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Banking
- Banking
  
  Check out our range of bank accounts including everyday, savings accounts and term deposits, to help you stay on track and in control of your money.
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- - Boost savings with compound interest
    
    If you’re interested in using compound interest to help your savings grow, then the sooner you start, the better. Over time, compound interest will make much more money than simple interest.
  - Savings accounts
    
    Do you want to save money and earn high interest on your money? Our range of saving accounts will help you save and grow your money. Find out more online now!
  - Everyday accounts
    
    Open an Everyday transaction bank accounts which is design to help manage your day-to-day banking with advanced online and mobile banking. Find our more online now!
  - Term Deposits
    
    Our term deposit offer high interest rates for fixed periods of time to reach your savings goals sooner. Visit us and find out more today!
  - Business banking
    
    Compare our range of business transaction and savings accounts designed to help maximise your business funds. Find out more online and get in touch today!
  - AMP bank terms & conditions
    
    Find out the terms and conditions for AMP Bank's transactions and savings bank accounts. Visit here for information on AMP's Bank accounts products.
  - Manage AMP bank account
    
    AMP Bank has multiple ways to manage your account, including via My AMP and online banking. Start banking today!
  - Tools & calculators
    
    Check our banking tools & calculators to help you make informed decisions about your finances. Check out our range of calculators online today!
  - Managing money
    
    Being ‘money smart’ starts with understanding basic financial terms and money management principles, especially when you’re looking to make your hard-earned cash go further.
  - AMP bank interest rates & fees
    
    We have a range of bank accounts to help you manage your money, your way. Check out AMP Bank Everyday and savings bank accounts interest rates & fees here.
  - Open Banking
    
    Open Banking will give you the choice to share your AMP Bank data with accredited data recipients.
Home loans
- Home loans
  
  AMP offers a variety of home loans to suit you whatever stage you are at. Buying a home, investing, renovating, refinancing or building a new home.
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- - Buy or refinance home loans
    
    AMP Bank has Home Loans to cater for first-home buyers, investors and renovators. Find out more and compare our home loans online today!
  - Build or renovate loans
    
    If you are looking to build your new home rather than buy an existing property or renovate existing home, you need a different type of home loan. Find out more here.
  - Manage your AMP home loan
    
    Manage your home loan and explore how you could make the most of its features. Find out more today with AMP.
  - Home loans tools & calculators
    
    Calculate your monthly home loan repayments, estimate your borrowing power and more with our home loan calculators. Visit now and explore our calculators
  - Buying your home
    
    If you’re considering putting some money down on your dream home, there are a few important factors to consider.
  - Managing your home loan
    
    Learn how to manage your home loan and explore how you could make the most of its features like debt recycling, consolidate and refinancing home loan. Find out more today with AMP.
  - Invest in property
    
    Investment properties are often bought with a goal to make money, usually through renting a place to someone else. Find out more with AMP.
  - Home loan interest rates & fees
    
    Compare our home loan interest rates to help you find the right home loan at AMP Bank. Find out more today with AMP.
  - Build financial resilience
    
    By acting early we can help you get ahead of your finances before they become a concern.
  - AMP Professional Package Home Loan
    
    AMP Professional Package Home Loan offers fixed and variable rates, offset accounts and flexible repayment options to help you reduce interest or pay your loan off sooner.
  - AMP Essential Home Loan
    
    AMP Essential is a great choice for first home buyers or those wishing to refinance at a competitive variable rate with no ongoing fees.
  - Basic Package Home Loan
    
    AMP Basic Package gives you a choice between fixed or variable rates, or a mix of the two. Also offers a redraw facility and no account fees.
  - Classic Club Home Loan
    
    AMP’s Classic Club is a flexible home loan that could offer you offers introductory interest discounts, low interest rates and redraw facilities.
  - First Home Buyer Family Guarantee
    
    Buy your first home easily with AMP Bank’s First Home Buyer Family Guarantee.
  - Home loan support
    
    Speak to a AMP home loans specialist about your home loan needs.
  - AMP First Home Loan
    
    We're making AMP First even better with a great low variable rate that starts low and stays low, with rates reviewed every 3 months.
  - Investment home loans
    
    It’s quick and easy to apply online for an AMP investment home loan, or you can speak to one of our home loan specialists to help you through the process.
  - Interest only home loans
    
    Our digital interest only home loans are hassle-free, allowing you to apply online and get a fast decision.
  - Home loans for business owners
    
    Discover why AMP Bank is the best choice for self-employed individuals. Enjoy fast approval times, simple documentation, flexible repayment options, and unlimited repayments on variable rate home loans.
Super
- Super
  
  Want to setup new superannuation account or want to learn more about superannuation? AMP offers super funds and tools to track, and grow your super
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- - vimeo test page
  - Personal superannuation funds
    
    AMP have award-winning superannuation products to help you live a comfortable retirement. Find out more today.
  - Your fund details
    
