A Reference Rate is a benchmark rate, and each variable interest rate on your loan is linked to one of the below Reference Rates. The variable interest rate for your loan accounts are determined by applying your margin to the associated Reference Rate.

Reference Rate Name   Reference Rate
Standard Reference Rate  4.83% pa
Standard Reference Rate Interest Only 5.30% pa
Standard Reference Rate Investment 5.51% pa
Standard Reference Rate Interest Only Investment                     5.87% pa
Basic Reference Rate 4.48% pa
Basic Reference Rate Interest Only 4.65% pa
Basic Reference Rate Investment 5.52% pa
Basic Reference Rate Interest Only Investment 5.57% pa
AMP First Reference Rate 4.09% pa
AMP First Reference Rate Interest Only 4.39% pa
AMP First Reference Rate Investment 4.39% pa
AMP First Reference Rate Interest Only Investment 4.59% pa
SMSF Reference Rate 6.17% pa
SMSF Reference Rate Interest Only 6.22% pa
Line of Credit Reference Rate 5.03% pa
Line of Credit Reference Rate Interest Only 5.50% pa
Line of Credit Reference Rate Investment 5.71% pa
Line of Credit Reference Rate Interest Only Investment 6.07% pa
AMP First Line of Credit Reference Rate 4.29% pa
AMP First Line of Credit Reference Rate Interest Only 4.59% pa
AMP First Line of Credit Reference Rate Investment 4.59% pa
AMP First Line of Credit Reference Rate Interest Only Investment 4.79% pa
AMP Bank Business Term Loan 6.69% pa
AMP Bank Business Line of Credit 7.19% pa

 

Important information

It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited ABN 84 079 300 379 (AMP Life). Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

All information on this website is subject to change without notice. The credit provider and bank product issuer is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian Credit Licence 234517.