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    AMP MySuper
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    From 20 November 2026, we’ll be making some changes to AMP MySuper to offer a more tailored approach to your investment strategy.

    Understanding the changes
    AMP MySuper is a ‘lifecycle’ solution, which aims to ensure superannuation investments will deliver a comfortable retirement, regardless of whether investors make an active investment choice in super.

    What is a lifecycle investment strategy?

    A lifecycle investment strategy changes with you over time. When you’re younger, and have a longer investment horizon, your super’s investment mix will generally have a higher percentage of growth assets. As you get closer to retirement, your investment mix can gradually become more balanced to help manage investment risk.

    The AMP MySuper changes mean that:

    • If you’re under age 43, you’ll be invested in 100% Long-Term Growth;
    • From ages 43-52 you’ll be in 100% High Growth;
    • Between ages 53 and 59, you’ll be in a mix of High Growth and Balanced specific to your age group, which will update every year.
    • From age 60+ you’ll be in a mix of Balanced and Cash, and reviewed every year.

    This offers a smoother adjustment to retirement as you get older.

    What the investment strategies mean

    • Long-Term Growth

      Focuses on long-term growth with most investments in growth assets such as equities. Designed for younger members with a long investment time horizon who are comfortable wearing the market ups and downs.

    • High Growth

      Focused on growth while introducing more diversification to help manage risk. Still growth oriented but with a broader mix of investments.

    • Balanced

      A mix of growth and defensive investments, aiming to balance growth potential with greater stability and lower risk.

    • Cash

      Focused on preserving capital and providing stability. Typically, lower risk but with lower expected returns over the long-term.

    Latest fund update

     

     

    What are the risks?

    Risks specific to the option may include or be associated with share market investments, international investments, alternative assets, interest rates, credit, property investments, derivatives and liquidity. Please read the Option’s Product Disclosure Statement for more information.

      

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    What you need to know

    This information has been prepared by National Mutual Funds Management Ltd (ABN 32 006 787 720, AFSL 234652) (NMFM). This information is solely for the use of the party to whom it is provided and must not be provided to any other person or entity without the express written consent of NMFM.

    While every care has been taken in the preparation of this information, NMFM makes no representation or warranty as to the accuracy or completeness of any statement in it including without limitation, any forecasts. This information has been prepared for the purpose of providing general information, without taking account of any particular investor’s objectives, financial situation or needs. Investors should, before making any investment decisions, consider the appropriateness of the information in this information, and seek professional advice, having regard to their objectives, financial situation and needs.

    The investment option referred to on this page is available through products issued by N.M. Superannuation Proprietary Ltd ABN 31 008 428 322, AFSL 234654 (NM Super).

    Neither NM Super, NMFM nor any other company in the AMP Group guarantees the repayment of capital or the performance of any product or any particular rate of return referred to in this information. Past performance is not a reliable indicator of future performance. All information on this website is subject to change without notice. NMFM is part of the AMP group. 

    The information included on this page was current on the date published within the document or report and issued by the entity identified in the document or report. For up-to-date information, we refer you to the relevant product disclosure statement, target market determination and product updates available at amp.com.au.