    Get the detail of fund names, their products and their Australian Business Numbers (ABNs), Registrable Superannuation Entities (RSEs), Super Fund Numbers (SFNs) and Unique Superannuation Identifier/Super Product Identifier Number (USI/SPINs).
  - Consolidating your super
    
    Find out how we could help you consolidate your super from multiple funds into a single account. Get help to take control of your super now!
  - Contribute to your super
    
    Looking to grow your super? Did you know you can make contributions on top what your employer makes? Find out how with AMP.
  - Find your lost super
    
    Australians have billions of dollars in unclaimed super. AMP can help you find and reclaim your super. Get help to take control of your super now!
  - Manage your AMP super
    
    It’s easy to manage your AMP Superannuation with My AMP online. You can manage your investments and view your account balance 24 hours a day, 7 days a week.
  - Superannuation tools & calculator
    
    Use our superannuation calculators and tools to find out your super balance might be at retirement and plan how to grow your super balance.
  - Managing super
    
    Want to make the most of your super? Here are ways to take control of your super and get it sorted to make sure your retirement savings are on track.
  - Super contributions
    
    If having more money in retirement sounds good to you, you might be interested to know that there are more ways than one to top up your super.
  - When Can I Access My Super?
    
    Generally, you can access your super when you reach your preservation age and retire, but there could be special circumstances under which you might access your super early.
  - Accessing your super early
    
    If you need to take your super early for compassionate reasons or financial hardship due to coronavirus, find out more about the related government conditions, and any tax implications.
  - Stock market movements and your superannuation
    
    Share markets are falling. Should you be thinking about your super? Lakshman Anantakrishnan, Chief Investment Office of AMP Australia discusses the importance of understanding the risk in your portfolio.
  - Insurance in super
    
    Many super plans include insurance as part of their offer. It’s often seen as a tax effective benefit that can help protect you and your famiy.
  - Super investment risks
    
    Learn about the investment risks associated with super and how they can be managed.
  - FAQs - understanding investment risks inside super
    
    FAQs to help you understand investment risks inside your super.
  - Super and investing
    
    Learn about and manage how your AMP super is invested
  - AMP super member notifications
    
    Access recent notifications and updates for AMP super members.
  - Portfolio holdings
    
    Portfolio holdings information for investment options offered by the AMP Super Fund
  - Responsible investing
  - WPSPF Portfolio holdings
    
    Portfolio holdings information for investment options offered by the Wealth Personal Superannuation and Pension
  - Superannuation and retirement tools & calculators
    
    Use our superannuation and retirement tools to find out your super balance might be at retirement and plan how to grow your super balance.
Retirement
- Retirement
  
  Starting your retirement journey? AMP will help you plan for your retirement and will also helps take care of your super through and into retirement.
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- - Retirement pension accounts
    
    Plan your retirement with an AMP pension. Our allocated (or account-based) pensions can provide you with a regular income stream in retirement. Find out more today.
  - Manage your AMP retirement account
    
    My AMP makes it simple for you to manage your AMP retirement account online, 24 hours a day, 7 days a week. Find out how.
  - Retirement calculator
    
    Use our retirement tools and calculators to estimate how much you need in retirement and how much income you might have in retirement, and how long it will last.
  - Make the most of your retirement
    
    Get up to speed on how you could live your best retirement, looking at things such as accessing your super, making the most of your entitlements and the living options available.
  - What’s the best way of saving for retirement at my age?
    
    There are different strategies for saving for retirement at every age. Read retirement planning tips and what to focus on in your 20s, 30s, 40s, 50s and 60s
  - Retirement health check
    
    If you have AMP super and need help preparing for retirement, book a complimentary chat with a retirement specialist.
Investments
- Investments
  
  View our range of investment solutions and find an investment option that could be right for you with AMP. Find out more today.
  Learn More
- - AMP Sector Index Funds
    
    The single sector index funds provide investors greater access to specific asset classes including Australian and international equites, fixed interest, property, infrastructure and much more. Combined, this Index range enables investors to tailor their investment allocation.
  - Goals-Based Funds
    
    Goals-based investing is an approach which aims to help people meet their personal and lifestyle goals, whatever they may be, in a straightforward and simple way.
  - Future Directions Options
    
    Future Directions Options invest in a range of asset classes with the aim of enhancing diversification and improving risk-adjusted returns.
  - Specialist Funds
    
    Specialist Funds aim to outperform their respective benchmarks over the long term by taking into account our understanding and analysis of market cycles.
  - Other Funds
    
    AMP Investments provide diversification across asset classes, manager types and manager styles, with the aim of achieving growth with smoother returns.
  - Legal and Regulatory Information
    
    View AMP Investment's legal and regulatory information.
  - Tools and calculator
    
    Use our investment tools and calculators to find out which investor style you are and the difference between investing a lump sum or regularly over a period of time.
  - Manage your investments online
    
    Manage your investments with AMP. Update your details, download the AMP mobile app and change your investment options online in mere minutes.
  - Flexible Lifetime® Investment
    
    Flexible Lifetime® - Investments allows investors high portfolio diversification managed by professional managers, even if you don't have a lot to spend.
  - What is investing?
    
