Home loan rates that start low and stay low

This offer is available if you:

✓ are an eligible AMP super member; and

✓ are applying through AMP Bank for a new loan that doesn’t exceed 90% of the property value (or 80% of the property value for interest-only loans).

Important information

¹, ** The comparison rate is calculated for a secured loan on an amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

² This offer is available to eligible AMP super members and certain other eligible groups, who apply directly through AMP Bank for a new home loan by completing an application form. Rates are subject to change at any time and without notice. Offer available for loans not exceeding 90% of the property value (or 80% of the property value for interest-only loans).  

³, " This interest rate applies to the three-year owner-occupied principal and interest fixed-rate AMP First Home Loan ($40,000 and above). Other rates apply depending on your loan type. Rates are subject to change.

⁴, * This interest rate applies to the variable owner-occupied principal and interest AMP First Home Loan ($40,000 and above). Other rates apply depending on your loan type. Rates are subject to change.

⁵ AMP Bank's mortgage processing service provider's standard costs for one or two security property(ies) of $295 will be paid by AMP Bank. Costs for additional security property(ies) and any non-standard mortgage processing service provider's costs are payable.

⁶ A $299 variation fee will apply in the instance you’re switching from an existing AMP Bank Home Loan to the AMP First Home Loan. It will not apply if you’re switching from another provider.

^ Interest rates will be reviewed at least every six months, and when the Reserve Bank of Australia (RBA) changes the cash-rate, to ensure they remain within the top three, based on comparison rates, of 25 of Australia’s banks and credit unions (including the major banks).

See the AMP First Home Loan Rules for applicable terms, conditions and eligibility criteria.

The credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian Credit Licence 234517. Information including interest rates is correct as at 15 February 2021 and is subject to change without notice. Terms and conditions apply and are available at amp.com.au/bankterms or by calling 13 30 30. Fees and charges are payable. Approval is subject to AMP Bank guidelines.This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice. AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.