Average MySuper Total Fees & Costs (% pa) for $50,000 balance1
Fees and costs structure
No one likes hidden fees and costs. That's why at AMP, we work hard to keep our fees competitive, meaning more money for you in retirement. Our industry-beating fee structure includes administration, investment (including transaction costs) and other member-related services, so you know exactly where your money goes.
Ongoing fees and costs
Admin fees and costs
Administration fees cover the general running of your super fund. These fees do not cover costs like investment fees or other fees related to specific member activities (such as advice fees for personal advice, insurance fees, or transaction cost allowances, if these apply). You can see our standard administration fees below. If you are part of an employer plan, you may receive discounts on some of these fees. For more information please refer to the Product Disclosure Statement (PDS) and Member Guide.
Dollar fee
-
Per week
$
+ Percentage fees & costs
-
Up to a maximum of $950 p.a.
%
-
trustee fee
%
+ Super fund’s assets
-
Paid from the super fund’s assets and not deducted from your account
%
See how your fees stack up
If you have $50,000 invested in an AMP MySuper 1970s account, here’s an example of what your annual fees could look like. This can help when comparing super fund fees across different providers.
Admin fees and costs
-
($ p.w.)
$ +
-
( % per annum + % per annum^^ + % per annum** )
$
Fees & costs (dollar + percentage)
+ Investment fees & costs
-
( % per annum )
$
-
( % per annum )
$
Above represents fees and costs (inc. performance fees) + transaction costs
= Cost of product
-
$ P.A.
AMP MySuper fees are lower than both the average super fund and the average industry fund¹.
As well as strong returns and low fees, members also get
Simple advice and super coaches
We want you to get super close to your super. That’s why we have a range of advice choices with no extra fees.
Digital tools and calculators
From the Investment Risk Profiler to the Retirement Needs Calculator, you can explore and play out your future today.
We've built features into AMP Super designed to help members get more value from their super and retirement savings.
We've built features into AMP Super designed to help members get more value from their super and retirement savings.
The percentage admin fee capped at $950 per year
AMP Super caps the percentage-based administration fee on your account at $950 per year. This means that regardless of how much your balance grows, you won’t pay more than $950 per annum on each account in this administration fee2.
Temporary pension admin fee holiday
When you transition to a SignatureSuper – Allocated Pension account from an AMP Super account, we’ll reward you with a holiday from the percentage administration fee in your allocated pension account for six months.^
One fee for linked accounts
If you have linked super and allocated pension accounts in AMP Super, you’ll only be charged the member fee once.
Supercharge your super with Lifetime Boost
AMP Super now offers an award-winning Lifetime Boost. It’s designed to maximise your future retirement income, while you grow your super. All for no extra effort or fees!
When you join AMP Super, we’ll automatically add Lifetime to your account – if you’re eligible.
* Illustrated potential benefits relate to income in retirement including from Age Pension sources and are for an average Australian with the AMP Super Lifetime Boost activated for 28 years prior to retirement and allocated 50/50 between an AMP Lifetime Pension and an AMP Allocated Pension. It assumes a single female aged 39, with $62k super balance and $88k salary. It assumes annual investment returns of 6.33% pa, wage inflation of 3% pa and the new upper deeming rate of 3.25% pa effective from 20 March 2026. Figures shown in today's dollars and adjusted for 3% annual inflation. See our website for the other assumptions and eligibility criteria. AMP Super is issued by N.M. Superannuation Proprietary Limited ABN 31 008 428 322 AFSL 234654 as trustee of the AMP Super Fund ABN 78 421 957 449. Any advice is general only and provided by AWM Services Pty Ltd ABN 15139 353 496 AFSL 366121. You should consider your own circumstances and the AMP Super PDS and TMD on amp.com.au to consider if AMP Super is right for you.
For more information please refer to the Product Disclosure Statement (PDS) and Member Guide.
Frequestly asked questions
Most members pay administration fees and investment fees. Other fees, such as insurance or advice fees, may apply if you choose those services.
AMP Super caps the percentage-based administration fee on your account at $950 per year. This means that regardless of how much your balance grows, you won’t pay more than $950 per annum in this administration fee. Learn more in the AMP Super Product Disclosure Statement (PDS) or Member Guide.
Yes. Investment fees and costs vary depending on the investment options you choose.
Advice and insurance fees may apply depending on the services you use or cover you hold. These form part of the overall fees and costs for your super account.
Some employer plans may have different fee arrangements. Check your plan details or refer to the PDS.
When comparing super fees, it’s important to look at admin fees, investment fees and any caps together. AMP Super is designed to offer clear, competitive fees - with features like an administration fee cap to help manage costs as your balance grows. Use the comparison tool and see how AMP measures up.
Important information
AMP Super refers to SignatureSuper® which is issued by N.M. Superannuation Proprietary Limited ABN 31 008 428 322 AFSL 234654 (NM Super) and is part of the AMP Super Fund (the Fund) ABN 78 421 957 449. NM Super is the trustee of the Fund.
® SignatureSuper is a registered trademark of AMP Limited ABN 49 079 354 519.
Before deciding what’s right for you, it’s important to consider your particular circumstances and read the relevant Product Disclosure Statement and Target Market Determination from AMP at amp.com.au or by calling 131 267.
Read AMP’s FSG for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.
Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd ABN 15 139 353 496 AFSL 366121 (AWM Services), which is part of the AMP group (AMP). All information on this website is subject to change without notice.
The super coach session is a super health check and is provided by AWM Services. It is general advice conversation only. It does not consider your personal circumstances.
The retirement health check is a general advice conversation only, provided by AWM Services to eligible members of the AMP Super Fund.
Simple Super (Intrafund) advice is provided by AWM Services Limited (AWM Services) ABN 15 139 353 496, AFS Licence No. 366121 (AWMS) to eligible members of the AMP Super Fund.
Digital Financial Advice is provided by AWM Services to eligible members of the AMP Super Fund.
AWM Services is a wholly-owned subsidiary of AMP. This service may not be offered where it is deemed it is not within the scope of the service or your best interest.
Footnotes
1 Based on the simple average of total administration and investment fees and costs across all AMP MySuper Lifestages options (Capital Stable, 1950s, 1960s, 1970s, 1980s, 1990s Plus). Compared against the simple average of all super funds’ MySuper options included in the Chant West Super Fund Fee Survey March 2026 at balances of $50,000 to $500,000.
2 The percentage-based administrator fee is only charged on the first $500,000 of your account balance. This means that for balances above $500,000, the fee does not increase further, helping preserve more of your retirement savings. If a member holds more than one account, a separate percentage administration fee cap will apply to each account held by that member. For full details of fees and costs, refer to the AMP Super PDS available amp.com.au.
^^ This is the trustee fee deducted from your account in addition to percentage admin fees.
** This is paid from fund assets and is not deducted from your account.
^This offer is available if you are a new allocated pension member (including TTR) without any existing allocated pension account in AMP Super or the Wealth Personal Superannuation and Pension Fund, have held your existing super account in the AMP Super Fund for at least 12 months, and have not received this offer on any previous AMP Super Allocated Pension account (as it’s not available for multiple pensions or pension refreshes).