AMP Super delivers another strong year of double digit returns for members

AMP announces that it has again delivered strong investment returns for its MySuper members in the latest financial year.

For the 12 months to 30 June 2025 members of AMP’s MySuper 1970s, 1980s and 1990s options have achieved returns of 12.7%, 12.9% and 12.8% respectively – highlighting the strength of AMP’s investment approach through a period marked by geopolitical tension and shifting economic conditions.

Meanwhile, members of AMP’s MySuper 1950s and 1960s funds saw strong returns of 10.1% and 11.2% respectively. These funds cater to members who are closer to or in retirement and are invested more conservatively.

AMP’s Future Directions choice funds also performed well, with Balanced delivering a return of 11.0%, Growth delivering 12.7% and High Growth delivering 14.1% for members.  

^{Source: AMP Investments 
Past performance is not a reliable indicator of future performance. The investment option returns are calculated from changes in the unit price of the investment option and are after the deduction of investment fees, costs and superannuation fund earnings tax included in the unit price.}

Anna Shelley, AMP’s Chief Investment Officer said that while markets have shown strong signs of recovery in recent months, volatility remains a key feature of the current environment. 

“Over the past year, global equity markets experienced considerable volatility, driven by a complex geopolitical environment — including persistent conflicts, shifting trade dynamics and ongoing uncertainty around inflation and interest rate policy.  

“Despite these headwinds, equity markets have rebounded strongly over the past few months in the US and parts of Europe, as inflation has moderated and expectations of rate cuts have returned.  

“Technology and large-cap growth stocks have led the charge, and our portfolios have been well-positioned to capture that upside. 

“Our overweight to US shares contributed meaningfully to performance in the first part of the year — and we closed that overweight in early February, anticipating risks around US trade policy.

“Stock selection in international equities also contributed positively, and we saw modest gains from our Bitcoin allocation. We also benefitted from acquiring direct property assets at a discount from distressed sellers, and we’ve been carefully building out our exposures in direct infrastructure. In global credit, we allocated to a new manager, further diversifying our income sources.

“During the ‘Liberation Day’ related volatility, our focus was on avoiding unforced errors. That meant staying tightly aligned to our strategic targets — buying equities on down days and trimming on up days. On balance, that saw us modestly increase our equity exposure near the lows. 

“The key discipline in wild markets is to have a plan and stick to it. We did exactly that — and it’s reflected in our returns. 

“It’s also pleasing to see our MySuper Lifestages strategy continue to perform as intended. For members approaching retirement, the transition into more defensive assets has helped cushion volatility while still delivering solid returns. This ensures greater stability for those who need it most — without sacrificing the benefits of long-term growth throughout the working years. 

“We expect continued short-term volatility, but we remain confident in our disciplined investment approach and our focus on delivering strong long-term outcomes for members.”

AMP’s MySuper Lifestages approach 

One of AMP’s Lifestage MySuper offering, the 1970s option uses a high-growth asset allocation and is the largest by funds under management.  

AMP’s MySuper LifeStages options automatically adjust asset allocations based on a member’s age, gradually shifting from higher growth to more defensive investments as retirement approaches. 

This approach is designed to reduce risk later in life while still capturing growth in earlier years — and has continued to support positive outcomes across all age cohorts. 

AMP’s Future Directions 

AMP’s Future Directions choice options use a combination of strategic and dynamic asset allocation, an approach which aims to achieve growth with smoother returns and enhanced diversification by negotiating the ups and downs of the market.

This is invested across asset classes with the aim of enhanced diversification and improved risk-adjusted returns. 

For more information on AMP's investment options and latest performance figures, visit  amp.com.au