Cash giveaway

    Tap in and win a share of $50,000. 40+ prizes. Unlimited chances. 

    Take part of our Tap. Pay. Win. Competition, which could win you a share of $50,000. It's simple!

    Every time you spend $5 or more using your AMP Bank GO debit card – tap, Apple Pay, Google Pay, or BPAY* — you’ll automatically go in the draw to win. Easy.

    Here’s what’s up for grabs:  
    3 x major prizes of $10,000  
    40 x minor prizes of $500

    There’s no limit on entries. The more you tap, or pay, the more chances you have to win. So, go bananas! 

    But don’t wait too long — the comp wraps up on 28 September 2025.

    *Refer to the competition T&Cs here.


    Experience

    Knowing where your money goes is the first step in taking control of your finances and living your dream life.

    Qantas plane tail

    Turn your everyday banking into Qantas Points

    What is it?

    What if you could earn points on your everyday banking? Now you can with Qantas Frequent Flyer and Qantas Business Rewards.

    • Earn points on your balance​ - For the first time with AMP Bank, you can earn Qantas Points on the money in your account. So, you can turn your everyday banking into Qantas Points

    • Free memberships​ - If you’re not already a Qantas Frequent Flyer or Qantas Business Rewards member, we’ll cover your membership fee

      Not a Qantas Frequent Flyer member? Join now for free.

      Not a Qantas Business Rewards member? Join now for free.

    • No fees*. More points​ - With zero monthly fees on transaction accounts or ongoing spend requirements, you’ll have more money in your account. Meaning your Qantas Points can add up and up and up.

     

    * Fees apply on approved business overdrafts.

    1. Download or sign into AMP Bank GO

    2. Tap your profile (top right of screen)​

    3. Select "Qantas Frequent Flyer" or "Qantas Business Rewards” from menu​

    4. Add your Qantas Frequent Flyer number and link your accounts for Qantas Frequent Flyer. For Qantas Business Rewards, confirm your ABN matches your Qantas Business Rewards ABN and link your account.

           

    Organise your life with Spaces

    Organise your life with Spaces

    What is it?


    Think of Spaces as little pots within your account. You can sort your money, by giving your space a name, add a picture and set a saving goal. Whether it’s for GST, a company car, end-of-year staff party or just a rainy day, you can create Spaces for whatever you want.

    • Simple - Transfer money in and out of Spaces with a few taps without creating multiple accounts
    • Automatic - Using our Round Ups feature, you can round up your spending to the nearest dollar and send the spare change to your chosen Space
    • Personal - Make your Space truly yours by adding a name and a photo. It’s a great way to stay focused on your goals
    • Assemble - Arrange your Spaces in any order you prefer and get notified whenever there's a change in the balance.

    1. Tap 'Spaces' and then select 'New Space'
    2. Hit 'Space' and then give it a name
    3. Set a target amount, and add or withdraw money whenever you like
    4. Tap 'Manage' to change the name, add an image or start saving automatically with Round Ups

    Know where your money flows with Spend categories

    Know where your money flows with Spend categories

    What is it?

    Keep an eye on spending across different categories. Discover trends with intuitive graphs that show you exactly where your money is going and what you’re spending.  

    • Get a detailed breakdown - We’ll show you who your top merchants are and how your outgoings vary month-to-month
    • Organise your expenses - With our user-friendly spending categories like “Marketing” and “Salary and wages,” you’ll always have a clear view of your finances.

    Simply switch between category or merchant to get the view you need. Need more details on a transaction? Just tap it.

    Turn spare change into savings with Round ups

    Turn spare change into savings with Round ups

    What is it?


    Round up your day-to-day spending to the nearest dollar and transfer the spare change into one of your Spaces. Spend $4.80 on a coffee? We’ll round it up to $5.00 and pop the 20 cents into your designated Space for you.

    Want to reach your savings easily in AMP Bank GO? Multiply your spare change by x2, x5 or x10 in your app.

    1. Head to ‘Spaces’ at the bottom right of AMP Bank GO.
    2. Create a new Space or choose an existing one.
    3. Click ‘Manage Space,’ then ‘Round Ups’ and switch the toggle on.

    Statments

    Few taps to split your income into what matters most

    What is Split Payments?


    Split Payments does exactly what it says on the tin. You can instantly split incoming payments like your salary or income into your AMP Bank GO accounts or Spaces either as percentage splits or dollar amounts.

    • Split payments in seconds: It’s never been easier to split incoming money. Share it across as many Spaces or between your personal and business account in AMP Bank GO. All from one screen, done before your spreadsheet even loads
    • Build smart money habits: Split payments helps you control your spending. When you put money aside as it comes in, you avoid the urge to splurge
    • BAS-ready, stress-free: No matter how unpredictable your payday is, automatically set aside a percentage for GST, business expenses or rainy-day reserves like a boss. Stay in control, even when cashflow isn’t predictable. 
    1. Tap on the received payment. 
    2. Tap Split Payments. 
    3. Choose how you want to spit the payment – percentage or dollar amount.
    4. Choose where you want the money shared – across AMP Bank GO accounts or Spaces. 
    5. Review the split. Then pat yourself on the back; you’ve upped your money game.

    Security that never stands still

    Scammers are forever shifting tactics, so our security’s ever evolving. Always on, with eyes everywhere, it scans, alerts, and blocks threats in real-time before they hit.

    Explore our in-app security features, designed to protect you at every tap.

    Stay in charge with card controls

    Stay in charge with card controls

    What is it?

    Whether you’ve had your card stolen, simply misplaced it or want further controls around how you use your card. You can instantly lock, block or cancel your card all from within AMP Bank GO.

