Manage your account anytime, anywhere with My AMP
The AMP Bank GO app is now available on your mobile
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Just simple, smart features built around what you need. It’s an easy-breezy way to manage money from your phone.
Get all the features you need, with zero monthly fees on transaction accounts. Now you'll have more money for overpriced coffee.
* Fees apply on approved overdrafts.
With eyes everywhere and 24/7 security checks, we’re onto fraudsters faster than you can hide your cash under the mattress.
Access tools to manage your money easily, with 24/7 support. All on an easy-to use app that just works.
New
AMP Bank GO
Everyday Business Banking
Monthly transaction account fees*
Nil
No minimum balance or deposits required
AMP Bank debit Mastercard
PayID, NPP, direct debit and BPAY
Business overdraft from $2,000 to $20,000 for sole traders¹
Online Web Portal
Issuing cheques
Ability to earn any interest on your deposits
Option to link to an AMP savings or term deposit account with MyAMP
Option to link to an AMP savings or term deposit account with My AMP
New
AMP Bank GO Business Save
A simple business savings account with no deposit requirements or withdrawal limits
Variable rate up to $250k
% P.A
A tiered variable interest rate with no deposit or withdrawal conditions
No minimum account balance
Easily access your money via your linked Everyday Business Account
Instant set up and zero monthly account fees
Create Savings Spaces to meet and track savings goals
AMP Bank GO is a smarter, faster and more intuitive way to manage your money. It offers a shiny new app (AMP Bank GO), and fresh cutting-edge features designed to make your personal and business banking easier.
Currently, AMP Bank GO offers everyday accounts for personal and business banking, along with a range of exciting new features designed for a seamless banking experience. And this is only the beginning, with more features and products being built as we speak – stay tuned!
You won’t be automatically switched over. AMP Bank GO has been built from the ground up, so you’ll need to sign up fresh – get started here.
If you’re an existing customer and want to sign up to the new banking experience, you’ll need to download AMP Bank GO. Think of it like upgrading your money toolkit! You can still use the My AMP app for your existing accounts alongside the new one.
Get started here.
Yes. To help spot the difference between your AMP Bank accounts, products serviced through AMP Bank GO will use BSB: 939-900 and have a new account number. Products serviced through My AMP will use BSB: 939-200.
Yes, AMP Bank GO offers a Save account for personal and business customers. To open, you will need an existing Everyday Business Account via AMP Bank GO.
Everyday bank accounts are designed to give you easy access to your money. You can usually attach a debit card to the account, making it easy to pay for groceries, online shopping or withdrawing money from an ATM.
The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer.
Although savings accounts usually have higher interest rates than everyday accounts, you can earn interest on some everyday accounts.
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available here.
For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here.
For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.
1 Business Overdraft subject to AMP Bank credit approval.
Qantas Business Rewards
Your Business must be a Qantas Business Rewards Member to earn and redeem Qantas Points for the business. Membership of Qantas Business Rewards and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. A joining fee usually applies. However, AMP Bank Limited has arranged for complimentary membership for new customers who join here. Points will be earned on account balances in accordance with the AMP Bank GO Transaction Account Terms and Conditions. To determine the average monthly balance for your account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Business Rewards Account within 30 days.
**Earning Qantas Points
You must link the ABN associated with your Qantas Business Rewards Account with a matching ABN in your AMP Bank GO Everyday Business Account to earn 1 Qantas Point for every $10 of your average monthly account balance, up to $5,000,000 in balances. Points will be earned on account balances in accordance with the AMP Bank GO Transaction Account Terms and Conditions. To determine the average monthly balance for your Transaction Account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Business Rewards account within 30 days.
^ Cashback offer details
This offer is available to new Australian business customers with a valid ABN or ACN who open a new AMP Bank GO Everyday Business Account and have not previously held one. Eligible customers can earn 10% cashback on eligible transactions made using an AMP Bank GO Everyday Business Debit Mastercard between 1 July and 31 August 2026, capped at $300 per customer. Eligible transactions must be settled purchases made for legitimate business purposes. Excludes cash withdrawals, gambling transactions, foreign currency and crypto purchases, and personal or non-business expenses. Cashback payment will typically occur within 10 business days after 31 August 2026, to an account that remains open and in good standing. AMP Bank may verify transactions and adjust or withhold cashback where transactions are refunded, reversed or deemed ineligible. AMP Bank may vary, suspend or withdraw this offer at any time, subject to applicable law. See full terms and conditions.
