AMP delivers double digit returns for MySuper members

AMP Super has delivered returns up to 11% for its MySuper members for the calendar year to 31 December 2025.

Members invested in AMP’s MySuper 1970s, 1980s and 1990s Lifestage options received returns of 10.8%, 11% and 10.9% respectively.

More than 80% of AMP Super members are invested in these options, with the 1970s largest by assets under management.

The portfolios have benefitted from nimble navigation of the Liberation Day-driven market volatility early in the year, a lifestage approach to strategic asset allocation, and deliberate exposure to international equites.

Members also continued to benefit from AMP’s dynamic asset allocation program, which aims to provide smoother investment returns by actively adjusting the mix of asset classes in response to market conditions.
 

AMP’s MySuper Lifestages approach

Part of AMP’s Lifestage MySuper offerings, the 1970s option uses a high-growth asset allocation and is the largest option by funds under management. 

AMP’s MySuper Lifestage options automatically adjust asset allocations based on a member’s age, gradually shifting from higher growth to more defensive investments as retirement approaches.

This approach is designed to reduce risk later in life while still capturing growth in earlier years — and has continued to support positive outcomes across all age cohorts.
 

Anna Shelley, AMP’s Chief Investment Officer said:

“We’re pleased to have closed out the year delivering strong returns up to 11% for our members.

“Despite some volatility and wobbly markets in November, particularly with Australian shares, AMP’s MySuper options have continued to perform strongly, making a meaningful difference to our members’ retirement outcomes.

“The returns are driven by our overweight positions in global shares throughout much of the year, complemented by strong contributions from private debt and diversified credit.

“Maintaining sustainable returns underpins our long-term approach to turning down the noise and looking for opportunities in markets amid the peaks and troughs.

“That’s why we were able to tactically reduce risk across the portfolios at opportune times during the year, ensuring we could redeploy capital as volatility rose and also ensure our portfolios could weather the storm in the face of weaker markets in November and December.

“Our Dynamic Asset Allocation program allowed us to be agile – for example buying equities on market dips and trimming on rallies, while maintaining discipline and focus on long-term outcomes.

“While geopolitical uncertainty continues to pose unique challenges for investor returns, our portfolios stayed resilient and we remain positive on the outlook for global equities through to 2027.”
 

^{* Source: AMP. Returns as at 31 December 2025.}

^{Past performance is not a reliable indicator of future performance. The investment option returns are calculated from changes in the unit price of the investment option and are after the deduction of investment fees, costs and superannuation fund earnings tax included in the unit price.}