News & insights
Super bring-forward rules now apply to more people01 July 2022 | Retirement More Australians can make up to three years’ worth of non-concessional super contributions in the same financial year, with the government increasing the age limit from under 65 to under 67. Read more
7 tips to reduce your debts before you retire01 July 2022 | Finance 101 As your working life draws to a close, your social life and recreational activities don’t have to. If you’re a little anxious about money still owing, here are a few pointers. Read more
Planning a career break? Here’s how to manage your superannuation01 July 2022 | Grow my wealth Taking a career break can really affect your financial future. Here’s how to help your superannuation stay in shape while away from work. Read more
What you need to know
It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information is general only, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd ABN 15 139 353 496 (AWM Services), which is part of the AMP group (AMP). Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
The issuer of AMP Flexible Super is N.M. Superannuation Proprietary Limited (N.M. Super) ABN 31 008 428 322 (trustee), which is part of the AMP group (AMP). Before making a decision about the product a person should consider the AMP Flexible Super product disclosure statement available from AMP at amp.com.au or by calling 131 267.
Credit and deposit products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. Any application is subject to AMP Bank’s approval.
Information including interest rates is correct as at 22 December 2021 and is subject to change without notice. Terms and conditions apply. Fees and charges may be payable. Before making a decision about the AMP Saver Account you should consider the terms and conditions available from AMP at amp.com.au/bankterms or 13 30 30.
*Terms and conditions apply and are available at amp.com.au/bankterms or by calling 13 30 30. Fees and charges are payable.
***Special $2,000 or $5,000 cashback for new refinance applications with a portion of the loan on a variable interest rate. Customers are eligible to receive a $2,000 cashback payment if the loan amount is $250,000 up to $999,999, or a $5,000 cashback payment if the loan amount is $1,000,000 or more.
This special offer is available for applications made between 1 July 2022 and 31 August 2022 (inclusive) which settle on or before 30 November 2022. AMP Bank reserves the right to withdraw this offer at any time.
This offer is open to Australian residents aged 18 and over. Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply.
The $2,000 cashback offer is available on Professional Package, AMP First, Essential and Basic Home Loan products only with a minimum loan amount of $250,000. The $5,000 cashback offer is available on Professional, AMP First, Essential and Basic Home Loan products only with a minimum loan amount of $1,000,000.
This offer is not available for purchases, or the restructure or switches of home loans within AMP Bank.
Limit of one $2,000 or $5,000 cashback payment regardless of the number of applications, applicants, properties or loans involved. The $2,000 or $5,000 cashback cannot be used towards the serviceability of the home loan. The $2,000 or $5,000 cashback is not transferable.
The $2,000 or $5,000 cashback must be paid into an AMP Bank offset account, or AMP Access account, and will be paid within 60 days of the settlement date. If you do not have an existing AMP Bank offset account or AMP Access account, one must be opened before the date of settlement.
For multiple home loan applicants, the AMP Bank account needs to be in the name of at least one of the home loan applicants, and the $2,000 or $5,000 cashback will be paid only once to the applicants jointly.
The Offer is current as at 1 July 2022. This Offer may be varied, withdrawn or extended by AMP Bank at any time without notice. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement.
Tax consequences may arise from these promotions for investors and customers should seek independent advice on any taxation matters. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.
1 Effective 8 August 2022, up to 2.60% pa ongoing variable rate on balances up to $250,000 and is subject to change without notice. For Accounts opened from 1 April 2021, offer is limited to one account per person. For any portion of the balance over $250,000 and up to $5,000,000 the interest rate reverts to the AMP Saver Account standard rate only. The maximum ongoing balance per customer name is $5,000,000. Terms and conditions apply. Fees and charges are payable. Any application is subject to AMP Bank’s approval. A target market determination for this product is available at www.amp.com.au/bank/tmd. To learn more about the AMP Saver Account, see the product page.
2 Increase your pay anyone limit to up to $25,000 online, or up to $250,000 per recipient account per day via a written, signed request.
3 Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.
Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions.
A target market determination for this product is available at www.amp.com.au/bank/tmd