AMP Flexible Super®

As life changes your super should too
Apply now

AMP Flexible Super is designed to make super simple with online access and competitive fees so you only pay for what you need.

Apply now in a few easy steps.

AMP Flexible Super may suit you if you’re after:

  • A simple solution to sort out your super
  • An online application  – it’s quick, easy and secure
  • Easy online access to your account and statements
  • Competitive fees – you only pay for what you need

Here’s what you get:

  • an award-winning super fund from Australia’s favourite for super1
  • a free super search and consolidation service, to help reduce the fees you pay across multiple super funds
  • a life insurance option to protect your loved ones if you die

Need help?

133 888

Monday to Friday
8.30am – 6pm (AEST)

Apply for AMP Flexible Super

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AMP Flexible Super - Retirement keeps your money working while paying you a regular income. So you’re free to enjoy all those things you want to do.

  • One product to take you from your work life into retirement
  • Flexible pension payment options so you can choose how much and how often
  • A wide range of investments from basic, low-cost options to a selection of leading-edge funds
  • Competitive fees – you only pay for what you need
  • Easy online and mobile access
  • A Pension Refresh® facility that makes it easier to manage the paperwork when rebalancing between your super and retirement accounts.

To stay up to date about how your product is tracking, take a look at its performance and unit prices.

Before selecting a super fund there are a range of factors that you should consider (not merely past performance). You should also read the product disclosure statement. Past performance is not a reliable indicator of future performance.

There are many different ways you can contribute to your super fund. Contribute now

For any help or questions, call us on 131 267.


As your needs change your investments can too

AMP Flexible Super gives you a choice of three investment levels so you only pay for what you need:

  • Keep it simple with our core investments offering a low-cost simple super.
  • Choose from a select range of diversified options or investments that suit your stage in life.
  • Pick from our full range of investments if you are looking for more choice and control.

Insurance that can change with you

You can choose the type and level of insurance you need. Paying for your insurance through your super doesn’t affect your take-home pay. And if life changes, you can apply for more.

Essential Protection is quick and easy to apply for, and gives you death cover (including terminal illness), plus total and permanent disablement (TPD) cover up to $250,000.

Super Protection offers higher levels of cover, as well as temporary incapacity cover. 


MySuper investment fees Fee amount
Weekly Member fee(i) $1.97
Investment fee 0.15% pa
Administration fee 0.50% pa
Exit fee(i) $36.45

Investment levels

Fees Core Select Choice
Weekly Member fee(i) $1.66 $2.22


Administration fee- Super and Retirement 0.25% to 0.50% pa 0.25% to 0.50% pa 0.25% to 0.85% pa
Investment fee(ii) – Super 0.15% to 0.31% pa 0.10% to 0.31% pa 0.10% to 2.20% pa
Investment fee(ii) – Retirement 0.15% to 0.34% pa 0.10% to 0.34% pa 0.10% to 2.20% pa
Stronger super fee - Super 0.04% pa 0.04% pa 0.04% pa
Stronger super fee - Retirement 0.01% pa 0.01% pa 0.01% pa

Switch fees

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(i) This fee increases 1 July each year in line with the CPI.

(ii) Performance based fees are paid to certain investment managers when they meet specific investment performance targets. They are deducted from investment and are reflected in the daily unit price or crediting rate.

For full details of fees and options, talk to your financial adviser or look at your product disclosure statement.

MySuper is a simple default investment option. It is intended by the government to make comparing super products easier based on key differences like cost and investment performance. MySuper authorised means it meets the specific standards set under legislation, including fee structures and generally a basic level of insurance coverage.

If you don’t select an investment option, your contributions will be paid into a MySuper investment option.


Apply now in a few easy steps

Choose your investment mix

You can leave it to the experts, choose by risk level or build your own investment mix.

Choose your insurance

Ensure your loved ones are protected by selecting the right insurance cover for you.

Provide your details & submit

You’ll need your tax file number and your employer’s details. Once completed check your details and submit your application.


Apply now for AMP Flexible Super

Apply now

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. 

This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.  

The issuer of AMP Flexible Super is AMP Superannuation Limited. AMP Flexible Super is a registered trademark of AMP Limited.

1 Plan for Life 30 September 2013.