Make your money work for you
Reduce the interest calculated on your eligible AMP Bank home loan by depositing your regular income and earnings into an everyday banking offset deposit account.
Pay less interest on your home loan
Link up to 10 offset deposit accounts. The combined funds are offset against your home loan balance each day, meaning you only pay interest on the remaining portion of your loan.
Access your money when you need it
Your savings will help reduce interest calculated, but you can still use the funds in your deposit accounts when you need to. Manage your account online, via My AMP app, or by phone banking.
How to apply
Whether you already have a home loan with AMP or you’re applying for a new one, make your repayments work harder using all your deposited funds to offset the cost of your interest.