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North Personal Superannuation

Markets are unpredictable - they can move up, down or even sideways. So what's the solution if you want to grow your wealth, but also want to protect what you have?

The solution is North. North Personal Super is our innovative solution which allows you to apply a capital guarantee over your investments or start a guaranteed income for life plan while still benefiting from any market growth in your selected investments.

What can I invest in?

  • over 270 managed funds
  • multi-manager funds (index and active),
  • shares,
  • exchange traded funds (ETFs),
  • exchange traded commodities (ETCs) and
  • term deposits.

Two optional guarantees for protection

Protected Investment guarantee*
The Protected Investment guarantee option (available over 6 and 8 year terms) guarantees to return, at the end of the term, all initial capital and any additional contributions less any withdrawals, plus lock in any growth as a result of positive investment performance every two years, provided your 'Account Value' exceeds your 'Protected Balance' on your Guarantee anniversary date.

Protected Growth guarantee*
The Protected Growth guarantee option (available over 10 and 20 year terms) guarantees to return, at the end of the term, all initial capital and any additional contributions less any withdrawal, plus lock in any growth as a result of positive investment performance each year, provided your 'Account Value' exceeds your 'Protected Balance' on your Guarantee anniversary date.

For more information, go to North Online.

Call 1800 667 841 for more information.

  • North

    • Cheque

    • Personal contribution Spouse contribution Employer contribution

      Create a deposit advice on North Online

      Make your cheque payable to: North

      Post your cheque and deposit advice to:

      North Service Centre
      GPO Box 2915
      Melbourne
      VIC 3001

    • BPay

    • Personal contribution Spouse contribution Employer contribution

      BPAY Biller Code: 38778

      9-Digit BPAY reference number : insert your 8-digit North account number (do not include the Y) followed by one of the digits below (according to the type of contribution being made):

      Contribution type Last digit of EFT account number
      Member contribution 1
      Spouse contribution 3
      Employer super guarantee contribution (SGC) 4
      Other employer contribution 5
      Salary sacrifice contribution 6

       

      Note: This 9-digit BPAY account number can be reused each time you want to make a contribution of the same type to the same North account.

    • EFT

    • Personal contribution Spouse contribution Employer contribution

      BSB number: 033 806

      Account name: Account holder's full name

      9-Digit account number: insert your 8-digit North account number (do not include the Y) followed by one of the digits below (according to the type of contribution being made):

      Contribution type Last digit of EFT account number
      Member contribution 1
      Spouse contribution 3
      Employer super guarantee contribution (SGC) 4
      Other employer contribution 5
      Salary sacrifice contribution 6

       

      Note: This 9-digit EFT account number can be reused each time you want to make a contribution of the same type to the same North account.

    • Credit card

    • Personal contribution Spouse contribution Employer contribution
      Not available

 

How does it perform?

Unit prices

What you need to know

Any advice in this page is general in nature and is provided by AMP Life Limited ABN 84 079 300 379 (AMP Life). The advice does not take into account your personal objectives, financial situation or needs. Therefore, before acting on the advice, you should consider the appropriateness of the advice, having regard to those matters. Before making a decision about the product you should consider the North Personal Superannuation Product Disclosure Statement available from AMP at amp.com.au or by calling 1300 157 173. The issuer of North Personal Superannuation is N. M. Superannuation Proprietary Limited ABN 31 008 428 322. AMP Life is part of the AMP Group and can be contacted on 1300 157 173 or askamp@amp.com.au. If you decide to purchase or vary a financial product, AMP Life and/or other companies within the AMP Group will receive fees and other benefits, which will be a dollar amount or a percentage of either the premium you pay or the value of your investments. You can ask us for more details.