    • Block online payments - Need to restrict online payments? This feature has got you covered. This includes any payments you’ve already authorised
    • Disable contactless payments - Stay one step ahead of card fraud by turning off contactless payments
    • Gambling block - You can block all card transactions to registered gambling merchants.

    Head over to card controls where you can easily toggle to enable or disable contactless and chip & PIN payments, ATM withdrawals, online payments, and mobile wallet. You can also freeze your card or activate the gambling block with just a tap.

    Video selfie

    Stay safe with your face using Video selfie

    When you open a bank account with AMP Bank GO, we ask for a quick video selfie. This protects your account from the moment you open it, because we use it to confirm it’s really you - not someone using stolen ID details. It only takes seconds and is one of the safest ways to prevent scammers from impersonating you and stealing important bank info.

    • Block identity fraud before it starts – Scammers can fake documents, but what about a moving face? A video selfie makes it harder for them to open an account in your name.
    • Protect your money – Stops criminals from creating fake accounts that could lead to stolen funds, fraud, or credit damage
    • Save time, stress and thousands in losses – Fixing identity theft can take hours (and cost you thousands). A few seconds now can save you a huge headache later.

    1. When you open your account, you’ll be prompted to take a short video selfie.
    2. Using encrypted storage and liveness detection, we confirm your identity securely.

    3. Your video is only used for onboarding and fraud protection. Never for anything else.

    Contactless payment limits

    Worry less with Numberless cards

    Pinching your card numbers is one of the easiest ways fraudsters can steal your money or identity. So we created numberless physical cards. They don’t show your card number, making it harder for fraudsters to get your details if your card is lost or stolen.

    • Protect your card details from prying eyes – No numbers on your card means nothing for scammers to steal or snap a photo of
    • Keep your details off the dark web – Even if your card goes missing, your sensitive info stays secure and hidden
    • Get your card number when you need it - Just head to the ‘Cards’ tab in the app to access your card details securely. 

    1. Use your physical card for everyday purchases as usual.
    2. When you need your card number, open the AMP Bank GO app, go to the ‘Cards’ tab, and tap to see your card details securely.

    Hide balance screen

    Keep your finances hidden with Hide your balance

    What is it? 

    Sometimes you need to check your bank balance when you’re out, or in places that are less than ideal, surrounded by strangers, friends or family. Whether it’s a large number or a small one, your balance is no one’s business but yours, which is why we’ve made it easy to keep it that way, with our hide your balance feature.

    • Easy to see, quick to hide - Keep private information private without sacrificing convenience
    • Check your balance anywhere - Feel comfortable checking your balance wherever you are, on the bus or train, at a restaurant or at home
    • Being discreet has never been so discreet - It’s quick and easy to hide your balance and doing it is only as obvious as touching the screen.

    1. Tap and hold your finger over your balance in the phone to hide or unhide it.

    Bank calling

    Take bank calls with confidence, knowing it’s actually us

    What is it?

    To reduce the anxiety associated with phone calls from the bank, we’ve made our app even smarter. Now, with the ‘Your bank is calling’ feature, we can help you verify whether the call you’ve received is actually from AMP Bank GO.  

    • Take calls from the bank with confidence – Feel confident the person you're speaking to is the person they say they are and do what needs to be done over the phone
    • No more post “call from the bank” anxiety – Get on with your day after the call, instead of searching for clues as to whether the call was a scam or not
    • Stay safe, keep your funds and identity secure – Phone scams are a common scam. Your Bank is Calling makes them a lot less so.

    1. When you get a call from someone who says they’re from AMP Bank GO, you can use your app to help confirm.
    2. If the caller is from AMP Bank GO, we will display a simple 'Your bank is calling' message in the app.

    3. If not, it means the person calling isn’t who they say they are and could be a scammer.

    Insights

    AMP Bank GO keeps you moving forward, whatever direction suits you.

    AMP Spent messages at purchase

    Get updates in real-time

    What is it?

    Get notifications every time you’re paid or paying a bill so you can keep on top of the ins and outs of your money.

    • Peace of mind - Stay in the loop with instant notifications every time you make a purchase, a direct debit leaves your account, or your wages hit your account
    • Act - With instant notifications, you can be sure that all the money leaving your account is accurate and that you haven't been overcharged. And if you notice any unusual activity, you can quickly lock your card right in the app.

    No need to lift a finger. Every time you spend on your card or digital wallet, or receive a payment, we'll send a notification straight to your phone.

     

    Feeling overwhelmed? You can turn off alerts anytime with just a tap.

    Statments

    Statements

    What are they?


    At AMP Bank GO, we prioritise your convenience, so we won’t send you paper statements. Instead, you can easily check your spending month-by-month or download custom statements with just a few taps in the app.

    • Customise a statement - Statements give you a clear view of what’s come in and what’s left your account each month. You can scroll back to the day you opened your account or download custom statements for any specific date range
    • Data to delight - Export your statements as CSV and use them with accounting software like Xero, or any spreadsheet software. It’s a handy feature, especially if you’re running your own business.

    1. Just tap the top right icon in the app to open the account menu
    2. Tap on ‘Statements’, then ‘Statement history’ and select your desired date range
    3. Choose the option to export in PDF or CSV

    Important information

    The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice. 

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

    A target market determination for these products is available on our TMD page.

    For accounts with BSB number 939 900 and accessed via AMP Bank GO, Terms and Conditions apply and are available here.

    For accounts with BSB number 939 200 and accessed via the My AMP app, Terms and Conditions are available here.
     

    Qantas Frequent Flyer

    You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP has arranged for complimentary membership for new customers who join here. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions.

    Qantas Business Rewards

    Your business must be a Qantas Business Rewards member to earn and use Qantas Points for the business. Membership of Qantas Business Rewards and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. A joining fee usually applies. However, AMP has arranged for complimentary membership for new customers who join here