Actual return The actual return is based on a member with an account balance of $50,000 throughout the year, after allowing for fees and taxes. The actual return shown is an average return per year up to a period of 10 years. Your actual return will vary from the amount illustrated based on your account balance and specific contributions, switches or withdrawals you have made over the year.  
Return target Expected average return per year above the Consumer Price Index (a measure of inflation) over a period of 10 years.
Comparison between return target and return Average return targets and average returns are used to show a longer term comparison so that fluctuations in returns earned each year are smoothed out. They are calculated for up to 10 years if returns are available.
Level of investment risk The higher the expected return target, the more often you would expect a year of negative returns. Please refer to the Standard Risk Measure in your product disclosure statement (PDS) for a more detailed explanation.
Statement of fees and other costs: Investment and administration fees and costs for the current financial year to 30 June are based on a member with an account balance of $50,000 throughout the year. Fees include an estimate of performance based fees. Your actual fees and costs may differ depending on your account balance and the performance of the investment option. Other fees and costs may also apply. Please refer to your PDS for further details.

Important information

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