AMP Flexible Super®

As life changes your super should too
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AMP Flexible Super is designed to make super convenient - easy-to-set up, adjustable and accessible. You can manage your super online whenever you want and you only pay for what you need.

Apply now in a few easy steps.

AMP Flexible Super may suit you if you’re after:

  • A simple solution to sort out your super
  • Convenience – it’s a quick, easy and secure online application process
  • Access - easy online access to your account and statements
  • A flexible fee structure - only pay for what you need, when you need it

Here’s what you get:

  • a choice of three investment levels with a wide range of investment options so you choose and pay only for what you need
  • a life insurance option to protect your loved ones if you die
  • a free super search and consolidation service, to help find and bring your super together and reduce the fees you pay
  • an award-winning super fund from Australia’s favourite for super1

Need help?

133 888

Monday to Friday
8.30am – 6pm (AEST)

Apply for AMP Flexible Super

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We understand that performance is important to you and could make all the difference when it comes to your retirement. We’ve summarised the average performance for our most popular investment mix ‘Leave it to the experts’ below2.

SuperEasy Lifestages Fund

(Leave it to the Experts)

6 mths

1 yr



Conservative – 60 years and over





Moderately Conservative – 50 to 59 years





Balanced – 40 to 49 years





Growth – 30 to 39 years





High Growth – Under 30 years





As at Friday 31st July 2015

For more detail on performance of other products and to stay up to date, take a look at performance and unit prices.

Before selecting a super fund there are a range of factors that you should consider. You should also read the product disclosure statement. Please note that past performance is not necessarily an indicator of future performance. 

For our most popular investment mix 'Leave it to the experts', our fee structure is:

SuperEasy Lifestages Fund

(Leave it to the experts)

Investment and Admin Fee (ii)

Plus member fee  per week(i)

Conservative – 60 years and over

0.64% pa


Moderately Conservative – 50 to 59 years

0.67% pa


Balanced – 40 to 49 years

0.69% pa


Growth – 30 to 39 years

0.72% pa


High Growth – Under 30 years

0.74% pa


For MySuper investment option our fee structure is:

MySuper investment fees Fee amount
Weekly Member fee(i) $1.97
Investment fee 0.15% pa
Administration fee 0.50% pa
Exit fee(i) $36.45

For all other investment levels our fee structure is:

Fees Core Select Choice
Weekly Member fee(i) $1.66 $2.22


Administration fee- Super and Retirement 0.25% to 0.50% pa 0.25% to 0.50% pa 0.25% to 0.85% pa
Investment fee(ii) – Super 0.15% to 0.31% pa 0.10% to 0.31% pa 0.10% to 2.20% pa
Investment fee(ii) – Retirement 0.15% to 0.34% pa 0.10% to 0.34% pa 0.10% to 2.20% pa
Stronger super fee - Super 0.04% pa 0.04% pa 0.04% pa
Stronger super fee - Retirement 0.01% pa 0.01% pa 0.01% pa

Switch fees

n/a n/a n/a

(i) This fee increases 1 July each year in line with the CPI.

(ii) Performance based fees are paid to certain investment managers when they meet specific investment performance targets. They are deducted from investment and are reflected in the daily unit price or crediting rate.

For full details of fees and options, talk to your financial adviser or look at your product disclosure statement.

Only pay for what you want

Our fee structure means you only pay for what you want. This means your AMP Flexible Super can be a simple, no-frills low-cost super account. Or it can be the super which offers you plenty of specialised investment choices plus comprehensive insurance with income protection. It’s flexible and completely up to you.

Insurance that can change with you

You can choose the type and level of insurance you need. Paying for your insurance through your super doesn’t affect your take-home pay. And if life changes, you can apply for more.

Essential Protection is quick and easy to apply for, and gives you death cover (including terminal illness), plus total and permanent disablement (TPD) cover up to $250,000.

Super Protection offers higher levels of cover, as well as temporary incapacity cover. 


There are many different ways you can contribute to your super fund. Contribute now

For any help or questions, call us on 131 267.


AMP Flexible Super - Retirement keeps your money working while paying you a regular income. So you’re free to enjoy all those things you want to do.

  • One product to take you from your work life into retirement
  • Flexible pension payment options so you can choose how much and how often
  • A wide range of investments from basic, low-cost options to a selection of leading-edge funds
  • Competitive fees – you only pay for what you need
  • Easy online and mobile access
  • A Pension Refresh® facility that makes it easier to manage the paperwork when rebalancing between your super and retirement accounts.

MySuper is a simple default investment option. It is intended by the government to make comparing super products easier based on key differences like cost and investment performance. MySuper authorised means it meets the specific standards set under legislation, including fee structures and generally a basic level of insurance coverage.

If you don’t select an investment option, your contributions will be paid into a MySuper investment option.


Apply now in a few easy steps

Choose your investment mix

You can leave it to the experts, choose by risk level or build your own investment mix.

Choose your insurance

Ensure your loved ones are protected by selecting the right insurance cover for you.

Provide your details & submit

You’ll need your tax file number and your employer’s details. Once completed check your details and submit your application.


Apply now for AMP Flexible Super

Apply now

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. 

This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.  

1 Favourite for super- largest market share by assets under management at aggregate level for super. Plan for Life,June 2015.

2 The table above sets out the investment option returns for the SuperEasy Lifestages Fund. Investment option returns are calculated from changes in the unit price (or crediting rate declared) of the investment option over the period shown and are after the deduction of fees, costs and superannuation fund earnings tax included in the unit price (or crediting rate declared). Investment option returns assume a sum of money is invested at the beginning of the time period and neitherdrawn upon not added to throughout that period. Your actual rate of return of your account will vary from those displayed depending on the timing of contributions, switches or withdrawals that you have made over the period and any fees and rebates charged directly to your account.