Ways to bank

Set up your banking, your way
Login to My AMP

At AMP Bank, we have flexible options so you can access and manage your money in a way which suits you best.

It’s simple to connect to your accounts from your computer, mobile device, over the phone, at post offices with Bank@Post or with an AMP financial adviser.

With our suite of account options, you can set up your banking to suit your lifestyle. You can get convenient access to make payments or regular transactions, or put your money away into a high-interest savings option.

As one of Australia’s leading wealth management companies, we can help you to build and protect your wealth. 

Banking wherever you are

Manage your money with easy access anytime, anywhere. Simply select and open an AMP Bank savings or transaction account and make the most of:

AMP Bank Visa Debit Card allows you to access your own funds in your transaction account and redraw availablen funds from some of our home loans.

This card is accepted anywhere in Australia and whenever you see the Visa or Plus logos. Our card comes standard with payWave technology.  

The AMP Visa Debit Card allows you to:

  • make purchases over the phone and internet
  • withdraw cash fee-free at any rediATM in Australia1
  • make purchases or cash withdrawals at eftpos outlets in Australia
  • make purchases worldwide when you see the Visa or Plus logo
  • deposit cheques and cash at Bank@Post, and withdraw cash1 (personal customers only)
  • tap and go for quick payments on purchases up to $100 with Visa payWave

1 Daily withdrawal and purchase limits apply for ATM and eftpos.

 

 

Lost or Stolen Card

Phone 13 30 30

(+61 2 8048 8249 if overseas)

to report a lost or stolen

AMP Bank Visa Debit Card.

 

PayTag is a small sticker placed on the back of your mobile phone than enables you to make contactless purchases up to $100 (daily purchase limits apply) at contactless terminals in Australia.

The AMP Bank PayTag allows you:

  • peace of mind as your PayTag has 24/7 fraud monitoring
  • to leave your wallet, PIN and signature behind
  • protection from unauthorised transactions with rights to Visa chargebacks

Applying is simple:

  • If you already have an AMP Visa Debit Card apply for a PayTag here, or log into My AMP and send us a secure message.
  • If you don’t have an AMP Visa Debit Card, apply here and then apply for a PayTag here.

You can use your AMP Visa Debit card or AMP Debit card with unlimited transactions to withdraw cash at any rediATM in Australia without a fee1.

To find your nearest rediATM, you can:

 Daily withdrawal and purchase limits apply for ATM and eftpos for your own security:

  • ATM or eftpos cash withdrawal limit is $1,000 per card per day
  • eftpos purchase limit is $2,000 per day
  • you may request a change to these limits.

1 Other ATM networks may charge a fee for withdrawals from or transactions at their ATMs.
SMS costs 55c including GST. Cardholders who do not have a premium phone that is SMS-enabled will not be able to access this service.

 

Lost or Stolen Card

Phone 13 30 30

(+61 2 8048 8249 if overseas)

to report a lost or stolen

AMP Debit card or

AMP Visa Debit card

 

You are able to transact at more than 3,200 Australia Post outlets that display the Bank@PostTM sign. This provides you with real-time deposits and the ability to draw cash1.

Fees apply to all withdrawals using Bank@Post and the withdrawn amount is counted towards the daily cash limit. Fees also apply to deposits made by non-personal customers.

Use your AMP Bank Access Card at participating outlets and enjoy the benefits of Bank@Post:

  • real time banking
  • secure banking network
  • widespread access throughout Australia

 

1 Limits apply on withdrawals.

Internet Banking

My AMP allows you to:

  • View your account details, recent transactions and statements that have been issued.
  • Transfer funds between your own accounts or to someone else (cut off times apply when transferring funds to someone else).
  • Pay bills using BPAY (cut off times apply)
  • Download your transactions as a csv or qif file for use in accounting software
  • Add nicknames to your accounts 

Easy banking with our apps

Use our mobile apps to see all your AMP accounts with a single, secure four-digit personal identification number (PIN) access. You can:

  • set up alerts for money coming in or going out of your AMP Bank account
  • monitor your account balances and transfer funds easily between accounts
  • see how some of your investments and your superannuation are performing
  • find a rediATM close to you
  • set up Quick Balance view for your AMP account.

AMPwave integrates mobile payments into the Android version of the AMP app. Users can register their AMP Visa Debit Card in the app to ‘tap and pay’ for purchases up to $100. This function is similar to payWave on your AMP Visa Debit Card but is integrated into Android mobile phones running KitKat 4.4 or later. 

AMPwave allows you to:

  • tap and go for quick payments up to $100 without a PIN 
  • enable or disable AMP Wave within the AMP app 
  • leave your wallet, PIN and signature behind
  • immediately update account balance 

How it works in 3 simple steps: 

  • register and verify your AMP Visa Debit Card in the AMP app 
  • before making a payment, activate NFC on your mobile and ensure PayWave is enabled within the app
  • for purchases up to $100, tap the phone against the contactless payment terminal

Apple Watch with the AMP. Own tomorrow app gives you more time for your money

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The AMP. Own tomorrow app for Apple Watch gives you quick access to view your finances.  Whether you want an update on your bank balance, a glance at your notifications or you are looking for an ATM, you can do it all in the tick of a watch!

  • Simply download the latest version of the AMP iPhone app to your phone.
  • Then ‘pair’ your Watch to your iPhone.  The Apple Watch views the same AMP app that is stored on your iPhone.

Set up the ‘Quick Balance’ function on your iPhone for each eligible account. This can be done via ‘Notifications and Settings’, then ‘Quick Balance’.

The display notifications will show any notifications you currently have set up on your AMP iPhone app.

iPad app

Explore your finances. Get the bigger picture of where you are now and where your financial choices can take you. 

 

iPhone and Android app

Access your finances on the move and have your super, banking, investments and insurance all at your fingertips.

 

 

Explore our everyday and savings accounts to find an option which matches your savings goals and access needs.

Most AMP Bank deposit accounts do not charge account-keeping fees—and many offer a competitive rate of interest.

You can also choose to take years off your mortgage repayments when you take up an AMP Bank home loan with an Offset Deposit Account, which is our one exception to fee-free accounts as it has a $5 monthly account fee.

What else does AMP Bank do?

We provide residential and business home loans, savings, investment and transaction accounts, and self managed superannuation products to thousands of customers. These are provided through mortgage brokers and AMP-aligned financial advisers, and directly to customers via phone and internet banking, as well as through our mobile apps.

Find your nearest fee-free ATM

To find your nearest rediATM, you can:

You can use your AMP Visa Debit card or AMP Debit card with unlimited transactions to withdraw cash at any rediATM in Australia without a fee2. Daily withdrawal and purchase limits apply for ATM and eftpos for your own security:

  • ATM or eftpos cash withdrawal limit is $1,000 per card per day
  • eftpos purchase limit is $2,000 per day
  • you may request a change to these limits.

Lost or stolen cards

Please phone 13 30 30 (+61 2 8048 8249 if overseas) to report a lost or stolen:

  • AMP Visa Debit Card
  • AMP Debit Card
  • AMP PayTag
 

Compare our everyday and savings accounts

Manage your money with our mobile apps

Find out more

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Switching to AMP Bank

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

The credit provider and product issuer is AMP Bank Limited, Australian Credit Licence 234517.

1 SMS costs 55c including GST. Cardholders who do not have a premium phone that is SMS-enabled will not be able to access this service.
2 Other ATM networks may charge a fee for withdrawals from or transactions at their ATMs.