Person wearing a red and black swimsuit leaping into a lake, arms raised, with mountain ranges and cloudy skies in the background.

    You could be doing better than you think

    When you're not sure where you stand, fear tells you to assume the worst. Understanding how much you have now, and how much you may need in retirement, can provide a clearer picture of your options. You might discover you're in a better position than fear would have you believe. And if you're not quite where you'd like to be, there are steps you can take to help close the gap.

    Don't forget that having enough depends on:

    The kind of lifestyle you want in retirement

    Where you live and how long retirement lasts

    The income you may have from super, savings or other sources

    How long your money may need to last

    Explore other big retirement questions

    Pick the next one that's on your mind, and let's work through it.

    Choose how you'd like to go further


    You don't have to deal with it all in one go


    Sign up to receive information over time, plus real-world perspectives from Bec Wilson, who's helped hundreds of thousands of Australians prepare for retirement.

    If you're an AMP Super member, no doubt you’re asking the same questions as everyone else. That's why we’re already sending you our Retire the Fear email series, to help you work through those questions and put fear out of work.

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    You don’t have to work this out alone

    Some questions are easier to work through with someone in your corner. As an AMP Super member, you can have a real conversation about what you might want with a Retirement Coach, or get answers anytime with Digital Financial Advice in My AMP.

                     

    Important information

    1AMP Retirement Research, AMP-commissioned research of 610 Australians by The Lab, April 2026.

    AMP Super refers to SignatureSuper® which is issued by N. M. Superannuation Proprietary Limited ABN 31 008 428 322 AFSL 234654 (NM Super) as the trustee of the AMP Super Fund (the Fund) ABN 78 421 957 449.

    ® SignatureSuper is a registered trademark of AMP Limited ABN 49 079 354 519.

    Before deciding what’s right for you, it’s important to consider your particular circumstances and read the relevant PDS and TMD from AMP at amp.com.au or by calling 131 267.

    Read AMP’s FSG for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

    Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd (AWM Services) ABN 15 139 353 496 AFSL 366121, which is part of the AMP group (AMP). All information on this website is subject to change without notice.

    The retirement coach session is a retirement conversation and is provided by AWM Services. It is general advice conversation only. It does not consider your personal circumstances.

    Digital Financial Advice is provided by AWM Services to eligible members of the AMP Super Fund.