AMP Flexible Super is designed to be the only super account you will ever need. It’s easy to take with you from job to job, simple to manage online and has smart investment options that change with you as your life changes. That’s why your employer chose it.

AMP Flexible Super may suit if you’re:

  • looking for a super solution to take from job to job and is easy to manage
  • thinking of changing investment options as you go
  • wanting a product that moves with you through to retirement.

Here's what you get:

  • A wide range of investments from basic, low-cost options to a selection of leading-edge funds
  • Simple insurance options you can tailor as your needs change
  • Competitive fee1 - only pay for what you need
  • Easy online and mobile access

Flexible investment options:

As your life changes, maybe you’d prefer to get more hands-on with your money. AMP Flexible Super gives you a choice of three investment levels with no switching fees:

  • Keep it simple with our core investments offering a low-cost simple super.
  • Choose from a select range of cash and balanced funds or investments that suit your stage in life.
  • Pick from our full range of investments if you are looking for more choice and control.

Get the protection you need:

Holding insurance cover through AMP Flexible Super can be a tax-effective way to protect you and your family financially. With AMP Flexible Super, eligible members are provided with simple insurance and may also have Temporary Salary Continuance cover (also known as income protection).

  • Employee Essential Protection includes Death Cover and Total and Permanent Disablement cover.
  • Employee Flexible Protection offers higher levels of cover as well as Temporary Salary Continuance cover.

It's MySuper authorised. What does that mean?

MySuper is a simple default investment option. It is intended by the government to make comparing super products easier based on key differences like cost and investment performance. MySuper authorised means it meets the specific standards set under legislation, including fee structures and generally a basic level of insurance coverage.

If you don't select an investment option, your contributions will be paid into a MySuper investment option.

Performance & unit prices

To stay up to date about how your product is tracking, take a look at its performance and unit prices.

Before selecting a super fund there are a range of factors that you should consider (not merely past performance). You should also read the product disclosure statement. Past performance is not a reliable indicator of future performance.

Fees & charges


Fee AMP Lifecycle MySuper Super Easy LifeStages Choose your own mix
 Investment fee (i)  0.30% 0.10% to 0.20% 0.00% to 1.90%
Administration fee 0.29% 0.50% (ii) 0.25% to 0.85% (ii)
Member fee  $7.57 per month(iii) $7.57 to $10.08 per month $7.57 to $12.65 per month
Switching fee Nil Nil Nil
Transaction cost allowance (iv) 0 to +/- 0–0.52%
0 to +/- 0–0.34%
0 to +/- 0–1.90%
Advice fee for personal advice  As agreed between you and your financial adviser
Insurance fees  Insurance premiums will apply if you have insurance cover
Indirect cost ratio (v) 0.28% to 0.41%
0.05% to 0.08%
0.00% to 1.64%

(i) For certain investment options, the investment fee may include estimates of amounts deducted from underlying investments including amounts charged on the gross assets of the underlying investment. These estimated amounts may vary and as a result the investment fee for these investment options may be more or less than the amounts shown which are based on the known actual or estimated costs incurred for the last financial year. Past costs are not a reliable indicator of future costs.

(ii) You may qualify for an administration fee rebate. Please refer to the Getting to know your AMP Flexible Super fact sheet for more detail.

(iii) If you invest your super account wholly in the AMP Lifecycle MySuper option, you will pay the MySuper fees only. If you choose to hold both AMP Lifecycle MySuper and other options, you will pay the MySuper Member fee, plus any excess of the other relevant Member fee.

(iv) The range shown here is based on the latest information available to us as at 15 May 2020. The transaction cost allowance can change at any time and may exceed the maximum amount shown.

(v) Costs are variable and may be more or less than the estimated amounts shown which are based on the known actual or estimated costs incurred for the last financial year. Past costs are not a reliable indicator of future costs.

Learn more about the fees in the Product Disclosure Statement and Getting to know your AMP Flexible Super fact sheet.

If you need a hand with your superannuation investments, a financial adviser can help you get started.

Documents & downloads

For any help or questions

Monday to Friday 8.30am – 7pm (AEST)

Keep track of your investments

 My AMP gives you access to your super account 24/7

Login to My AMP

Making a contribution

 There are many different ways to contribute to your super fund.

Contribute now

Important Information

Products in the Super Directions Fund and the Wealth Personal Superannuation and Pension Fund are issued by N.M. Superannuation Proprietary Limited (N.M. Super) ABN 31 008 428 322 (trustee), which is part of the AMP group (AMP).

Before deciding what’s right for you, it’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions available from AMP at amp.com.au or by calling 131 267.

Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd ABN 15 139 353 496 (AWM Services), which is part of the AMP group (AMP). Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Flexible Super is a registered trademark of AMP Limited (ABN 49 079 354 519).