN 78 421 957 449.

    ® SignatureSuper is a registered trademark of AMP Limited ABN 49 079 354 519.

    Before deciding what’s right for you, it’s important to consider your particular circumstances and read the relevant PDS and TMD from AMP at amp.com.au or by calling 131 267.

    Read AMP’s FSG for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

    Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd (AWM Services) ABN 15 139 353 496 AFSL 366121, which is part of the AMP group (AMP). All information on this website is subject to change without notice.

    The retirement coach session is a retirement conversation and is provided by AWM Services. It is general advice conversation only. It does not consider your personal circumstances.

    Digital Financial Advice is provided by AWM Services to eligible members of the AMP