    Investing can be a smart way to save. AMP covers the investing basics to help you understand what investing is, your options for growing your money and strategies for increasing your wealth over time.
  - Managing investment risk
    
    Working out your risk profile is the first step towards developing a diversified investment portfolio. So before you plunge in and start building your investment portfolio, it’s important to have a plan.
  - MyNorth Investment
    
    MyNorth Investment offers two capital guarantee options letting you benefit from any market growth. Choose between managed funds, shares and more.
  - How to invest
    
    Access a wide range of investment funds. AMP stand apart for it's multi-asset solutions, which are built around maximising investment results for clients.
  - Responsible Investing
    
    AMP believe attention to ESG considerations improves long-term financial outcomes and creates a sustainable and equitable future for our members and the community.
  - Responsible and ethical investing
    
    If you’d like your money to make a difference to the world as well as to your future, ethical investing may be for you. Learn about ESG considerations and the options available to you.
  - Annual financial statements
    
    We're pleased to present to you the financial statements for the AMP Investments product range.
  - Pricing and performance
    
    This page provides the details of daily unit prices of AMP Investment Funds and their performance over a period.
Advice
- Advice
  
  AMP Financial Advisers are committed to providing quality financial advice and services based on your individual needs. Find out more today!
  Learn More
- - Face-to-face financial advice
    
    AMP financial advisers are committed to providing you with quality financial advice and services based on your needs, goals and current situation. Find out more about AMP face-to-face financial advice
  - Goal 360 experience
    
    The innovative Goals 360 experience is an interactive, personalised approach to advice that has your goals at its heart. It can help you explore, plan, track and most importantly realise your goals.
  - AMP advice practices
    
    We have financial advisers near you. Find and get in touch with your closest AMP Advice participating practice
  - Different types of advice
    
    The type of financial advice you need will depend on your stage of life, how much money you have to invest, and what you are trying to achieve. Here we explain your financial advice options
  - What is financial advice
    
    Personal financial advice isn’t just for complex situations; it could include rearranging your budget, making informed decisions about saving and investing or considering your insurance needs.
  - Advice options
    
    The type of financial advice you need will depend on your stage of life, how much money you have to invest, and what you are trying to achieve. Find out more about different types of advice here
  - Manage your account online
    
    AMP financial advisers are committed to providing you with quality financial advice and services based on your needs, goals and current situation. Make sure you’re getting the most out of your advisor relationship. Find out how.
  - AMP Advice Practices
  - AMP phone based advice
  - Simple super advice
    
    AMP's simple super advice team is ready to help you with expert advice about choosing the right investment option, making extra contributions, sorting out your insurance inside your super and more.
- Learn More
- Learn More
- - Whatever wealthy
    
    Your financial goals are as individual as you are. Whatever wealthy you're after, our expertise across banking, retirement, super and advice, can help create your tomorrow.
- Learn More

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Performance & unit prices
Investment funds
Flexible Lifetime - Investments (series 1)

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Flexible Lifetime - Investments options updates (Series 1)

Product details and performance

Unit prices

Unit prices effective as at 05/12/2024

Multi Sector (Traditional)

Product	Entry Price	Exit Price
Conservative
Conservative Index	1.14926	1.14788
Balanced
AMP Capital Balanced Growth	1.28701	1.28431
Balanced Index	1.19923	1.19779

Single Sector Investment Options

Product	Entry Price	Exit Price
Fixed Interest
Future Directions Australian Bond	0.83945	0.83811
Equities - Australian Equities
AMP Equity	2.75351	2.74965
Future Directions Australian Share (Original Series)	1.74842	1.74318
Specialist Australian Share	1.32151	1.31755
Equities - Global Equities
AMP International Share Enhanced Index	1.71241	1.70899
Future Directions Int'l Share (Original Series)	2.94549	2.93667
Specialist Hedged International Share	1.98209	1.97615
Specialist International Share	3.40197	3.39177
Equities - Small Capitalisation Equities
Specialist Australian Small Companies	0.86523	0.86091
Equities - Specialist Equities
Future Directions Emerging Markets	0.99834	0.99336
Specialist Geared Australian Share	1.57545	1.56603

Product performance

Download the latest monthly investment performance

Download the investment performance at 30 June 2024

Fees & costs

The fees and costs section in the documents below will provide you detailed information on the charges applicable to your investments.

PDS updates

Access the latest AMP product disclosure statements, and any supporting documents.

Investment and annual reports

2024

Investment option updates

Investment option updates - June 2024

Investment option updates - March 2024

2023

Investment option updates

Investment option updates - December 2023

Investment option updates - September 2023

Investment option updates - June 2023

Investment option updates - March 2023

Product disclosure statement

PDS updates

Looking for the PDS from when you joined? Call 133 267

Looking for more information and supporting documents?