AMP Bank GO
Get 10% cashback^ on the fuel your business runs on
For a limited time AMP Bank GO Everyday Business Account holders can get up to $100 cashback per month in May and June at most service stations^.
The reality? Raise your prices and lose customers. Or don’t, and you chew into your margins.
We’re here to help reduce your costs and keep more of what you earn, so you can keep your business moving.
AMP Bank GO
Mobile app only
With an Everyday Business Account you can manage your money easily, with 24/7 support.
New
AMP Bank GO
Monthly transaction account fees*
Nil
No minimum balance or deposits required
AMP Bank debit Mastercard
PayID, NPP, direct debit and BPAY
Business overdraft from $2,000 to $20,000 for sole traders¹
Online Web Portal
Issuing cheques
Ability to earn any interest on your deposits
Option to link to an AMP savings or term deposit account with MyAMP
Option to link to an AMP savings or term deposit account with My AMP
AMP Bank GO is a mobile‑first banking experience designed to make managing your money simpler, faster and more intuitive — whether it’s for everyday life or running a business.
AMP Bank GO offers a modern app experience with smart tools to help you stay in control of your money in real time.
You can manage your personal and business banking in one place, with easy‑to‑use everyday and savings accounts designed for transparency and flexibility.
AMP Bank GO continues to evolve, with new features and products being added over time to support the way you bank — today and into the future.
The AMP Bank GO Everyday Business Account is your central hub for all your business’s money. Unlike a personal account, it’s specifically designed to manage your business income and expenses, making financial tracking easier.
Applying is easy and will take under 10 minutes to apply directly within AMP Bank GO. Here’s what you’ll need to apply for an Everyday Business Account:
You must be an Australian resident aged 15 or over
You’ll need a valid email address and Australian mobile number
You must have a valid Australian photo ID (Australian driver licence, Australian passport, or foreign passport with Australian Visa)
You must be a sole trader, or an Australian private company owned by individuals or single or multiple director, where at least two directors must apply for an account.
For this fuel cashback offer^, you will need a valid ABN or ACN.
The offer is available to new and existing AMP Bank GO Everyday Business Account customers who:
Have a valid ABN or ACN
Hold an AMP Bank GO debit card linked to their Everyday Business Account
Meet the offer Terms and Conditions.
Yes. New customers with a valid ABN or ACN must apply for an Everyday Business Account by 15 May 2026 to be eligible. Once your Everyday Business Account is opened, you can earn cashback on eligible fuel purchases made using your linked debit card during May and June 2026.
If you don’t have an ABN or ACN, you’re not eligible for the cashback offer.
However, you can still open an AMP Bank GO Everyday Business Account if you meet the account eligibility requirements. You just won’t be able to earn cashback on fuel purchases as part of this offer.
You’ll receive 10% cashback on eligible fuel purchases, up to:
$100 in May, and
$100 in June.
That means you can earn up to $200 in total over the offer period.
An eligible fuel purchase is a completed (settled) debit card transaction that:
Is for the purchase of fuel or petrol
Is made at most service stations or fuel dispensers
Is paid for using your AMP Bank GO debit card linked to your Everyday Business Account (including Apple Pay or Google Pay)
Is processed by the merchant as a fuel or petrol purchase.
Cashback eligibility depends on how the merchant classifies the transaction through the payment network. While most fuel purchases qualify, some transactions at service stations may not earn cashback if they’re processed as something else — for example, food, drinks, car washes, or other in‑store items.
For reference, eligible fuel purchases are generally limited to transactions processed at service stations or fuel merchants under the following Merchant Category Codes (MCCs):
MCC 5541 – Service Stations (with or without ancillary services)
MCC 5542 – Automated Fuel Dispensers
MCC 5172 – Petroleum and Petroleum Products
MCC 5983 – Fuel Dealers (coal, fuel oil, liquefied petroleum, wood)
Merchant category codes are assigned by the merchant and/or payment network. We don’t control how a transaction is classified.
Cashback will be:
Calculated based on your eligible fuel purchases
Paid directly into your Everyday Business Account
Paid monthly (typically within 10 business days after month-end).
If your account is closed or not in good standing at the time cashback is paid, you won’t receive the cashback for that period.
It will appear as “AMP Bank GO Cashback” (or similar).
No. If you’re eligible and you make qualifying purchases during the offer period, cashback will be applied automatically.
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available here.
For accounts with BSB number 939 900, that you access via AMP Bank GO, the Terms and conditions that apply are available here.
For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.
*No monthly account fee applies, except on approved business overdrafts. Business Overdrafts are subject to AMP Bank credit approval.
^Fuel cashback offer
This offer is available to eligible Australian business customers who are registered with a valid ABN or ACN and hold an AMP Bank GO Everyday Business Account with a linked debit card.
To be eligible as a new customer, you must successfully apply for an AMP Bank GO Everyday Business Account on or before 15 May 2026. hback of $200 per customer across the offer period. Cashback is calculated on Eligible Transactions only and is paid monthly, typically within 10 business days after the end of the relevant month, to the Everyday Business Account. The account must remain open and in good standing at the time cashback is credited.
Eligible Transactions are settled debit card purchases of fuel made using an AMP Bank GO Everyday Business Account debit card (including Apple Pay and Google Pay) at Selected Service Stations, as determined by merchant category codes (MCC 5541 – Service Stations and MCC 5542 – Automated Fuel Dispensers). Transaction eligibility is based on information provided by merchants and payment networks, which is outside AMP Bank’s control. Some transactions may be excluded.
AMP Bank may vary, suspend or withdraw this offer at any time, subject to applicable laws. Terms and conditions apply.